Keep your credit card balances low High credit card balances can signal to lenders that you're overextended and may not be able to make payments on time.
Limit new credit applications Each time you apply for credit, it shows up on your credit report, which can have a negative impact on your score.
Monitor your credit report Review your credit report regularly to make sure that it's accurate and to spot any potential errors.
Don't co-sign for someone else's loan Co-signing for someone else's loan can put your credit at risk if they don't make payments on time.