{"id":63734,"date":"2022-09-29T14:14:04","date_gmt":"2022-09-29T08:44:04","guid":{"rendered":"https:\/\/www.the-next-tech.com\/?post_type=web-story&#038;p=63734"},"modified":"2022-09-29T14:14:10","modified_gmt":"2022-09-29T08:44:10","slug":"credit-card-smart-tricks-hacks-to-save-money","status":"publish","type":"web-story","link":"https:\/\/www.the-next-tech.com\/web-stories\/credit-card-smart-tricks-hacks-to-save-money\/","title":{"rendered":"Credit Card Smart Tricks &#038; Hacks To Save Money"},"content":{"rendered":"<p><html amp=\"\" lang=\"en\"><head><meta charSet=\"utf-8\"\/><meta name=\"viewport\" content=\"width=device-width,minimum-scale=1,initial-scale=1\"\/><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0.js\"><\/script><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0\/amp-story-1.0.js\" custom-element=\"amp-story\"><\/script><link href=\"https:\/\/fonts.googleapis.com\/css2?display=swap&amp;family=Roboto%3Awght%40700\" rel=\"stylesheet\"\/>\n<style amp-boilerplate=\"\">body{-webkit-animation:-amp-start 8s steps(1,end) 0s 1 normal both;-moz-animation:-amp-start 8s steps(1,end) 0s 1 normal both;-ms-animation:-amp-start 8s steps(1,end) 0s 1 normal both;animation:-amp-start 8s steps(1,end) 0s 1 normal both}@-webkit-keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}@-moz-keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}@-ms-keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}@-o-keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}@keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}<\/style>\n<p><noscript><\/p>\n<style amp-boilerplate=\"\">body{-webkit-animation:none;-moz-animation:none;-ms-animation:none;animation:none}<\/style>\n<p><\/noscript><\/p>\n<style amp-custom=\"\">\n              h1, h2, h3 { font-weight: normal; }<\/p>\n<p>              amp-story-page {\n                background-color: #131516;\n              }<\/p>\n<p>              amp-story-grid-layer {\n                overflow: visible;\n              }<\/p>\n<p>              @media (max-aspect-ratio: 9 \/ 16)  {\n                @media (min-aspect-ratio: 320 \/ 678) {\n                  amp-story-grid-layer.grid-layer {\n                    margin-top: calc((100% \/ 0.5625 - 100% \/ 0.6666666666666666) \/ 2);\n                  }\n                }\n              }<\/p>\n<p>              @media not all and (min-resolution:.001dpcm) {\n                @media {\n                  p.text-wrapper > span {\n                    font-size: calc(100% - 0.5px);\n                  }\n                }\n              }<\/p>\n<p>              .page-fullbleed-area,\n              .page-background-overlay-area {\n                position: absolute;\n                overflow: hidden;\n                width: 100%;\n                left: 0;\n                height: calc(1.1851851851851851 * 100%);\n                top: calc((1 - 1.1851851851851851) * 100% \/ 2);\n              }<\/p>\n<p>              .element-overlay-area {\n                position: absolute;\n                width: 100%;\n                height: 100%;\n                top: 0;\n                left: 0;\n              }<\/p>\n<p>              .page-safe-area {\n                overflow: visible;\n                position: absolute;\n                top: 0;\n                bottom: 0;\n                left: 0;\n                right: 0;\n                width: 100%;\n                height: calc(0.84375 * 100%);\n                margin: auto 0;\n              }<\/p>\n<p>              .mask {\n                position: absolute;\n                overflow: hidden;\n              }<\/p>\n<p>              .fill {\n                position: absolute;\n                top: 0;\n                left: 0;\n                right: 0;\n                bottom: 0;\n                margin: 0;\n              }<\/p>\n<p>              @media (prefers-reduced-motion: no-preference) {\n                .animation-wrapper {\n                  opacity: var(--initial-opacity);\n                  transform: var(--initial-transform);\n                }\n              }<\/p>\n<p>              amp-story-grid-layer.align-bottom {\n                align-content: end;\n                padding: 0;\n              }<\/p>\n<p>              .captions-area {\n                padding: 0 32px 0;\n              }<\/p>\n<p>              amp-story-captions {\n                margin-bottom: 16px;\n                text-align: center;\n              }<\/p>\n<p>              amp-story-captions span {\n                display: inline-block;\n                margin: 0;\n                padding: 6px 12px;\n                vertical-align: middle;\n                border-radius: 15px;\n                background: rgba(11, 11, 11, 0.6);\n                color: rgba(255, 255, 255, 1);\n                font-family: -apple-system, BlinkMacSystemFont, \"Segoe UI\", Roboto, Oxygen-Sans, Ubuntu, Cantarell, \"Helvetica Neue\", sans-serif;;\n                font-size: calc(4 * var(--story-page-vw));\n                line-height: 1.4;\n                word-break: break-word;\n                word-wrap: break-word;\n                overflow-wrap: break-word;\n              }\n              <\/style>\n<p><meta name=\"web-stories-replace-head-start\"\/><title>Credit Card Smart Tricks &amp; Hacks To Save Money<\/title><link rel=\"canonical\" href=\"https:\/\/www.the-next-tech.com\/?post_type=web-story&amp;p=63734\"\/><meta name=\"web-stories-replace-head-end\"\/><\/head><body><amp-story standalone=\"\" publisher=\"The Next Tech\" publisher-logo-src=\"https:\/\/s3.amazonaws.com\/static.the-next-tech.com\/wp-content\/uploads\/2022\/07\/22163006\/tnt_logo.png\" title=\"Credit Card Smart Tricks &amp; Hacks To Save Money\" poster-portrait-src=\"https:\/\/s3.amazonaws.com\/static.the-next-tech.com\/wp-content\/uploads\/2022\/09\/29131110\/Cover-Image-35.jpg\"><amp-story-page id=\"ff6b4db3-a050-4f84-bce5-862268cf5214\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#fff\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-5db3e543-1ffc-4c39-975e-8060f452cc31\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:-72.3301%;top:-9.2233%;width:244.66019%;height:122.16828%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-120420f7-513a-4ef4-9722-8b7708ba249d\">\n<div style=\"position:absolute;width:100%;height:100.13245%;left:0%;top:-0.06623%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/m.foolcdn.com\/media\/affiliates\/images\/research-artdebit-and-credit-card-market-shar.width-1200_oL4ST5A.jpg\" alt=\"research-artdebit-and-credit-card-market-shar.width-1200_oL4ST5A.jpg\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:-38.59223%;top:-9.06149%;width:177.42718%;height:118.28479%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-dfba87f0-514a-4729-8a9b-a6eaea8dad21\">\n<div class=\"fill\" style=\"background-image:linear-gradient(0turn, rgba(40,40,40,0.65) 0%, rgba(0,0,0,0) 100%);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:13.34951%;top:12.62136%;width:76.69903%;height:22.16828%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-8dbfe9fb-d329-4f4f-8cc5-5770010a0755\">\n<div class=\"fill\" style=\"background-color:rgba(0,0,0,0.5);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:17.47573%;top:16.18123%;width:65.53398%;height:15.04854%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.7407407407407408% 0.7407407407407408% 0.7407407407407408% 0.7407407407407408% \/ 2.1505376344086025% 2.1505376344086025% 2.1505376344086025% 2.1505376344086025%\" id=\"el-0a2b8177-f0a3-4179-a9cf-7a2fdc8f114e\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.13541666666666655% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.420712em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Credit_Card_Tips_and_Hacks_How_to_Save_Money\"><\/span><span><span style=\"font-weight: 700; color: #fff\">Credit Card Tips and Hacks: How to Save Money<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:13.34951%;top:34.62783%;width:76.69903%;height:33.98058%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-18ff1c8d-0fdc-41e7-bde1-ff08c1be1474\">\n<div class=\"fill\" style=\"background-color:rgba(0,0,0,0.5);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:17.71845%;top:36.24595%;width:65.7767%;height:27.83172%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.7380073800738007% 0.7380073800738007% 0.7380073800738007% 0.7380073800738007% \/ 1.1627906976744187% 1.1627906976744187% 1.1627906976744187% 1.1627906976744187%\" id=\"el-aebc6d48-fe31-472e-8dcb-1adfa908ee6d\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.09340405904059002% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.291262em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">There are so many incentives and perks available that it is easy to get sucked into using credit cards for things other than intended. These tips will help you save money while keeping your credit card balance within an acceptable range.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"71084f1f-9e64-469f-b83f-0b3a4087bd0e\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#fff\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-e9a5a58f-491d-414d-bc71-e817073e7763\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:-23.78641%;top:-10.84142%;width:148.54369%;height:123.78641%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-fa2d0010-d1f1-417a-ab51-de6e88dfafd8\">\n<div style=\"position:absolute;width:100%;height:100.00586%;left:0%;top:-0.00293%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/images.unsplash.com\/photo-1623295291838-5c8fb02c1b2b?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHw0MHx8Y3JlZGl0JTIwY2FyZHxlbnwwfHx8fDE2NjQ0MzA3MDk&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=3415&amp;h=4269&amp;fit=max\" alt=\"media\/unsplash:cLAkI7ib5mo\" srcSet=\"https:\/\/images.unsplash.com\/photo-1623295291838-5c8fb02c1b2b?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHw0MHx8Y3JlZGl0JTIwY2FyZHxlbnwwfHx8fDE2NjQ0MzA3MDk&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=3415&amp;h=4269&amp;fit=max 3415w,https:\/\/images.unsplash.com\/photo-1623295291838-5c8fb02c1b2b?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHw0MHx8Y3JlZGl0JTIwY2FyZHxlbnwwfHx8fDE2NjQ0MzA3MDk&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=2732&amp;h=3415&amp;fit=max 2732w,https:\/\/images.unsplash.com\/photo-1623295291838-5c8fb02c1b2b?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHw0MHx8Y3JlZGl0JTIwY2FyZHxlbnwwfHx8fDE2NjQ0MzA3MDk&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=2049&amp;h=2561&amp;fit=max 2049w,https:\/\/images.unsplash.com\/photo-1623295291838-5c8fb02c1b2b?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHw0MHx8Y3JlZGl0JTIwY2FyZHxlbnwwfHx8fDE2NjQ0MzA3MDk&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=1366&amp;h=1708&amp;fit=max 1366w,https:\/\/images.unsplash.com\/photo-1623295291838-5c8fb02c1b2b?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHw0MHx8Y3JlZGl0JTIwY2FyZHxlbnwwfHx8fDE2NjQ0MzA3MDk&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=683&amp;h=854&amp;fit=max 683w,https:\/\/images.unsplash.com\/photo-1623295291838-5c8fb02c1b2b?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHw0MHx8Y3JlZGl0JTIwY2FyZHxlbnwwfHx8fDE2NjQ0MzA3MDk&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=340&amp;h=425&amp;fit=max 340w\" sizes=\"(min-width: 1024px) 67vh, 149vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:-40.53398%;top:-10.84142%;width:181.79612%;height:121.19741%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-0fa3c104-3816-4fff-a2ae-8aaf57735b68\">\n<div class=\"fill\" style=\"background-image:linear-gradient(0turn, rgba(95,95,95,0.24) 0%, rgba(0,0,0,0) 100%);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:10.92233%;top:15.69579%;width:76.94175%;height:18.4466%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-e41905e0-6441-4d1f-a7f6-b1bfc6f8a68c\">\n<div class=\"fill\" style=\"background-color:rgba(0,0,0,0.45);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:13.83495%;top:25.24272%;width:73.54369%;height:4.20712%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6600660066006601% 0.6600660066006601% 0.6600660066006601% 0.6600660066006601% \/ 7.6923076923076925% 7.6923076923076925% 7.6923076923076925% 7.6923076923076925%\" id=\"el-27587c9c-62c9-4523-9d52-fa2863cb6629\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.10024752475247553% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.349515em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"What_is_a_Credit_Card\"><\/span><span><span style=\"font-weight: 700; color: #fff\">What is a Credit Card?<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:10.92233%;top:33.98058%;width:76.94175%;height:47.411%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-f1a2c56a-1d82-4953-aad1-4d318855456a\">\n<div class=\"fill\" style=\"background-color:rgba(0,0,0,0.45);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:17.96117%;top:36.08414%;width:64.32039%;height:38.34951%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.7547169811320755% 0.7547169811320755% 0.7547169811320755% 0.7547169811320755% \/ 0.8438818565400843% 0.8438818565400843% 0.8438818565400843% 0.8438818565400843%\" id=\"el-7ecd0d23-ee28-441c-8119-bd8cded96c46\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.0955188679245279% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.291262em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">A credit card can be used to obtain &#8220;credit&#8221; or a loan from a bank. The credit card has predefined borrowing limit, which you can access at any time. The credit limit will be determined at the time you apply. The money above your minimum payment, if you don&#8217;t pay off your debt in full each month, goes towards interest and fees.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"e67aa92c-7cee-4735-a893-3d5bf38dfd0c\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#000\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-37f50e49-88d3-409b-a073-d0abeb8dc98e\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:-3.39806%;top:0;width:103.8835%;height:46.1165%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-e2c3cee7-3580-43a3-9c10-f04802953b37\">\n<div style=\"position:absolute;width:100.43115%;height:100%;left:-0.21557%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/images.unsplash.com\/photo-1625980344922-a4df108b2bd0?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxNnx8YmlsbHN8ZW58MHx8fHwxNjY0Mzk0MTI5&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=3024&amp;h=2005&amp;fit=max\" alt=\"person holding white printer paper\" srcSet=\"https:\/\/images.unsplash.com\/photo-1625980344922-a4df108b2bd0?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxNnx8YmlsbHN8ZW58MHx8fHwxNjY0Mzk0MTI5&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=3024&amp;h=2005&amp;fit=max 3024w,https:\/\/images.unsplash.com\/photo-1625980344922-a4df108b2bd0?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxNnx8YmlsbHN8ZW58MHx8fHwxNjY0Mzk0MTI5&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=2419&amp;h=1604&amp;fit=max 2419w,https:\/\/images.unsplash.com\/photo-1625980344922-a4df108b2bd0?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxNnx8YmlsbHN8ZW58MHx8fHwxNjY0Mzk0MTI5&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=1814&amp;h=1203&amp;fit=max 1814w,https:\/\/images.unsplash.com\/photo-1625980344922-a4df108b2bd0?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxNnx8YmlsbHN8ZW58MHx8fHwxNjY0Mzk0MTI5&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=1209&amp;h=802&amp;fit=max 1209w,https:\/\/images.unsplash.com\/photo-1625980344922-a4df108b2bd0?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxNnx8YmlsbHN8ZW58MHx8fHwxNjY0Mzk0MTI5&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=604&amp;h=400&amp;fit=max 604w,https:\/\/images.unsplash.com\/photo-1625980344922-a4df108b2bd0?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxNnx8YmlsbHN8ZW58MHx8fHwxNjY0Mzk0MTI5&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=340&amp;h=225&amp;fit=max 340w\" sizes=\"(min-width: 1024px) 47vh, 104vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.8932%;top:50.64725%;width:76.94175%;height:5.17799%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6309148264984227% 0.6309148264984227% 0.6309148264984227% 0.6309148264984227% \/ 6.25% 6.25% 6.25% 6.25%\" id=\"el-12633011-963d-48d5-b578-37744f5fa394\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.1197752365930597% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.436893em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Tips_Tricks\"><\/span><span><span style=\"font-weight: 700; color: #ffa811\">Tips &amp; Tricks<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.8932%;top:61.00324%;width:75.48544%;height:8.09061%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6430868167202572% 0.6430868167202572% 0.6430868167202572% 0.6430868167202572% \/ 4% 4% 4% 4%\" id=\"el-e4a814ba-7f11-471e-b8f2-a54a3b026ded\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.09495578778135037% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.339806em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Pay_Off_Your_Credit_Card_Bill_Every_Month\"><\/span><span><span style=\"font-weight: 700; color: #fff\">Pay Off Your Credit Card Bill Every Month.<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.62136%;top:74.43366%;width:75.48544%;height:20.87379%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6430868167202572% 0.6430868167202572% 0.6430868167202572% 0.6430868167202572% \/ 1.550387596899225% 1.550387596899225% 1.550387596899225% 1.550387596899225%\" id=\"el-1e45470a-e76a-4c9e-92da-331ff819d9f5\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.08139067524115721% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.291262em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">To avoid interest charges on credit card purchases, you must pay off all your debts by the due date. Credit cards are a great option if you can resist the urge to spend more than your monthly budget allows.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:83.98058%;top:95.14563%;width:33.25243%;height:22.16828%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;clip-path:url(#el-3720dbb6-4f13-4032-b371-e732c2be0bff);-webkit-clip-path:url(#el-3720dbb6-4f13-4032-b371-e732c2be0bff)\" class=\"mask\"><svg width=\"0\" height=\"0\"><defs><clipPath id=\"el-3720dbb6-4f13-4032-b371-e732c2be0bff\" transform=\"scale(1 1)\" clipPathUnits=\"objectBoundingBox\"><path d=\"M 0.5 0 L 1 1 L 0 1 Z\"><\/path><\/clipPath><\/defs><\/svg><\/p>\n<div class=\"fill\" style=\"background-color:#ffa811;will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"7428ebdc-6272-4cc9-bbea-a3135a35c0dd\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#fff\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-2582dc2b-aa0f-4527-beb8-a3cd45cb315b\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:-23.78641%;top:-10.84142%;width:147.57282%;height:122.81553%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-3b236d12-b849-40aa-9dfd-cbe919ac2312\">\n<div style=\"position:absolute;width:100%;height:100.13176%;left:0%;top:-0.06588%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/images.unsplash.com\/photo-1556742031-c6961e8560b0?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHw0fHxjcmVkaXQlMjBjYXJkJTIwcGF5bWVudHxlbnwwfHx8fDE2NjQ0MzE5NTk&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=2400&amp;h=3000&amp;fit=max\" alt=\"person putting magstripe card near black card terminal\" srcSet=\"https:\/\/images.unsplash.com\/photo-1556742031-c6961e8560b0?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHw0fHxjcmVkaXQlMjBjYXJkJTIwcGF5bWVudHxlbnwwfHx8fDE2NjQ0MzE5NTk&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=2400&amp;h=3000&amp;fit=max 2400w,https:\/\/images.unsplash.com\/photo-1556742031-c6961e8560b0?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHw0fHxjcmVkaXQlMjBjYXJkJTIwcGF5bWVudHxlbnwwfHx8fDE2NjQ0MzE5NTk&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=1920&amp;h=2400&amp;fit=max 1920w,https:\/\/images.unsplash.com\/photo-1556742031-c6961e8560b0?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHw0fHxjcmVkaXQlMjBjYXJkJTIwcGF5bWVudHxlbnwwfHx8fDE2NjQ0MzE5NTk&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=1440&amp;h=1800&amp;fit=max 1440w,https:\/\/images.unsplash.com\/photo-1556742031-c6961e8560b0?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHw0fHxjcmVkaXQlMjBjYXJkJTIwcGF5bWVudHxlbnwwfHx8fDE2NjQ0MzE5NTk&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=960&amp;h=1200&amp;fit=max 960w,https:\/\/images.unsplash.com\/photo-1556742031-c6961e8560b0?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHw0fHxjcmVkaXQlMjBjYXJkJTIwcGF5bWVudHxlbnwwfHx8fDE2NjQ0MzE5NTk&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=480&amp;h=600&amp;fit=max 480w,https:\/\/images.unsplash.com\/photo-1556742031-c6961e8560b0?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHw0fHxjcmVkaXQlMjBjYXJkJTIwcGF5bWVudHxlbnwwfHx8fDE2NjQ0MzE5NTk&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=340&amp;h=425&amp;fit=max 340w\" sizes=\"(min-width: 1024px) 66vh, 148vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.40777%;top:16.99029%;width:79.36893%;height:22.16828%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-48494348-9a90-400c-8bb2-e90ae845c964\">\n<div class=\"fill\" style=\"background-color:rgba(0,0,0,0.45);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:14.56311%;top:21.84466%;width:73.05825%;height:15.53398%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6644518272425249% 0.6644518272425249% 0.6644518272425249% 0.6644518272425249% \/ 2.083333333333333% 2.083333333333333% 2.083333333333333% 2.083333333333333%\" id=\"el-1256d7e2-d885-4b3c-8b5a-68a041b974ed\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.12614202657807286% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.436893em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Use_Your_Credit_Cards_For_Necessities_Not_Wants\"><\/span><span><span style=\"font-weight: 700; color: #fff\">Use Your Credit Cards For Necessities, Not Wants.<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.40777%;top:39.15858%;width:79.36893%;height:33.00971%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-01c433d7-aceb-480d-bad0-4855b4eb7b65\">\n<div class=\"fill\" style=\"background-color:rgba(0,0,0,0.45);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:15.53398%;top:43.04207%;width:71.1165%;height:24.43366%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6825938566552902% 0.6825938566552902% 0.6825938566552902% 0.6825938566552902% \/ 1.3245033112582782% 1.3245033112582782% 1.3245033112582782% 1.3245033112582782%\" id=\"el-b446a053-1bca-4cbd-9187-eaf0da7f76af\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.08639078498293479% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.291262em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">Credit cards should be used responsibly. Spending money recklessly could lead to debt. You can use the credit card to get a short-term loan for yourself and then repay it as soon as possible to lower or eliminate interest rates.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"94692743-3bf9-4a31-8b5a-d3ca62d73daa\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#000\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-fae72aff-4a2d-4658-bcd8-80f6aa462ffb\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:-8.73786%;top:0.32362%;width:111.65049%;height:48.05825%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-562dde2a-967e-4b17-a486-35acfe4ddf24\">\n<div style=\"position:absolute;width:100.1739%;height:100%;left:-0.08695%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/cdn.zmescience.com\/wp-content\/uploads\/2021\/10\/gift-gfd7a7c511_1280.jpg\" alt=\"gift-gfd7a7c511_1280.jpg\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.13592%;top:55.17799%;width:75.97087%;height:10.35599%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6389776357827476% 0.6389776357827476% 0.6389776357827476% 0.6389776357827476% \/ 3.125% 3.125% 3.125% 3.125%\" id=\"el-67273458-d10f-4053-8be1-67bd7b709e14\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.12130591054313077% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.436893em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Credit_Card_as_a_Budgeting_Tool\"><\/span><span><span style=\"font-weight: 700; color: #fff\">Credit Card as a Budgeting Tool.<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:8.00971%;top:70.71197%;width:84.2233%;height:27.83172%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.5763688760806917% 0.5763688760806917% 0.5763688760806917% 0.5763688760806917% \/ 1.1627906976744187% 1.1627906976744187% 1.1627906976744187% 1.1627906976744187%\" id=\"el-aace3ee6-bab7-41fc-8ed4-a9f07e1d5768\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.07294668587896223% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.291262em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">If you are confident that you can responsibly use a credit card and repay the debt each month, you might consider using it as a budgeting tool. Your credit card can be used to calculate your monthly expenses. You should only do this if your monthly income is sufficient to cover the cost.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:33.49515%;top:105.50162%;width:33.25243%;height:22.16828%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-ca5bab02-12fe-4911-ace0-0f5a3816ada7\">\n<div class=\"fill\" style=\"background-color:#63cde5;will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"7c8548f9-b144-4bd8-a93a-4feebf1581ea\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#000\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-fa8ffaca-97ef-4171-be90-2bfd4cddf978\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:-0.72816%;top:1.13269%;width:104.12621%;height:42.71845%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-97302bfe-2e02-4a25-a791-3c3efcc5f30c\">\n<div style=\"position:absolute;width:100%;height:100.03905%;left:0%;top:-0.01953%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/static.vecteezy.com\/system\/resources\/previews\/003\/301\/757\/original\/people-getting-earning-point-from-online-shopping-payment-free-vector.jpg\" alt=\"people-getting-earning-point-from-online-shopping-payment-free-vector.jpg\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.37864%;top:54.69256%;width:77.42718%;height:10.35599%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6269592476489028% 0.6269592476489028% 0.6269592476489028% 0.6269592476489028% \/ 3.125% 3.125% 3.125% 3.125%\" id=\"el-0cb47c12-c05c-4f90-9e52-521011e01339\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.11902429467084616% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.436893em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Use_Credit_Card_Reward_Points\"><\/span><span><span style=\"font-weight: 700; color: #fff\">Use Credit Card Reward Points<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.62136%;top:70.22654%;width:75.97087%;height:20.87379%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6389776357827476% 0.6389776357827476% 0.6389776357827476% 0.6389776357827476% \/ 1.550387596899225% 1.550387596899225% 1.550387596899225% 1.550387596899225%\" id=\"el-3f3204c9-a153-42e9-b039-fc31ee420797\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.08087060702875365% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.291262em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">If you use your credit card for all or most of your spending, it makes sense. You may be able to save on interest payments and also earn incentives such as cashback, airline miles or shopping points.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:-17.23301%;top:90.93851%;width:33.25243%;height:22.16828%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;clip-path:url(#el-2776154e-8ba7-426b-acf6-e53b34d7284c);-webkit-clip-path:url(#el-2776154e-8ba7-426b-acf6-e53b34d7284c)\" class=\"mask\"><svg width=\"0\" height=\"0\"><defs><clipPath id=\"el-2776154e-8ba7-426b-acf6-e53b34d7284c\" transform=\"scale(1 1)\" clipPathUnits=\"objectBoundingBox\"><path d=\"M 0.5 0 L 1 1 L 0 1 Z\"><\/path><\/clipPath><\/defs><\/svg><\/p>\n<div class=\"fill\" style=\"background-color:#8dd6e9;will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"0727f476-b632-44c6-b525-6901ec25bf81\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#fff\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-377fa180-6c35-4fea-833b-2c1a33483b28\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:-1.45631%;top:-20.06472%;width:145.63107%;height:145.46926%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-5f1dadb0-2622-4fb8-8e03-257faa2040c3\">\n<div style=\"position:absolute;width:100.02172%;height:100%;left:-0.01086%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/images.unsplash.com\/photo-1614267119077-51bdcbf9f77a?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxMXx8Y3JlZGl0JTIwY2FyZHxlbnwwfHx8fDE2NjQ0Mjc0MDE&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=4016&amp;h=6016&amp;fit=max\" alt=\"black leather bifold wallet on persons hand\" srcSet=\"https:\/\/images.unsplash.com\/photo-1614267119077-51bdcbf9f77a?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxMXx8Y3JlZGl0JTIwY2FyZHxlbnwwfHx8fDE2NjQ0Mjc0MDE&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=4016&amp;h=6016&amp;fit=max 4016w,https:\/\/images.unsplash.com\/photo-1614267119077-51bdcbf9f77a?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxMXx8Y3JlZGl0JTIwY2FyZHxlbnwwfHx8fDE2NjQ0Mjc0MDE&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=3212&amp;h=4812&amp;fit=max 3212w,https:\/\/images.unsplash.com\/photo-1614267119077-51bdcbf9f77a?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxMXx8Y3JlZGl0JTIwY2FyZHxlbnwwfHx8fDE2NjQ0Mjc0MDE&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=2409&amp;h=3609&amp;fit=max 2409w,https:\/\/images.unsplash.com\/photo-1614267119077-51bdcbf9f77a?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxMXx8Y3JlZGl0JTIwY2FyZHxlbnwwfHx8fDE2NjQ0Mjc0MDE&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=1606&amp;h=2406&amp;fit=max 1606w,https:\/\/images.unsplash.com\/photo-1614267119077-51bdcbf9f77a?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxMXx8Y3JlZGl0JTIwY2FyZHxlbnwwfHx8fDE2NjQ0Mjc0MDE&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=803&amp;h=1203&amp;fit=max 803w,https:\/\/images.unsplash.com\/photo-1614267119077-51bdcbf9f77a?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxMXx8Y3JlZGl0JTIwY2FyZHxlbnwwfHx8fDE2NjQ0Mjc0MDE&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=340&amp;h=509&amp;fit=max 340w\" sizes=\"(min-width: 1024px) 66vh, 146vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:-40.53398%;top:-11.00324%;width:184.70874%;height:123.13916%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-f092dbbf-de21-4529-a67c-0e24319c2e78\">\n<div class=\"fill\" style=\"background-image:linear-gradient(0turn, rgba(0,0,0,0.65) 0%, rgba(0,0,0,0) 100%);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.40777%;top:14.23948%;width:76.94175%;height:19.90291%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-203c2fca-4bfb-4a62-8f58-b0f77a6fd16b\">\n<div class=\"fill\" style=\"background-color:rgba(0,0,0,0.45);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:13.83495%;top:18.77023%;width:72.57282%;height:10.35599%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6688963210702341% 0.6688963210702341% 0.6688963210702341% 0.6688963210702341% \/ 3.125% 3.125% 3.125% 3.125%\" id=\"el-cce85c42-93c5-4619-a21d-ac3c709f04e1\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.12698578595317703% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.436893em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Lower_Your_Credit_Card_Limit\"><\/span><span><span style=\"font-weight: 700; color: #fff\">Lower Your Credit Card Limit.<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:33.98058%;width:76.94175%;height:41.42395%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-ffcb7497-fb97-4c6a-b0be-e10ab3adf4e1\">\n<div class=\"fill\" style=\"background-color:rgba(0,0,0,0.45);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.37864%;top:38.67314%;width:75%;height:31.22977%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6472491909385114% 0.6472491909385114% 0.6472491909385114% 0.6472491909385114% \/ 1.0362694300518136% 1.0362694300518136% 1.0362694300518136% 1.0362694300518136%\" id=\"el-f906f176-0f72-44f5-802d-4cd1a5f0eadd\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.081917475728155% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.291262em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">Sometimes our credit card limits are more than we need. You might consider reducing your allotment. Because banks will base your payments on the card&#8217;s limit rather than the balance, this will decrease the chances of you getting into any problems and increase your borrowing capacity.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"a1cafb42-e55a-4924-b278-273960d08210\" auto-advance-after=\"7s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-90a090ae-8a64-463b-88c5-2283ac14bbef\",\"keyframes\":[{\"transform\":\"scale(1)\",\"offset\":0},{\"transform\":\"scale(1.5)\",\"offset\":0.33},{\"transform\":\"scale(0.95)\",\"offset\":0.66},{\"transform\":\"scale(1)\",\"offset\":1}],\"delay\":0,\"duration\":1450,\"easing\":\"ease-in-out\",\"fill\":\"both\",\"iterations\":4}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#fff\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-55bf154a-cdbe-4663-8207-422c44d6e3ac\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:-10.19417%;top:-9.2233%;width:120.87379%;height:120.71197%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-9fd174b9-fc52-42de-be15-80296b67778a\">\n<div style=\"position:absolute;width:100.05455%;height:100%;left:-0.02728%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/images.unsplash.com\/photo-1578670812003-60745e2c2ea9?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxMXx8Y3JlZGl0JTIwY2FyZHN8ZW58MHx8fHwxNjY0MzU4MTUz&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=2832&amp;h=4240&amp;fit=max\" alt=\"person holding credit card\" srcSet=\"https:\/\/images.unsplash.com\/photo-1578670812003-60745e2c2ea9?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxMXx8Y3JlZGl0JTIwY2FyZHN8ZW58MHx8fHwxNjY0MzU4MTUz&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=2832&amp;h=4240&amp;fit=max 2832w,https:\/\/images.unsplash.com\/photo-1578670812003-60745e2c2ea9?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxMXx8Y3JlZGl0JTIwY2FyZHN8ZW58MHx8fHwxNjY0MzU4MTUz&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=2265&amp;h=3391&amp;fit=max 2265w,https:\/\/images.unsplash.com\/photo-1578670812003-60745e2c2ea9?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxMXx8Y3JlZGl0JTIwY2FyZHN8ZW58MHx8fHwxNjY0MzU4MTUz&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=1699&amp;h=2544&amp;fit=max 1699w,https:\/\/images.unsplash.com\/photo-1578670812003-60745e2c2ea9?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxMXx8Y3JlZGl0JTIwY2FyZHN8ZW58MHx8fHwxNjY0MzU4MTUz&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=1132&amp;h=1695&amp;fit=max 1132w,https:\/\/images.unsplash.com\/photo-1578670812003-60745e2c2ea9?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxMXx8Y3JlZGl0JTIwY2FyZHN8ZW58MHx8fHwxNjY0MzU4MTUz&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=566&amp;h=847&amp;fit=max 566w,https:\/\/images.unsplash.com\/photo-1578670812003-60745e2c2ea9?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxMXx8Y3JlZGl0JTIwY2FyZHN8ZW58MHx8fHwxNjY0MzU4MTUz&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=340&amp;h=509&amp;fit=max 340w\" sizes=\"(min-width: 1024px) 54vh, 121vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.8932%;top:16.50485%;width:76.69903%;height:31.87702%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-c9d5818f-39cc-4099-91e5-fe0923230107\">\n<div class=\"fill\" style=\"background-color:rgba(0,0,0,0.4);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:14.80583%;top:18.4466%;width:71.1165%;height:27.83172%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6825938566552902% 0.6825938566552902% 0.6825938566552902% 0.6825938566552902% \/ 1.1627906976744187% 1.1627906976744187% 1.1627906976744187% 1.1627906976744187%\" id=\"el-c74fed6c-fb0c-486a-891f-1969f28fe716\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.08639078498293479% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.291262em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">You can save a lot if you use your credit card wisely. Credit cards offer many benefits and unlimited features. However, you can save a lot of money if you&#8217;re a smart spender.&nbsp;<\/span><br \/>\n<span style=\"font-weight: 700; color: #fff\">Some more hacks are waiting for you<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:26.21359%;top:57.60518%;width:47.81553%;height:12.62136%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-d7a77434-fd54-4860-9f4c-4d90369ac475\">\n<div class=\"fill\" style=\"background-color:#000;will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:22.08738%;top:61.32686%;width:56.5534%;height:5.01618%;opacity:1\">\n<div id=\"anim-90a090ae-8a64-463b-88c5-2283ac14bbef\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(1)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.8583690987124464% 0.8583690987124464% 0.8583690987124464% 0.8583690987124464% \/ 6.451612903225806% 6.451612903225806% 6.451612903225806% 6.451612903225806%\" id=\"el-3231d04a-44a2-4613-8628-b3bdaea28e0e\"><a href=\"https:\/\/www.the-next-tech.com\/finance\/credit-card-tips-and-tricks-how-to-save-money\/\" data-tooltip-icon=\"https:\/\/s3.amazonaws.com\/static.the-next-tech.com\/wp-content\/uploads\/2022\/09\/16105832\/Credit-Card-Tips-and-Tricks-How-to-Save-Money.jpg\" data-tooltip-text=\"Credit Card Tips And Tricks: How To Save Money\" target=\"_blank\" rel=\"noreferrer noopener\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0\"><\/p>\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.16295600858369066% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.436893em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"CLICK_HERE\"><\/span><span><span style=\"font-weight: 700; color: #fff\">CLICK HERE..<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><\/amp-story><\/body><\/html><\/p>\n","protected":false},"excerpt":{"rendered":"<p>You can earn or save money if you shop smartly and use your credit card strategically. You can do it without going into debt if you adhere to some simple tips and tricks.<\/p>\n","protected":false},"author":152,"featured_media":0,"template":"","meta":{"web_stories_publisher_logo":59216,"web_stories_poster":{"url":"https:\/\/s3.amazonaws.com\/media.the-next-tech.com\/wp-content\/uploads\/2022\/09\/29131110\/Cover-Image-35.jpg","width":640,"height":853,"needsProxy":false},"web_stories_products":[],"footnotes":""},"web_story_category":[],"web_story_tag":[15133,15142,15143,15134,15141,15139,15135,15136,15137,15138,15140,15144,15145],"class_list":["post-63734","web-story","type-web-story","status-publish","hentry"],"story_data":{"version":43,"pages":[{"elements":[{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"x":1,"y":1,"width":1,"height":1,"mask":{"type":"rectangle"},"isBackground":true,"isDefaultBackground":true,"type":"shape","id":"5db3e543-1ffc-4c39-975e-8060f452cc31"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"scale":100,"focalX":50,"focalY":50,"resource":{"baseColor":"#3b4042","type":"image","mimeType":"image\/jpeg","src":"https:\/\/m.foolcdn.com\/media\/affiliates\/images\/research-artdebit-and-credit-card-market-shar.width-1200_oL4ST5A.jpg","width":1200,"height":900,"id":"bdbf3d49-04de-43cb-af38-a104b2c9715e","alt":"research-artdebit-and-credit-card-market-shar.width-1200_oL4ST5A.jpg","sizes":[],"isPlaceholder":false,"isOptimized":false,"isMuted":false,"isExternal":true,"needsProxy":false},"type":"image","x":-298,"y":-57,"width":1008,"height":755,"mask":{"type":"rectangle","showInLibrary":true,"name":"Rectangle","path":"M 0,0 1,0 1,1 0,1 0,0 Z","ratio":1,"supportsBorder":true},"id":"120420f7-513a-4ef4-9722-8b7708ba249d","layerName":"research-artdebit-and-credit-card-market-shar.width-1200_oL4ST5A.jpg"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"backgroundColor":{"type":"linear","stops":[{"color":{"r":40,"g":40,"b":40,"a":0.65},"position":0},{"color":{"r":0,"g":0,"b":0,"a":0},"position":1}],"rotation":0.5},"type":"shape","x":-159,"y":-56,"width":731,"height":731,"scale":100,"focalX":50,"focalY":50,"mask":{"type":"rectangle"},"id":"dfba87f0-514a-4729-8a9b-a6eaea8dad21"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"backgroundColor":{"color":{"r":0,"g":0,"b":0,"a":0.5}},"type":"shape","x":55,"y":78,"width":316,"height":137,"scale":100,"focalX":50,"focalY":50,"mask":{"type":"rectangle"},"id":"8dbfe9fb-d329-4f4f-8cc5-5770010a0755"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"NONE","font":{"family":"Roboto","fallbacks":["sans-serif"],"weights":[100,300,400,500,700,900],"styles":["italic","regular"],"variants":[[0,100],[1,100],[0,300],[1,300],[0,400],[1,400],[0,500],[1,500],[0,700],[1,700],[0,900],[1,900]],"service":"fonts.google.com","metrics":{"upm":2048,"asc":1900,"des":-500,"tAsc":1536,"tDes":-512,"tLGap":102,"wAsc":1946,"wDes":512,"xH":1082,"capH":1456,"yMin":-555,"yMax":2163,"hAsc":1900,"hDes":-500,"lGap":0}},"fontSize":26,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"lineHeight":1.2,"textAlign":"center","padding":{"locked":true,"hasHiddenPadding":false,"horizontal":0,"vertical":0},"type":"text","content":"<span style=\"font-weight: 700; color: #fff\">Credit Card Tips and Hacks: How to Save Money<\/span>","borderRadius":{"locked":true,"topLeft":2,"topRight":2,"bottomRight":2,"bottomLeft":2},"x":72,"y":100,"width":270,"height":93,"scale":100,"focalX":50,"focalY":50,"id":"0a2b8177-f0a3-4179-a9cf-7a2fdc8f114e"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"backgroundColor":{"color":{"r":0,"g":0,"b":0,"a":0.5}},"type":"shape","x":55,"y":214,"width":316,"height":210,"scale":100,"focalX":50,"focalY":50,"mask":{"type":"rectangle"},"id":"18ff1c8d-0fdc-41e7-bde1-ff08c1be1474"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"NONE","font":{"family":"Roboto","fallbacks":["sans-serif"],"weights":[100,300,400,500,700,900],"styles":["italic","regular"],"variants":[[0,100],[1,100],[0,300],[1,300],[0,400],[1,400],[0,500],[1,500],[0,700],[1,700],[0,900],[1,900]],"service":"fonts.google.com","metrics":{"upm":2048,"asc":1900,"des":-500,"tAsc":1536,"tDes":-512,"tLGap":102,"wAsc":1946,"wDes":512,"xH":1082,"capH":1456,"yMin":-555,"yMax":2163,"hAsc":1900,"hDes":-500,"lGap":0}},"fontSize":18,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"lineHeight":1.2,"textAlign":"center","padding":{"locked":true,"hasHiddenPadding":false,"horizontal":0,"vertical":0},"type":"text","content":"<span style=\"font-weight: 700; color: #fff\">There are so many incentives and perks available that it is easy to get sucked into using credit cards for things other than intended. These tips will help you save money while keeping your credit card balance within an acceptable range.<\/span>","borderRadius":{"locked":true,"topLeft":2,"topRight":2,"bottomRight":2,"bottomLeft":2},"x":73,"y":224,"width":271,"height":172,"scale":100,"focalX":50,"focalY":50,"id":"aebc6d48-fe31-472e-8dcb-1adfa908ee6d"}],"backgroundColor":{"color":{"r":255,"g":255,"b":255}},"type":"page","id":"ff6b4db3-a050-4f84-bce5-862268cf5214"},{"elements":[{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"x":1,"y":1,"width":1,"height":1,"mask":{"type":"rectangle"},"isBackground":true,"isDefaultBackground":true,"type":"shape","id":"e9a5a58f-491d-414d-bc71-e817073e7763"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"scale":100,"focalX":50,"focalY":50,"resource":{"baseColor":"#594026","blurHash":"L8B.yAyY=x%MDNMvRiE1pd%NJV%2","type":"image","mimeType":"image\/jpeg","creationDate":"2021-06-10T03:22:22Z","src":"https:\/\/images.unsplash.com\/photo-1623295291838-5c8fb02c1b2b?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHw0MHx8Y3JlZGl0JTIwY2FyZHxlbnwwfHx8fDE2NjQ0MzA3MDk&ixlib=rb-1.2.1&fm=jpg&w=3415&h=4269&fit=max","width":3415,"height":4269,"id":"media\/unsplash:cLAkI7ib5mo","alt":"media\/unsplash:cLAkI7ib5mo","sizes":{"full":{"file":"media\/unsplash:cLAkI7ib5mo","sourceUrl":"https:\/\/images.unsplash.com\/photo-1623295291838-5c8fb02c1b2b?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHw0MHx8Y3JlZGl0JTIwY2FyZHxlbnwwfHx8fDE2NjQ0MzA3MDk&ixlib=rb-1.2.1&fm=jpg&w=3415&h=4269&fit=max","mimeType":"image\/jpeg","width":3415,"height":4269},"large":{"file":"media\/unsplash:cLAkI7ib5mo","sourceUrl":"https:\/\/images.unsplash.com\/photo-1623295291838-5c8fb02c1b2b?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHw0MHx8Y3JlZGl0JTIwY2FyZHxlbnwwfHx8fDE2NjQ0MzA3MDk&ixlib=rb-1.2.1&fm=jpg&w=2732&h=3415&fit=max","mimeType":"image\/jpeg","width":2732,"height":3415},"2049_2561":{"file":"media\/unsplash:cLAkI7ib5mo","sourceUrl":"https:\/\/images.unsplash.com\/photo-1623295291838-5c8fb02c1b2b?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHw0MHx8Y3JlZGl0JTIwY2FyZHxlbnwwfHx8fDE2NjQ0MzA3MDk&ixlib=rb-1.2.1&fm=jpg&w=2049&h=2561&fit=max","mimeType":"image\/jpeg","width":2049,"height":2561},"1366_1708":{"file":"media\/unsplash:cLAkI7ib5mo","sourceUrl":"https:\/\/images.unsplash.com\/photo-1623295291838-5c8fb02c1b2b?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHw0MHx8Y3JlZGl0JTIwY2FyZHxlbnwwfHx8fDE2NjQ0MzA3MDk&ixlib=rb-1.2.1&fm=jpg&w=1366&h=1708&fit=max","mimeType":"image\/jpeg","width":1366,"height":1708},"683_854":{"file":"media\/unsplash:cLAkI7ib5mo","sourceUrl":"https:\/\/images.unsplash.com\/photo-1623295291838-5c8fb02c1b2b?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHw0MHx8Y3JlZGl0JTIwY2FyZHxlbnwwfHx8fDE2NjQ0MzA3MDk&ixlib=rb-1.2.1&fm=jpg&w=683&h=854&fit=max","mimeType":"image\/jpeg","width":683,"height":854},"web_stories_thumbnail":{"file":"media\/unsplash:cLAkI7ib5mo","sourceUrl":"https:\/\/images.unsplash.com\/photo-1623295291838-5c8fb02c1b2b?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHw0MHx8Y3JlZGl0JTIwY2FyZHxlbnwwfHx8fDE2NjQ0MzA3MDk&ixlib=rb-1.2.1&fm=jpg&w=340&h=425&fit=max","mimeType":"image\/jpeg","width":340,"height":425}},"attribution":{"author":{"displayName":"Guzm\u00e1n Barqu\u00edn","url":"https:\/\/unsplash.com\/@guzmanbarquin?utm_source=web_stories_wordpress&utm_medium=referral"},"registerUsageUrl":"https:\/\/media3p.googleapis.com\/v1\/media:registerUsage?token=AQBR4toBb%2BhTL4SbrNRkbVbK5EyQKFzT%2Boh4\/5x9oYxfje\/bhqx9d%2B7PPSxvW1lEraxu\/ylp6Jx5JLYTpyydH4gQyOQS4Y78r2m8N\/hPDuhG1a70K9TJ%2BUwdkQt%2Bqe6AJ3KO9FEz79LWgvX9CZwvy509ClDMQIbqTAgEE%2BEhYhwFc9gH8aZ85twfF7cv67CtM\/9GpuHjZ\/4ymzLjLftP3n2oxovbT81QLa17T%2Bn3jVjeyyipXQBPgeY76Q%3D%3D"},"isPlaceholder":false,"isOptimized":false,"isMuted":false,"isExternal":true,"needsProxy":false},"type":"image","x":-98,"y":-67,"width":612,"height":765,"mask":{"type":"rectangle","showInLibrary":true,"name":"Rectangle","path":"M 0,0 1,0 1,1 0,1 0,0 Z","ratio":1,"supportsBorder":true},"id":"fa2d0010-d1f1-417a-ab51-de6e88dfafd8"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"backgroundColor":{"type":"linear","stops":[{"color":{"r":95,"g":95,"b":95,"a":0.24},"position":0},{"color":{"r":0,"g":0,"b":0,"a":0},"position":1}],"rotation":0.5},"type":"shape","x":-167,"y":-67,"width":749,"height":749,"scale":100,"focalX":50,"focalY":50,"mask":{"type":"rectangle"},"id":"0fa3c104-3816-4fff-a2ae-8aaf57735b68"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"backgroundColor":{"color":{"r":0,"g":0,"b":0,"a":0.45}},"type":"shape","x":45,"y":97,"width":317,"height":114,"scale":100,"focalX":50,"focalY":50,"mask":{"type":"rectangle"},"id":"e41905e0-6441-4d1f-a7f6-b1bfc6f8a68c"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"NONE","font":{"family":"Roboto","fallbacks":["sans-serif"],"weights":[100,300,400,500,700,900],"styles":["italic","regular"],"variants":[[0,100],[1,100],[0,300],[1,300],[0,400],[1,400],[0,500],[1,500],[0,700],[1,700],[0,900],[1,900]],"service":"fonts.google.com","metrics":{"upm":2048,"asc":1900,"des":-500,"tAsc":1536,"tDes":-512,"tLGap":102,"wAsc":1946,"wDes":512,"xH":1082,"capH":1456,"yMin":-555,"yMax":2163,"hAsc":1900,"hDes":-500,"lGap":0}},"fontSize":21.6,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"lineHeight":1.2,"textAlign":"center","padding":{"locked":true,"hasHiddenPadding":false,"horizontal":0,"vertical":0},"type":"text","content":"<span style=\"font-weight: 700; color: #fff\">What is a Credit Card?<\/span>","borderRadius":{"locked":true,"topLeft":2,"topRight":2,"bottomRight":2,"bottomLeft":2},"x":57,"y":156,"width":303,"height":26,"scale":100,"focalX":50,"focalY":50,"id":"27587c9c-62c9-4523-9d52-fa2863cb6629"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"backgroundColor":{"color":{"r":0,"g":0,"b":0,"a":0.45}},"type":"shape","x":45,"y":210,"width":317,"height":293,"scale":100,"focalX":50,"focalY":50,"mask":{"type":"rectangle"},"id":"f1a2c56a-1d82-4953-aad1-4d318855456a"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"NONE","font":{"family":"Roboto","fallbacks":["sans-serif"],"weights":[100,300,400,500,700,900],"styles":["italic","regular"],"variants":[[0,100],[1,100],[0,300],[1,300],[0,400],[1,400],[0,500],[1,500],[0,700],[1,700],[0,900],[1,900]],"service":"fonts.google.com","metrics":{"upm":2048,"asc":1900,"des":-500,"tAsc":1536,"tDes":-512,"tLGap":102,"wAsc":1946,"wDes":512,"xH":1082,"capH":1456,"yMin":-555,"yMax":2163,"hAsc":1900,"hDes":-500,"lGap":0}},"fontSize":18,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"lineHeight":1.2,"textAlign":"center","padding":{"locked":true,"hasHiddenPadding":false,"horizontal":0,"vertical":0},"type":"text","content":"<span style=\"font-weight: 700; color: #fff\">A credit card can be used to obtain \"credit\" or a loan from a bank. The credit card has predefined borrowing limit, which you can access at any time. The credit limit will be determined at the time you apply. The money above your minimum payment, if you don't pay off your debt in full each month, goes towards interest and fees.<\/span>","borderRadius":{"locked":true,"topLeft":2,"topRight":2,"bottomRight":2,"bottomLeft":2},"x":74,"y":223,"width":265,"height":237,"scale":100,"focalX":50,"focalY":50,"id":"7ecd0d23-ee28-441c-8119-bd8cded96c46"}],"backgroundColor":{"color":{"r":255,"g":255,"b":255}},"type":"page","id":"71084f1f-9e64-469f-b83f-0b3a4087bd0e"},{"elements":[{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"x":1,"y":1,"width":1,"height":1,"mask":{"type":"rectangle"},"isBackground":true,"isDefaultBackground":true,"type":"shape","id":"37f50e49-88d3-409b-a073-d0abeb8dc98e"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"scale":100,"focalX":50,"focalY":50,"resource":{"baseColor":"#f3f3f3","blurHash":"LWIhNt?b0KIUNG%MS4%N%Mx]-;Di","type":"image","mimeType":"image\/jpeg","creationDate":"2021-07-11T05:16:37Z","src":"https:\/\/images.unsplash.com\/photo-1625980344922-a4df108b2bd0?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxNnx8YmlsbHN8ZW58MHx8fHwxNjY0Mzk0MTI5&ixlib=rb-1.2.1&fm=jpg&w=3024&h=2005&fit=max","width":3024,"height":2005,"id":"media\/unsplash:vkvHBK8n_gs","alt":"person holding white printer paper","sizes":{"full":{"file":"media\/unsplash:vkvHBK8n_gs","sourceUrl":"https:\/\/images.unsplash.com\/photo-1625980344922-a4df108b2bd0?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxNnx8YmlsbHN8ZW58MHx8fHwxNjY0Mzk0MTI5&ixlib=rb-1.2.1&fm=jpg&w=3024&h=2005&fit=max","mimeType":"image\/jpeg","width":3024,"height":2005},"large":{"file":"media\/unsplash:vkvHBK8n_gs","sourceUrl":"https:\/\/images.unsplash.com\/photo-1625980344922-a4df108b2bd0?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxNnx8YmlsbHN8ZW58MHx8fHwxNjY0Mzk0MTI5&ixlib=rb-1.2.1&fm=jpg&w=2419&h=1604&fit=max","mimeType":"image\/jpeg","width":2419,"height":1604},"1814_1203":{"file":"media\/unsplash:vkvHBK8n_gs","sourceUrl":"https:\/\/images.unsplash.com\/photo-1625980344922-a4df108b2bd0?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxNnx8YmlsbHN8ZW58MHx8fHwxNjY0Mzk0MTI5&ixlib=rb-1.2.1&fm=jpg&w=1814&h=1203&fit=max","mimeType":"image\/jpeg","width":1814,"height":1203},"1209_802":{"file":"media\/unsplash:vkvHBK8n_gs","sourceUrl":"https:\/\/images.unsplash.com\/photo-1625980344922-a4df108b2bd0?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxNnx8YmlsbHN8ZW58MHx8fHwxNjY0Mzk0MTI5&ixlib=rb-1.2.1&fm=jpg&w=1209&h=802&fit=max","mimeType":"image\/jpeg","width":1209,"height":802},"604_400":{"file":"media\/unsplash:vkvHBK8n_gs","sourceUrl":"https:\/\/images.unsplash.com\/photo-1625980344922-a4df108b2bd0?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxNnx8YmlsbHN8ZW58MHx8fHwxNjY0Mzk0MTI5&ixlib=rb-1.2.1&fm=jpg&w=604&h=400&fit=max","mimeType":"image\/jpeg","width":604,"height":400},"web_stories_thumbnail":{"file":"media\/unsplash:vkvHBK8n_gs","sourceUrl":"https:\/\/images.unsplash.com\/photo-1625980344922-a4df108b2bd0?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxNnx8YmlsbHN8ZW58MHx8fHwxNjY0Mzk0MTI5&ixlib=rb-1.2.1&fm=jpg&w=340&h=225&fit=max","mimeType":"image\/jpeg","width":340,"height":225}},"attribution":{"author":{"displayName":"Chanhee Lee","url":"https:\/\/unsplash.com\/@cha_ra_cha_chan?utm_source=web_stories_wordpress&utm_medium=referral"},"registerUsageUrl":"https:\/\/media3p.googleapis.com\/v1\/media:registerUsage?token=AQBR4trDwzG31W%2BKT0MzAuQb7g47JtUi9ZzvbKTogXWnVREqVRrD3dZsNMwgseWJEcbchCqSQeTamxCPx8pUmiYWesou%2BdwXXiDrDClB%2B\/LoUJoX%2Be\/ICiAAqre3y24ecT1U1tbX2f0vhCjfTlwxv4Gs6QsBf2Ph6p6tliG\/nrXOTg9ywO6gH93s0cIgECKABZqLDsRFUamU8PYweCP1yoikGQOCqXexZTrrM8TUAiE%3D"},"isPlaceholder":false,"isOptimized":false,"isMuted":false,"isExternal":true,"needsProxy":false},"type":"image","x":-14,"y":0,"width":428,"height":285,"mask":{"type":"rectangle","showInLibrary":true,"name":"Rectangle","path":"M 0,0 1,0 1,1 0,1 0,0 Z","ratio":1,"supportsBorder":true},"id":"e2c3cee7-3580-43a3-9c10-f04802953b37"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"NONE","font":{"family":"Roboto","fallbacks":["sans-serif"],"weights":[100,300,400,500,700,900],"styles":["italic","regular"],"variants":[[0,100],[1,100],[0,300],[1,300],[0,400],[1,400],[0,500],[1,500],[0,700],[1,700],[0,900],[1,900]],"service":"fonts.google.com","metrics":{"upm":2048,"asc":1900,"des":-500,"tAsc":1536,"tDes":-512,"tLGap":102,"wAsc":1946,"wDes":512,"xH":1082,"capH":1456,"yMin":-555,"yMax":2163,"hAsc":1900,"hDes":-500,"lGap":0}},"fontSize":27,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"lineHeight":1.2,"textAlign":"center","padding":{"locked":true,"hasHiddenPadding":false,"horizontal":0,"vertical":0},"type":"text","content":"<span style=\"font-weight: 700; color: #ffa811\">Tips &amp; Tricks<\/span>","borderRadius":{"locked":true,"topLeft":2,"topRight":2,"bottomRight":2,"bottomLeft":2},"x":49,"y":313,"width":317,"height":32,"scale":100,"focalX":50,"focalY":50,"id":"12633011-963d-48d5-b578-37744f5fa394"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"NONE","font":{"family":"Roboto","fallbacks":["sans-serif"],"weights":[100,300,400,500,700,900],"styles":["italic","regular"],"variants":[[0,100],[1,100],[0,300],[1,300],[0,400],[1,400],[0,500],[1,500],[0,700],[1,700],[0,900],[1,900]],"service":"fonts.google.com","metrics":{"upm":2048,"asc":1900,"des":-500,"tAsc":1536,"tDes":-512,"tLGap":102,"wAsc":1946,"wDes":512,"xH":1082,"capH":1456,"yMin":-555,"yMax":2163,"hAsc":1900,"hDes":-500,"lGap":0}},"fontSize":21,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"lineHeight":1.2,"textAlign":"center","padding":{"locked":true,"hasHiddenPadding":false,"horizontal":0,"vertical":0},"type":"text","content":"<span style=\"font-weight: 700; color: #fff\">Pay Off Your Credit Card Bill Every Month.<\/span>","borderRadius":{"locked":true,"topLeft":2,"topRight":2,"bottomRight":2,"bottomLeft":2},"x":49,"y":377,"width":311,"height":50,"scale":100,"focalX":50,"focalY":50,"id":"e4a814ba-7f11-471e-b8f2-a54a3b026ded"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"NONE","font":{"family":"Roboto","fallbacks":["sans-serif"],"weights":[100,300,400,500,700,900],"styles":["italic","regular"],"variants":[[0,100],[1,100],[0,300],[1,300],[0,400],[1,400],[0,500],[1,500],[0,700],[1,700],[0,900],[1,900]],"service":"fonts.google.com","metrics":{"upm":2048,"asc":1900,"des":-500,"tAsc":1536,"tDes":-512,"tLGap":102,"wAsc":1946,"wDes":512,"xH":1082,"capH":1456,"yMin":-555,"yMax":2163,"hAsc":1900,"hDes":-500,"lGap":0}},"fontSize":18,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"lineHeight":1.2,"textAlign":"center","padding":{"locked":true,"hasHiddenPadding":false,"horizontal":0,"vertical":0},"type":"text","content":"<span style=\"font-weight: 700; color: #fff\">To avoid interest charges on credit card purchases, you must pay off all your debts by the due date. Credit cards are a great option if you can resist the urge to spend more than your monthly budget allows.<\/span>","borderRadius":{"locked":true,"topLeft":2,"topRight":2,"bottomRight":2,"bottomLeft":2},"x":52,"y":460,"width":311,"height":129,"scale":100,"focalX":50,"focalY":50,"id":"1e45470a-e76a-4c9e-92da-331ff819d9f5"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundColor":{"color":{"r":255,"g":168,"b":17}},"type":"shape","x":346,"y":588,"width":137,"height":137,"scale":100,"focalX":50,"focalY":50,"mask":{"type":"triangle"},"id":"3720dbb6-4f13-4032-b371-e732c2be0bff"}],"backgroundColor":{"color":{"r":0,"g":0,"b":0}},"type":"page","id":"e67aa92c-7cee-4735-a893-3d5bf38dfd0c"},{"elements":[{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"x":1,"y":1,"width":1,"height":1,"mask":{"type":"rectangle"},"isBackground":true,"isDefaultBackground":true,"type":"shape","id":"2582dc2b-aa0f-4527-beb8-a3cd45cb315b"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"scale":100,"focalX":50,"focalY":50,"resource":{"baseColor":"#d9c0c0","blurHash":"LcJkAeE2RPkW0KM|kCWBD%e.ozWB","type":"image","mimeType":"image\/jpeg","creationDate":"2019-05-01T20:22:03Z","src":"https:\/\/images.unsplash.com\/photo-1556742031-c6961e8560b0?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHw0fHxjcmVkaXQlMjBjYXJkJTIwcGF5bWVudHxlbnwwfHx8fDE2NjQ0MzE5NTk&ixlib=rb-1.2.1&fm=jpg&w=2400&h=3000&fit=max","width":2400,"height":3000,"id":"media\/unsplash:tgquMvhNLc4","alt":"person putting magstripe card near black card terminal","sizes":{"full":{"file":"media\/unsplash:tgquMvhNLc4","sourceUrl":"https:\/\/images.unsplash.com\/photo-1556742031-c6961e8560b0?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHw0fHxjcmVkaXQlMjBjYXJkJTIwcGF5bWVudHxlbnwwfHx8fDE2NjQ0MzE5NTk&ixlib=rb-1.2.1&fm=jpg&w=2400&h=3000&fit=max","mimeType":"image\/jpeg","width":2400,"height":3000},"large":{"file":"media\/unsplash:tgquMvhNLc4","sourceUrl":"https:\/\/images.unsplash.com\/photo-1556742031-c6961e8560b0?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHw0fHxjcmVkaXQlMjBjYXJkJTIwcGF5bWVudHxlbnwwfHx8fDE2NjQ0MzE5NTk&ixlib=rb-1.2.1&fm=jpg&w=1920&h=2400&fit=max","mimeType":"image\/jpeg","width":1920,"height":2400},"1440_1800":{"file":"media\/unsplash:tgquMvhNLc4","sourceUrl":"https:\/\/images.unsplash.com\/photo-1556742031-c6961e8560b0?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHw0fHxjcmVkaXQlMjBjYXJkJTIwcGF5bWVudHxlbnwwfHx8fDE2NjQ0MzE5NTk&ixlib=rb-1.2.1&fm=jpg&w=1440&h=1800&fit=max","mimeType":"image\/jpeg","width":1440,"height":1800},"960_1200":{"file":"media\/unsplash:tgquMvhNLc4","sourceUrl":"https:\/\/images.unsplash.com\/photo-1556742031-c6961e8560b0?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHw0fHxjcmVkaXQlMjBjYXJkJTIwcGF5bWVudHxlbnwwfHx8fDE2NjQ0MzE5NTk&ixlib=rb-1.2.1&fm=jpg&w=960&h=1200&fit=max","mimeType":"image\/jpeg","width":960,"height":1200},"480_600":{"file":"media\/unsplash:tgquMvhNLc4","sourceUrl":"https:\/\/images.unsplash.com\/photo-1556742031-c6961e8560b0?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHw0fHxjcmVkaXQlMjBjYXJkJTIwcGF5bWVudHxlbnwwfHx8fDE2NjQ0MzE5NTk&ixlib=rb-1.2.1&fm=jpg&w=480&h=600&fit=max","mimeType":"image\/jpeg","width":480,"height":600},"web_stories_thumbnail":{"file":"media\/unsplash:tgquMvhNLc4","sourceUrl":"https:\/\/images.unsplash.com\/photo-1556742031-c6961e8560b0?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHw0fHxjcmVkaXQlMjBjYXJkJTIwcGF5bWVudHxlbnwwfHx8fDE2NjQ0MzE5NTk&ixlib=rb-1.2.1&fm=jpg&w=340&h=425&fit=max","mimeType":"image\/jpeg","width":340,"height":425}},"attribution":{"author":{"displayName":"Clay Banks","url":"https:\/\/unsplash.com\/es\/@claybanks?utm_source=web_stories_wordpress&utm_medium=referral"},"registerUsageUrl":"https:\/\/media3p.googleapis.com\/v1\/media:registerUsage?token=AQBR4tpt6dIztn1bDd%2BUtfKxGzLAXVcD7XqJZbBB32\/Bnlv3S%2BvT4CD0yx18RZXqkWqWFx5bMDlcNCLHOy9NtrnCIb5rE1q0SEMSA2gSdw3vCHwT9pEokIMGsrvztTbhsH8wuRbawJcIEaN\/03%2Bi9B0xBhhXVm6aMQ7JKPO2fOoZh4idekrhqrRp17R3k7T219p4xB1IumL5Wd85GLyqM8VG9cJs7aeRdnmx67YJZHml2ggrDFmZbLFIi1B2rssqp4xf1zde7w%3D%3D"},"isPlaceholder":false,"isOptimized":false,"isMuted":false,"isExternal":true,"needsProxy":false},"type":"image","x":-98,"y":-67,"width":608,"height":759,"mask":{"type":"rectangle","showInLibrary":true,"name":"Rectangle","path":"M 0,0 1,0 1,1 0,1 0,0 Z","ratio":1,"supportsBorder":true},"id":"3b236d12-b849-40aa-9dfd-cbe919ac2312"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"backgroundColor":{"color":{"r":0,"g":0,"b":0,"a":0.45}},"type":"shape","x":47,"y":105,"width":327,"height":137,"scale":100,"focalX":50,"focalY":50,"mask":{"type":"rectangle"},"id":"48494348-9a90-400c-8bb2-e90ae845c964"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"NONE","font":{"family":"Roboto","fallbacks":["sans-serif"],"weights":[100,300,400,500,700,900],"styles":["italic","regular"],"variants":[[0,100],[1,100],[0,300],[1,300],[0,400],[1,400],[0,500],[1,500],[0,700],[1,700],[0,900],[1,900]],"service":"fonts.google.com","metrics":{"upm":2048,"asc":1900,"des":-500,"tAsc":1536,"tDes":-512,"tLGap":102,"wAsc":1946,"wDes":512,"xH":1082,"capH":1456,"yMin":-555,"yMax":2163,"hAsc":1900,"hDes":-500,"lGap":0}},"fontSize":27,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"lineHeight":1.2,"textAlign":"center","padding":{"locked":true,"hasHiddenPadding":false,"horizontal":0,"vertical":0},"type":"text","content":"<span style=\"font-weight: 700; color: #fff\">Use Your Credit Cards For Necessities, Not Wants.<\/span>","borderRadius":{"locked":true,"topLeft":2,"topRight":2,"bottomRight":2,"bottomLeft":2},"x":60,"y":135,"width":301,"height":96,"scale":100,"focalX":50,"focalY":50,"id":"1256d7e2-d885-4b3c-8b5a-68a041b974ed"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"backgroundColor":{"color":{"r":0,"g":0,"b":0,"a":0.45}},"type":"shape","x":47,"y":242,"width":327,"height":204,"scale":100,"focalX":50,"focalY":50,"mask":{"type":"rectangle"},"id":"01c433d7-aceb-480d-bad0-4855b4eb7b65"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"NONE","font":{"family":"Roboto","fallbacks":["sans-serif"],"weights":[100,300,400,500,700,900],"styles":["italic","regular"],"variants":[[0,100],[1,100],[0,300],[1,300],[0,400],[1,400],[0,500],[1,500],[0,700],[1,700],[0,900],[1,900]],"service":"fonts.google.com","metrics":{"upm":2048,"asc":1900,"des":-500,"tAsc":1536,"tDes":-512,"tLGap":102,"wAsc":1946,"wDes":512,"xH":1082,"capH":1456,"yMin":-555,"yMax":2163,"hAsc":1900,"hDes":-500,"lGap":0}},"fontSize":18,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"lineHeight":1.2,"textAlign":"center","padding":{"locked":true,"hasHiddenPadding":false,"horizontal":0,"vertical":0},"type":"text","content":"<span style=\"font-weight: 700; color: #fff\">Credit cards should be used responsibly. Spending money recklessly could lead to debt. You can use the credit card to get a short-term loan for yourself and then repay it as soon as possible to lower or eliminate interest rates.<\/span>","borderRadius":{"locked":true,"topLeft":2,"topRight":2,"bottomRight":2,"bottomLeft":2},"x":64,"y":266,"width":293,"height":151,"scale":100,"focalX":50,"focalY":50,"id":"b446a053-1bca-4cbd-9187-eaf0da7f76af"}],"backgroundColor":{"color":{"r":255,"g":255,"b":255}},"type":"page","id":"7428ebdc-6272-4cc9-bbea-a3135a35c0dd","defaultBackgroundElement":{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"x":1,"y":1,"width":1,"height":1,"mask":{"type":"rectangle"},"isBackground":true,"isDefaultBackground":true,"type":"shape","id":"2582dc2b-aa0f-4527-beb8-a3cd45cb315b"},"animations":[]},{"elements":[{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"x":1,"y":1,"width":1,"height":1,"mask":{"type":"rectangle"},"isBackground":true,"isDefaultBackground":true,"type":"shape","id":"fae72aff-4a2d-4658-bcd8-80f6aa462ffb"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"scale":100,"focalX":50,"focalY":50,"resource":{"baseColor":"#65cade","type":"image","mimeType":"image\/jpeg","src":"https:\/\/cdn.zmescience.com\/wp-content\/uploads\/2021\/10\/gift-gfd7a7c511_1280.jpg","width":1280,"height":825,"id":"e88f6a29-78b1-4113-98dd-269475d17e81","alt":"gift-gfd7a7c511_1280.jpg","sizes":[],"isPlaceholder":false,"isOptimized":false,"isMuted":false,"isExternal":true,"needsProxy":true},"type":"image","x":-36,"y":2,"width":460,"height":297,"mask":{"type":"rectangle","showInLibrary":true,"name":"Rectangle","path":"M 0,0 1,0 1,1 0,1 0,0 Z","ratio":1,"supportsBorder":true},"id":"562dde2a-967e-4b17-a486-35acfe4ddf24"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"NONE","font":{"family":"Roboto","fallbacks":["sans-serif"],"weights":[100,300,400,500,700,900],"styles":["italic","regular"],"variants":[[0,100],[1,100],[0,300],[1,300],[0,400],[1,400],[0,500],[1,500],[0,700],[1,700],[0,900],[1,900]],"service":"fonts.google.com","metrics":{"upm":2048,"asc":1900,"des":-500,"tAsc":1536,"tDes":-512,"tLGap":102,"wAsc":1946,"wDes":512,"xH":1082,"capH":1456,"yMin":-555,"yMax":2163,"hAsc":1900,"hDes":-500,"lGap":0}},"fontSize":27,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"lineHeight":1.2,"textAlign":"center","padding":{"locked":true,"hasHiddenPadding":false,"horizontal":0,"vertical":0},"type":"text","content":"<span style=\"font-weight: 700; color: #fff\">Credit Card as a Budgeting Tool.<\/span>","borderRadius":{"locked":true,"topLeft":2,"topRight":2,"bottomRight":2,"bottomLeft":2},"x":50,"y":341,"width":313,"height":64,"scale":100,"focalX":50,"focalY":50,"id":"67273458-d10f-4053-8be1-67bd7b709e14"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"NONE","font":{"family":"Roboto","fallbacks":["sans-serif"],"weights":[100,300,400,500,700,900],"styles":["italic","regular"],"variants":[[0,100],[1,100],[0,300],[1,300],[0,400],[1,400],[0,500],[1,500],[0,700],[1,700],[0,900],[1,900]],"service":"fonts.google.com","metrics":{"upm":2048,"asc":1900,"des":-500,"tAsc":1536,"tDes":-512,"tLGap":102,"wAsc":1946,"wDes":512,"xH":1082,"capH":1456,"yMin":-555,"yMax":2163,"hAsc":1900,"hDes":-500,"lGap":0}},"fontSize":18,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"lineHeight":1.2,"textAlign":"center","padding":{"locked":true,"hasHiddenPadding":false,"horizontal":0,"vertical":0},"type":"text","content":"<span style=\"font-weight: 700; color: #fff\">If you are confident that you can responsibly use a credit card and repay the debt each month, you might consider using it as a budgeting tool. Your credit card can be used to calculate your monthly expenses. You should only do this if your monthly income is sufficient to cover the cost.<\/span>","borderRadius":{"locked":true,"topLeft":2,"topRight":2,"bottomRight":2,"bottomLeft":2},"x":33,"y":437,"width":347,"height":172,"scale":100,"focalX":50,"focalY":50,"id":"aace3ee6-bab7-41fc-8ed4-a9f07e1d5768"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"backgroundColor":{"color":{"r":99,"g":205,"b":229}},"type":"shape","x":138,"y":652,"width":137,"height":137,"scale":100,"focalX":50,"focalY":50,"mask":{"type":"rectangle"},"id":"ca5bab02-12fe-4911-ace0-0f5a3816ada7"}],"backgroundColor":{"color":{"r":0,"g":0,"b":0}},"type":"page","id":"94692743-3bf9-4a31-8b5a-d3ca62d73daa"},{"elements":[{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"x":1,"y":1,"width":1,"height":1,"mask":{"type":"rectangle"},"isBackground":true,"isDefaultBackground":true,"type":"shape","id":"fa8ffaca-97ef-4171-be90-2bfd4cddf978"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"scale":100,"focalX":50,"focalY":50,"resource":{"baseColor":"#bcdfe8","type":"image","mimeType":"image\/jpeg","src":"https:\/\/static.vecteezy.com\/system\/resources\/previews\/003\/301\/757\/original\/people-getting-earning-point-from-online-shopping-payment-free-vector.jpg","width":1920,"height":1182,"id":"b4d51104-864a-4e08-be5c-5066b3bd9bd7","alt":"people-getting-earning-point-from-online-shopping-payment-free-vector.jpg","sizes":[],"isPlaceholder":false,"isOptimized":false,"isMuted":false,"isExternal":true,"needsProxy":false},"type":"image","x":-3,"y":7,"width":429,"height":264,"mask":{"type":"rectangle","showInLibrary":true,"name":"Rectangle","path":"M 0,0 1,0 1,1 0,1 0,0 Z","ratio":1,"supportsBorder":true},"id":"97302bfe-2e02-4a25-a791-3c3efcc5f30c"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"NONE","font":{"family":"Roboto","fallbacks":["sans-serif"],"weights":[100,300,400,500,700,900],"styles":["italic","regular"],"variants":[[0,100],[1,100],[0,300],[1,300],[0,400],[1,400],[0,500],[1,500],[0,700],[1,700],[0,900],[1,900]],"service":"fonts.google.com","metrics":{"upm":2048,"asc":1900,"des":-500,"tAsc":1536,"tDes":-512,"tLGap":102,"wAsc":1946,"wDes":512,"xH":1082,"capH":1456,"yMin":-555,"yMax":2163,"hAsc":1900,"hDes":-500,"lGap":0}},"fontSize":27,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"lineHeight":1.2,"textAlign":"center","padding":{"locked":true,"hasHiddenPadding":false,"horizontal":0,"vertical":0},"type":"text","content":"<span style=\"font-weight: 700; color: #fff\">Use Credit Card Reward Points<\/span>","borderRadius":{"locked":true,"topLeft":2,"topRight":2,"bottomRight":2,"bottomLeft":2},"x":51,"y":338,"width":319,"height":64,"scale":100,"focalX":50,"focalY":50,"id":"0cb47c12-c05c-4f90-9e52-521011e01339"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"NONE","font":{"family":"Roboto","fallbacks":["sans-serif"],"weights":[100,300,400,500,700,900],"styles":["italic","regular"],"variants":[[0,100],[1,100],[0,300],[1,300],[0,400],[1,400],[0,500],[1,500],[0,700],[1,700],[0,900],[1,900]],"service":"fonts.google.com","metrics":{"upm":2048,"asc":1900,"des":-500,"tAsc":1536,"tDes":-512,"tLGap":102,"wAsc":1946,"wDes":512,"xH":1082,"capH":1456,"yMin":-555,"yMax":2163,"hAsc":1900,"hDes":-500,"lGap":0}},"fontSize":18,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"lineHeight":1.2,"textAlign":"center","padding":{"locked":true,"hasHiddenPadding":false,"horizontal":0,"vertical":0},"type":"text","content":"<span style=\"font-weight: 700; color: #fff\">If you use your credit card for all or most of your spending, it makes sense. You may be able to save on interest payments and also earn incentives such as cashback, airline miles or shopping points.<\/span>","borderRadius":{"locked":true,"topLeft":2,"topRight":2,"bottomRight":2,"bottomLeft":2},"x":52,"y":434,"width":313,"height":129,"scale":100,"focalX":50,"focalY":50,"id":"3f3204c9-a153-42e9-b039-fc31ee420797"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundColor":{"color":{"r":141,"g":214,"b":233}},"type":"shape","x":-71,"y":562,"width":137,"height":137,"scale":100,"focalX":50,"focalY":50,"mask":{"type":"triangle"},"id":"2776154e-8ba7-426b-acf6-e53b34d7284c"}],"backgroundColor":{"color":{"r":0,"g":0,"b":0}},"type":"page","id":"7c8548f9-b144-4bd8-a93a-4feebf1581ea"},{"elements":[{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"x":1,"y":1,"width":1,"height":1,"mask":{"type":"rectangle"},"isBackground":true,"isDefaultBackground":true,"type":"shape","id":"377fa180-6c35-4fea-833b-2c1a33483b28"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"scale":100,"focalX":50,"focalY":50,"resource":{"baseColor":"#402626","blurHash":"LCDI?]?c4-+sae%g=|,:DN4:NKn+","type":"image","mimeType":"image\/jpeg","creationDate":"2021-02-25T15:33:52Z","src":"https:\/\/images.unsplash.com\/photo-1614267119077-51bdcbf9f77a?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxMXx8Y3JlZGl0JTIwY2FyZHxlbnwwfHx8fDE2NjQ0Mjc0MDE&ixlib=rb-1.2.1&fm=jpg&w=4016&h=6016&fit=max","width":4016,"height":6016,"id":"media\/unsplash:a4maTFz1QPc","alt":"black leather bifold wallet on persons hand","sizes":{"full":{"file":"media\/unsplash:a4maTFz1QPc","sourceUrl":"https:\/\/images.unsplash.com\/photo-1614267119077-51bdcbf9f77a?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxMXx8Y3JlZGl0JTIwY2FyZHxlbnwwfHx8fDE2NjQ0Mjc0MDE&ixlib=rb-1.2.1&fm=jpg&w=4016&h=6016&fit=max","mimeType":"image\/jpeg","width":4016,"height":6016},"large":{"file":"media\/unsplash:a4maTFz1QPc","sourceUrl":"https:\/\/images.unsplash.com\/photo-1614267119077-51bdcbf9f77a?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxMXx8Y3JlZGl0JTIwY2FyZHxlbnwwfHx8fDE2NjQ0Mjc0MDE&ixlib=rb-1.2.1&fm=jpg&w=3212&h=4812&fit=max","mimeType":"image\/jpeg","width":3212,"height":4812},"2409_3609":{"file":"media\/unsplash:a4maTFz1QPc","sourceUrl":"https:\/\/images.unsplash.com\/photo-1614267119077-51bdcbf9f77a?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxMXx8Y3JlZGl0JTIwY2FyZHxlbnwwfHx8fDE2NjQ0Mjc0MDE&ixlib=rb-1.2.1&fm=jpg&w=2409&h=3609&fit=max","mimeType":"image\/jpeg","width":2409,"height":3609},"1606_2406":{"file":"media\/unsplash:a4maTFz1QPc","sourceUrl":"https:\/\/images.unsplash.com\/photo-1614267119077-51bdcbf9f77a?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxMXx8Y3JlZGl0JTIwY2FyZHxlbnwwfHx8fDE2NjQ0Mjc0MDE&ixlib=rb-1.2.1&fm=jpg&w=1606&h=2406&fit=max","mimeType":"image\/jpeg","width":1606,"height":2406},"803_1203":{"file":"media\/unsplash:a4maTFz1QPc","sourceUrl":"https:\/\/images.unsplash.com\/photo-1614267119077-51bdcbf9f77a?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxMXx8Y3JlZGl0JTIwY2FyZHxlbnwwfHx8fDE2NjQ0Mjc0MDE&ixlib=rb-1.2.1&fm=jpg&w=803&h=1203&fit=max","mimeType":"image\/jpeg","width":803,"height":1203},"web_stories_thumbnail":{"file":"media\/unsplash:a4maTFz1QPc","sourceUrl":"https:\/\/images.unsplash.com\/photo-1614267119077-51bdcbf9f77a?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxMXx8Y3JlZGl0JTIwY2FyZHxlbnwwfHx8fDE2NjQ0Mjc0MDE&ixlib=rb-1.2.1&fm=jpg&w=340&h=509&fit=max","mimeType":"image\/jpeg","width":340,"height":509}},"attribution":{"author":{"displayName":"Emil Kalibradov","url":"https:\/\/unsplash.com\/@emkal?utm_source=web_stories_wordpress&utm_medium=referral"},"registerUsageUrl":"https:\/\/media3p.googleapis.com\/v1\/media:registerUsage?token=AQBR4to2ozZaC1MIUxY7btUzQfFVkF7vbbReEs3lDGLEuCzuEyDUAM6xiOIH4QQdiHE8Kmke%2B15OjFhqjUMiTqNsnTJz7jLWl26TP5yeQHCBkI7j35Km3d7pXjZp3nLwn2VMidPFm5BMwtiP2FOrXKTPKWnXYh0awGG5Te%2BzIPK80eSWGsv6Vwll08ZpaHsizPNiKKI18p2cwTuFFpouhz%2BNZlzuwhhu6kDq4cFlSZSGfwhHvCgo9bInlA%3D%3D"},"isPlaceholder":false,"isOptimized":false,"isMuted":false,"isExternal":true,"needsProxy":false},"type":"image","x":-6,"y":-124,"width":600,"height":899,"mask":{"type":"rectangle","showInLibrary":true,"name":"Rectangle","path":"M 0,0 1,0 1,1 0,1 0,0 Z","ratio":1,"supportsBorder":true},"id":"5f1dadb0-2622-4fb8-8e03-257faa2040c3"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"backgroundColor":{"type":"linear","stops":[{"color":{"r":0,"g":0,"b":0,"a":0.65},"position":0},{"color":{"r":0,"g":0,"b":0,"a":0},"position":1}],"rotation":0.5},"type":"shape","x":-167,"y":-68,"width":761,"height":761,"scale":100,"focalX":50,"focalY":50,"mask":{"type":"rectangle"},"id":"f092dbbf-de21-4529-a67c-0e24319c2e78"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"backgroundColor":{"color":{"r":0,"g":0,"b":0,"a":0.45}},"type":"shape","x":47,"y":88,"width":317,"height":123,"scale":100,"focalX":50,"focalY":50,"mask":{"type":"rectangle"},"id":"203c2fca-4bfb-4a62-8f58-b0f77a6fd16b"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"NONE","font":{"family":"Roboto","fallbacks":["sans-serif"],"weights":[100,300,400,500,700,900],"styles":["italic","regular"],"variants":[[0,100],[1,100],[0,300],[1,300],[0,400],[1,400],[0,500],[1,500],[0,700],[1,700],[0,900],[1,900]],"service":"fonts.google.com","metrics":{"upm":2048,"asc":1900,"des":-500,"tAsc":1536,"tDes":-512,"tLGap":102,"wAsc":1946,"wDes":512,"xH":1082,"capH":1456,"yMin":-555,"yMax":2163,"hAsc":1900,"hDes":-500,"lGap":0}},"fontSize":27,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"lineHeight":1.2,"textAlign":"center","padding":{"locked":true,"hasHiddenPadding":false,"horizontal":0,"vertical":0},"type":"text","content":"<span style=\"font-weight: 700; color: #fff\">Lower Your Credit Card Limit.<\/span>","borderRadius":{"locked":true,"topLeft":2,"topRight":2,"bottomRight":2,"bottomLeft":2},"x":57,"y":116,"width":299,"height":64,"scale":100,"focalX":50,"focalY":50,"id":"cce85c42-93c5-4619-a21d-ac3c709f04e1"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"backgroundColor":{"color":{"r":0,"g":0,"b":0,"a":0.45}},"type":"shape","x":48,"y":210,"width":317,"height":256,"scale":100,"focalX":50,"focalY":50,"mask":{"type":"rectangle"},"id":"ffcb7497-fb97-4c6a-b0be-e10ab3adf4e1"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"NONE","font":{"family":"Roboto","fallbacks":["sans-serif"],"weights":[100,300,400,500,700,900],"styles":["italic","regular"],"variants":[[0,100],[1,100],[0,300],[1,300],[0,400],[1,400],[0,500],[1,500],[0,700],[1,700],[0,900],[1,900]],"service":"fonts.google.com","metrics":{"upm":2048,"asc":1900,"des":-500,"tAsc":1536,"tDes":-512,"tLGap":102,"wAsc":1946,"wDes":512,"xH":1082,"capH":1456,"yMin":-555,"yMax":2163,"hAsc":1900,"hDes":-500,"lGap":0}},"fontSize":18,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"lineHeight":1.2,"textAlign":"center","padding":{"locked":true,"hasHiddenPadding":false,"horizontal":0,"vertical":0},"type":"text","content":"<span style=\"font-weight: 700; color: #fff\">Sometimes our credit card limits are more than we need. You might consider reducing your allotment. Because banks will base your payments on the card's limit rather than the balance, this will decrease the chances of you getting into any problems and increase your borrowing capacity.<\/span>","borderRadius":{"locked":true,"topLeft":2,"topRight":2,"bottomRight":2,"bottomLeft":2},"x":51,"y":239,"width":309,"height":193,"scale":100,"focalX":50,"focalY":50,"id":"f906f176-0f72-44f5-802d-4cd1a5f0eadd"}],"backgroundColor":{"color":{"r":255,"g":255,"b":255}},"type":"page","id":"0727f476-b632-44c6-b525-6901ec25bf81"},{"elements":[{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"x":1,"y":1,"width":1,"height":1,"mask":{"type":"rectangle"},"isBackground":true,"isDefaultBackground":true,"type":"shape","id":"55bf154a-cdbe-4663-8207-422c44d6e3ac"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"scale":100,"focalX":50,"focalY":50,"resource":{"baseColor":"#d9d9d9","blurHash":"LSJ@qH9tE0R%~WtRrrtRS$xuMwtR","type":"image","mimeType":"image\/jpeg","creationDate":"2020-01-10T15:40:38Z","src":"https:\/\/images.unsplash.com\/photo-1578670812003-60745e2c2ea9?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxMXx8Y3JlZGl0JTIwY2FyZHN8ZW58MHx8fHwxNjY0MzU4MTUz&ixlib=rb-1.2.1&fm=jpg&w=2832&h=4240&fit=max","width":2832,"height":4240,"id":"media\/unsplash:i-t4zL1Nqc0","alt":"person holding credit card","sizes":{"full":{"file":"media\/unsplash:i-t4zL1Nqc0","sourceUrl":"https:\/\/images.unsplash.com\/photo-1578670812003-60745e2c2ea9?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxMXx8Y3JlZGl0JTIwY2FyZHN8ZW58MHx8fHwxNjY0MzU4MTUz&ixlib=rb-1.2.1&fm=jpg&w=2832&h=4240&fit=max","mimeType":"image\/jpeg","width":2832,"height":4240},"large":{"file":"media\/unsplash:i-t4zL1Nqc0","sourceUrl":"https:\/\/images.unsplash.com\/photo-1578670812003-60745e2c2ea9?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxMXx8Y3JlZGl0JTIwY2FyZHN8ZW58MHx8fHwxNjY0MzU4MTUz&ixlib=rb-1.2.1&fm=jpg&w=2265&h=3391&fit=max","mimeType":"image\/jpeg","width":2265,"height":3391},"1699_2544":{"file":"media\/unsplash:i-t4zL1Nqc0","sourceUrl":"https:\/\/images.unsplash.com\/photo-1578670812003-60745e2c2ea9?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxMXx8Y3JlZGl0JTIwY2FyZHN8ZW58MHx8fHwxNjY0MzU4MTUz&ixlib=rb-1.2.1&fm=jpg&w=1699&h=2544&fit=max","mimeType":"image\/jpeg","width":1699,"height":2544},"1132_1695":{"file":"media\/unsplash:i-t4zL1Nqc0","sourceUrl":"https:\/\/images.unsplash.com\/photo-1578670812003-60745e2c2ea9?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxMXx8Y3JlZGl0JTIwY2FyZHN8ZW58MHx8fHwxNjY0MzU4MTUz&ixlib=rb-1.2.1&fm=jpg&w=1132&h=1695&fit=max","mimeType":"image\/jpeg","width":1132,"height":1695},"566_847":{"file":"media\/unsplash:i-t4zL1Nqc0","sourceUrl":"https:\/\/images.unsplash.com\/photo-1578670812003-60745e2c2ea9?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxMXx8Y3JlZGl0JTIwY2FyZHN8ZW58MHx8fHwxNjY0MzU4MTUz&ixlib=rb-1.2.1&fm=jpg&w=566&h=847&fit=max","mimeType":"image\/jpeg","width":566,"height":847},"web_stories_thumbnail":{"file":"media\/unsplash:i-t4zL1Nqc0","sourceUrl":"https:\/\/images.unsplash.com\/photo-1578670812003-60745e2c2ea9?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxMXx8Y3JlZGl0JTIwY2FyZHN8ZW58MHx8fHwxNjY0MzU4MTUz&ixlib=rb-1.2.1&fm=jpg&w=340&h=509&fit=max","mimeType":"image\/jpeg","width":340,"height":509}},"attribution":{"author":{"displayName":"CardMapr.nl","url":"https:\/\/unsplash.com\/@cardmapr?utm_source=web_stories_wordpress&utm_medium=referral"},"registerUsageUrl":"https:\/\/media3p.googleapis.com\/v1\/media:registerUsage?token=AQBR4tpEVMRJWl7ACKBA%2BBVR2PiMigxM2bI9ERUCMRhLvgrC3LHo2g1eLBB7M%2BLZAW1BHpdOdB8gPoPtw6nOhLj6tJ9qNmCL%2B02ZFcN%2BEjCWrJXqp9kXxqrTV64aa92\/3epHW%2BX2OifZUaFUvVGsAHKbQ0kE%2BSqQbGL3urN5\/fZ8dY9YxG295Srz7NPJdezXUAHH0VfR\/z6WeVKBiWj37uPNLTLyEYfqnMd12w89gB0L7kZ5f8Bl9yadLWM%3D"},"isPlaceholder":false,"isOptimized":false,"isMuted":false,"isExternal":true,"needsProxy":false},"type":"image","x":-42,"y":-57,"width":498,"height":746,"mask":{"type":"rectangle","showInLibrary":true,"name":"Rectangle","path":"M 0,0 1,0 1,1 0,1 0,0 Z","ratio":1,"supportsBorder":true},"id":"9fd174b9-fc52-42de-be15-80296b67778a"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"backgroundColor":{"color":{"r":0,"g":0,"b":0,"a":0.4}},"type":"shape","x":49,"y":102,"width":316,"height":197,"scale":100,"focalX":50,"focalY":50,"mask":{"type":"rectangle"},"id":"c9d5818f-39cc-4099-91e5-fe0923230107"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"NONE","font":{"family":"Roboto","weights":[100,300,400,500,700,900],"styles":["italic","regular"],"variants":[[0,100],[0,300],[0,400],[0,500],[0,700],[0,900],[1,100],[1,300],[1,400],[1,500],[1,700],[1,900]],"fallbacks":["Helvetica Neue","Helvetica","sans-serif"],"service":"fonts.google.com","metrics":{"upm":2048,"asc":1900,"des":-500,"tAsc":1536,"tDes":-512,"tLGap":102,"wAsc":1946,"wDes":512,"xH":1082,"capH":1456,"yMin":-555,"yMax":2163,"hAsc":1900,"hDes":-500,"lGap":0}},"fontSize":18,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"lineHeight":1.2,"textAlign":"center","padding":{"locked":true,"hasHiddenPadding":false,"horizontal":0,"vertical":0},"type":"text","content":"<span style=\"font-weight: 700; color: #fff\">You can save a lot if you use your credit card wisely. Credit cards offer many benefits and unlimited features. However, you can save a lot of money if you're a smart spender.&nbsp;<\/span>\n<span style=\"font-weight: 700; color: #fff\">Some more hacks are waiting for you<\/span>","borderRadius":{"locked":true,"topLeft":2,"topRight":2,"bottomRight":2,"bottomLeft":2},"x":61,"y":114,"width":293,"height":172,"scale":100,"focalX":50,"focalY":50,"id":"c74fed6c-fb0c-486a-891f-1969f28fe716"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"backgroundColor":{"color":{"r":0,"g":0,"b":0}},"type":"shape","x":108,"y":356,"width":197,"height":78,"scale":100,"focalX":50,"focalY":50,"mask":{"type":"rectangle"},"id":"d7a77434-fd54-4860-9f4c-4d90369ac475"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"NONE","font":{"family":"Roboto","weights":[100,300,400,500,700,900],"styles":["italic","regular"],"variants":[[0,100],[0,300],[0,400],[0,500],[0,700],[0,900],[1,100],[1,300],[1,400],[1,500],[1,700],[1,900]],"fallbacks":["Helvetica Neue","Helvetica","sans-serif"],"service":"fonts.google.com","metrics":{"upm":2048,"asc":1900,"des":-500,"tAsc":1536,"tDes":-512,"tLGap":102,"wAsc":1946,"wDes":512,"xH":1082,"capH":1456,"yMin":-555,"yMax":2163,"hAsc":1900,"hDes":-500,"lGap":0}},"fontSize":27,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"lineHeight":1.2,"textAlign":"center","padding":{"locked":true,"hasHiddenPadding":false,"horizontal":0,"vertical":0},"type":"text","content":"<span style=\"font-weight: 700; color: #fff\">CLICK HERE..<\/span>","borderRadius":{"locked":true,"topLeft":2,"topRight":2,"bottomRight":2,"bottomLeft":2},"x":91,"y":379,"width":233,"height":31,"scale":100,"focalX":50,"focalY":50,"id":"3231d04a-44a2-4613-8628-b3bdaea28e0e","link":{"needsProxy":true,"url":"https:\/\/www.the-next-tech.com\/finance\/credit-card-tips-and-tricks-how-to-save-money\/","rel":[],"icon":"https:\/\/s3.amazonaws.com\/media.the-next-tech.com\/wp-content\/uploads\/2022\/09\/16105832\/Credit-Card-Tips-and-Tricks-How-to-Save-Money.jpg","desc":"Credit Card Tips And Tricks: How To Save Money"}}],"backgroundColor":{"color":{"r":255,"g":255,"b":255}},"type":"page","id":"a1cafb42-e55a-4924-b278-273960d08210","animations":[{"id":"dfd39a64-4c74-488f-826b-b533e87ed145","type":"effect-pulse","targets":["3231d04a-44a2-4613-8628-b3bdaea28e0e"],"scale":0.5,"iterations":4,"duration":1450,"delay":0}]}],"autoAdvance":true,"defaultPageDuration":7,"currentStoryStyles":{"colors":[]}},"story_poster":{"url":"https:\/\/s3.amazonaws.com\/media.the-next-tech.com\/wp-content\/uploads\/2022\/09\/29131110\/Cover-Image-35.jpg","width":640,"height":853,"needsProxy":false},"_links":{"self":[{"href":"https:\/\/www.the-next-tech.com\/rest\/web-stories\/v1\/web-story\/63734","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.the-next-tech.com\/rest\/web-stories\/v1\/web-story"}],"about":[{"href":"https:\/\/www.the-next-tech.com\/rest\/wp\/v2\/types\/web-story"}],"author":[{"embeddable":true,"href":"https:\/\/www.the-next-tech.com\/rest\/web-stories\/v1\/users\/152"}],"version-history":[{"count":10,"href":"https:\/\/www.the-next-tech.com\/rest\/web-stories\/v1\/web-story\/63734\/revisions"}],"predecessor-version":[{"id":63834,"href":"https:\/\/www.the-next-tech.com\/rest\/web-stories\/v1\/web-story\/63734\/revisions\/63834"}],"wp:attachment":[{"href":"https:\/\/www.the-next-tech.com\/rest\/web-stories\/v1\/media?parent=63734"}],"wp:term":[{"taxonomy":"web_story_category","embeddable":true,"href":"https:\/\/www.the-next-tech.com\/rest\/web-stories\/v1\/web_story_category?post=63734"},{"taxonomy":"web_story_tag","embeddable":true,"href":"https:\/\/www.the-next-tech.com\/rest\/web-stories\/v1\/web_story_tag?post=63734"}],"wp:lock":[{"embeddable":true,"href":"https:\/\/www.the-next-tech.com\/rest\/web-stories\/v1\/web-story\/63734\/lock"}],"wp:publisherlogo":[{"embeddable":true,"href":"https:\/\/www.the-next-tech.com\/rest\/web-stories\/v1\/media\/59216"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}