{"id":67331,"date":"2023-01-18T14:09:27","date_gmt":"2023-01-18T08:39:27","guid":{"rendered":"https:\/\/www.the-next-tech.com\/?post_type=web-story&#038;p=67331"},"modified":"2023-01-18T14:11:08","modified_gmt":"2023-01-18T08:41:08","slug":"how-to-create-a-budget-and-stick-to-it","status":"publish","type":"web-story","link":"https:\/\/www.the-next-tech.com\/web-stories\/how-to-create-a-budget-and-stick-to-it\/","title":{"rendered":"How to Create a Budget and Stick to It"},"content":{"rendered":"<p><html amp=\"\" lang=\"en\"><head><meta charSet=\"utf-8\"\/><meta name=\"viewport\" content=\"width=device-width,minimum-scale=1,initial-scale=1\"\/><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0.js\"><\/script><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0\/amp-story-1.0.js\" custom-element=\"amp-story\"><\/script><link href=\"https:\/\/fonts.googleapis.com\/css2?display=swap&amp;family=Roboto%3Awght%40700&amp;family=Gelasio%3Awght%40700&amp;family=Open+Sans%3Awght%40700&amp;family=Arimo%3Awght%40700&amp;family=Source+Serif+Pro%3Awght%40700&amp;family=Chivo%3Awght%40700&amp;family=Darker+Grotesque%3Awght%40700\" rel=\"stylesheet\"\/>\n<style amp-boilerplate=\"\">body{-webkit-animation:-amp-start 8s steps(1,end) 0s 1 normal both;-moz-animation:-amp-start 8s steps(1,end) 0s 1 normal both;-ms-animation:-amp-start 8s steps(1,end) 0s 1 normal both;animation:-amp-start 8s steps(1,end) 0s 1 normal both}@-webkit-keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}@-moz-keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}@-ms-keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}@-o-keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}@keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}<\/style>\n<p><noscript><\/p>\n<style amp-boilerplate=\"\">body{-webkit-animation:none;-moz-animation:none;-ms-animation:none;animation:none}<\/style>\n<p><\/noscript><\/p>\n<style amp-custom=\"\">\n              h1, h2, h3 { font-weight: normal; }<\/p>\n<p>              amp-story-page {\n                background-color: #131516;\n              }<\/p>\n<p>              amp-story-grid-layer {\n                overflow: visible;\n              }<\/p>\n<p>              @media (max-aspect-ratio: 9 \/ 16)  {\n                @media (min-aspect-ratio: 320 \/ 678) {\n                  amp-story-grid-layer.grid-layer {\n                    margin-top: calc((100% \/ 0.5625 - 100% \/ 0.6666666666666666) \/ 2);\n                  }\n                }\n              }<\/p>\n<p>              @media not all and (min-resolution:.001dpcm) {\n                @media {\n                  p.text-wrapper > span {\n                    font-size: calc(100% - 0.5px);\n                  }\n                }\n              }<\/p>\n<p>              .page-fullbleed-area,\n              .page-background-overlay-area {\n                position: absolute;\n                overflow: hidden;\n                width: 100%;\n                left: 0;\n                height: calc(1.1851851851851851 * 100%);\n                top: calc((1 - 1.1851851851851851) * 100% \/ 2);\n              }<\/p>\n<p>              .element-overlay-area {\n                position: absolute;\n                width: 100%;\n                height: 100%;\n                top: 0;\n                left: 0;\n              }<\/p>\n<p>              .page-safe-area {\n                overflow: visible;\n                position: absolute;\n                top: 0;\n                bottom: 0;\n                left: 0;\n                right: 0;\n                width: 100%;\n                height: calc(0.84375 * 100%);\n                margin: auto 0;\n              }<\/p>\n<p>              .mask {\n                position: absolute;\n                overflow: hidden;\n              }<\/p>\n<p>              .fill {\n                position: absolute;\n                top: 0;\n                left: 0;\n                right: 0;\n                bottom: 0;\n                margin: 0;\n              }<\/p>\n<p>              @media (prefers-reduced-motion: no-preference) {\n                .animation-wrapper {\n                  opacity: var(--initial-opacity);\n                  transform: var(--initial-transform);\n                }\n              }<\/p>\n<p>              amp-story-grid-layer.align-bottom {\n                align-content: end;\n                padding: 0;\n              }<\/p>\n<p>              .captions-area {\n                padding: 0 32px 0;\n              }<\/p>\n<p>              amp-story-captions {\n                margin-bottom: 16px;\n                text-align: center;\n              }<\/p>\n<p>              amp-story-captions span {\n                display: inline-block;\n                margin: 0;\n                padding: 6px 12px;\n                vertical-align: middle;\n                border-radius: 15px;\n                background: rgba(11, 11, 11, 0.6);\n                color: rgba(255, 255, 255, 1);\n                font-family: -apple-system, BlinkMacSystemFont, \"Segoe UI\", Roboto, Oxygen-Sans, Ubuntu, Cantarell, \"Helvetica Neue\", sans-serif;;\n                font-size: calc(4 * var(--story-page-vw));\n                line-height: 1.4;\n                word-break: break-word;\n                word-wrap: break-word;\n                overflow-wrap: break-word;\n              }\n              <\/style>\n<p><meta name=\"web-stories-replace-head-start\"\/><title>How to Create a Budget and Stick to It<\/title><link rel=\"canonical\" href=\"https:\/\/www.the-next-tech.com\/?post_type=web-story&amp;p=67331\"\/><meta name=\"web-stories-replace-head-end\"\/><\/head><body><amp-story standalone=\"\" publisher=\"The Next Tech\" publisher-logo-src=\"https:\/\/s3.amazonaws.com\/static.the-next-tech.com\/wp-content\/uploads\/2022\/07\/22163006\/tnt_logo.png\" title=\"How to Create a Budget and Stick to It\" poster-portrait-src=\"https:\/\/s3.amazonaws.com\/static.the-next-tech.com\/wp-content\/uploads\/2023\/01\/18140908\/Cover-Image-76.jpg\"><amp-story-page id=\"ca5c4a62-9d68-4b3a-adde-df191de967cd\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#e85c4d\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-3e46c49f-4193-4574-86c2-77428302b190\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:-0.97087%;top:-9.06149%;width:102.91262%;height:68.60841%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-b8a20fee-e00c-4875-8ea3-a6fe41c95bf0\">\n<div style=\"position:absolute;width:100%;height:100%;left:0%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/img.freepik.com\/premium-vector\/personal-income-expense-management-family-budget-strategy-planning_251235-357.jpg?w=360\" alt=\"personal-income-expense-management-family-budget-strategy-planning_251235-357.jpg\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.8932%;top:63.59223%;width:76.21359%;height:20.22654%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6369426751592357% 0.6369426751592357% 0.6369426751592357% 0.6369426751592357% \/ 1.6% 1.6% 1.6% 1.6%\" id=\"el-73d188e5-540b-48d1-890e-a8a328f5cf17\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.15674761146496816% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.566343em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"How_to_Create_a_Budget_and_Stick_to_It\"><\/span><span><span style=\"font-weight: 700; color: #ffffb7\">How to Create a Budget and Stick to It<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"2accf87e-8de0-441d-9a9c-7292e670409b\" auto-advance-after=\"7s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-a3e7b1bd-8cb0-4de5-a5ad-738919c29f55\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":200,\"duration\":1400,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-8d3aeecf-172c-4528-af48-c663ade1710f\",\"keyframes\":{\"transform\":[\"translate3d(0px, 136.05229%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":200,\"duration\":1400,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#fef9ef\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-8291f684-61f9-4302-839c-7c45d5aa1c80\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:11.8932%;top:15.69579%;width:75%;height:68.77023%;opacity:1\">\n<div id=\"anim-a3e7b1bd-8cb0-4de5-a5ad-738919c29f55\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-8d3aeecf-172c-4528-af48-c663ade1710f\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, 136.05229%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-ca543202-f467-43d4-a696-a46582922930\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:1.3956310679611652% 0;font-family:&quot;Gelasio&quot;,serif;font-size:0.517799em;line-height:1;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Assess_Your_Current_Financial_Situation_Before_creating_a_budget_its_important_to_understand_your_current_financial_situation_This_includes_your_income_expenses_and_debt\"><\/span><span><span style=\"font-weight: 700; color: #590d22\">Assess Your Current Financial Situation<\/span><\/p>\n<p><span style=\"font-weight: 700; color: #3a566e\">Before creating a budget, it&#8217;s important to understand your current financial situation. This includes your income, expenses, and debt.<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"f196c65d-d671-4623-9d99-25c7251ed3ed\" auto-advance-after=\"7s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-3fc10e3b-62f9-4917-811e-ba4e993ce9df\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":200,\"duration\":1400,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-6aafd6ba-2e28-405f-b366-08fb3373ef4a\",\"keyframes\":{\"transform\":[\"translate3d(0px, -141.10006%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":200,\"duration\":1400,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#3a566e\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-fc782ed2-2c49-42d5-a5ff-a34f13451337\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:11.8932%;top:17.47573%;width:75.97087%;height:65.04854%;opacity:1\">\n<div id=\"anim-3fc10e3b-62f9-4917-811e-ba4e993ce9df\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-6aafd6ba-2e28-405f-b366-08fb3373ef4a\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, -141.10006%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-4266fc9e-ec0f-4740-96e1-953fc469d23a\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.9749400958466452% 0;font-family:&quot;Gelasio&quot;,serif;font-size:0.582524em;line-height:1.1;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fff9ee\">Set Financial Goal<\/span><\/p>\n<p><span style=\"font-weight: 700; color: #fff\">Having specific financial goals will help you focus your budget and stay motivated to stick to it.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"1223fb6e-8490-4732-ae74-a20d7779f98d\" auto-advance-after=\"7s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-46f709c8-22ce-4007-919e-46d646e17e05\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":100,\"duration\":1000,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-4d487d9a-c1bf-4392-8bd2-8279859de79c\",\"keyframes\":{\"transform\":[\"translate3d(-125.09091%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":100,\"duration\":1000,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#211f1e\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-598d7e43-1eae-4ef4-a9b5-9f78c095672a\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:16.74757%;top:18.60841%;width:66.74757%;height:62.94498%;opacity:1\">\n<div id=\"anim-46f709c8-22ce-4007-919e-46d646e17e05\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-4d487d9a-c1bf-4392-8bd2-8279859de79c\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-125.09091%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-a33b7b42-eb64-4ae9-9909-ad1f83ff6896\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.941477272727273% 0;font-family:&quot;Open Sans&quot;,sans-serif;font-size:0.517799em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #ffbc35\">Track Your Spending<\/span><\/p>\n<p><span style=\"font-weight: 700; color: #fff\">For at least a month, keep track of all your spending to get a sense of where your money is going.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"fc809fdd-aedf-475e-abbf-b5fa21ae7644\" auto-advance-after=\"7s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-ad151896-4715-48c7-b9ca-3e354c3ff5c1\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":500,\"duration\":600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-f5d447f1-54c2-4782-a246-175b55eb0e23\",\"keyframes\":{\"transform\":[\"translate3d(-115.2381%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":500,\"duration\":600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#094228\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-d359a593-f015-41b6-b282-56890a244d94\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:26.3754%;width:76.45631%;height:47.24919%;opacity:1\">\n<div id=\"anim-ad151896-4715-48c7-b9ca-3e354c3ff5c1\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-f5d447f1-54c2-4782-a246-175b55eb0e23\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-115.2381%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-9705f109-8624-4163-8c0e-48b8bac426d9\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.5952380952380952% 0;font-family:&quot;Arimo&quot;,sans-serif;font-size:0.517799em;line-height:1;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #ffffb7\">Categorize Your Expenses<\/span><\/p>\n<p><span style=\"font-weight: 700; color: #fff\">Divide your expenses into categories, such as housing, transportation, and entertainment.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"80709daa-7efe-4bc3-8f4b-b5729ec19725\" auto-advance-after=\"7s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-964fc4b8-aa57-4033-8b48-54fd93377731\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":100,\"duration\":2000,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-01c307f0-1105-4fcd-9724-7d2b2faf4909\",\"keyframes\":{\"transform\":[\"translate3d(115.55555%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":100,\"duration\":2000,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#1f2a2e\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-a8b1e122-29bc-4706-9cad-22a2b443032e\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:19.7411%;width:76.45631%;height:60.19417%;opacity:1\">\n<div id=\"anim-964fc4b8-aa57-4033-8b48-54fd93377731\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-01c307f0-1105-4fcd-9724-7d2b2faf4909\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(115.55555%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-987b7508-8cb2-414e-9049-21f3b226923d\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.23873015873015951% 0;font-family:&quot;Source Serif Pro&quot;,serif;font-size:0.517799em;line-height:1.3;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Prioritize_Your_Expenses_Prioritize_your_expenses_by_determining_which_ones_are_essential_and_which_ones_are_discretionary\"><\/span><span><span style=\"font-weight: 700; color: #fbebba\">Prioritize Your Expenses<\/span><\/p>\n<p><span style=\"font-weight: 700; color: #fff\">Prioritize your expenses by determining which ones are essential and which ones are discretionary.<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"811c1c5f-3d60-4f7e-af92-800497ead355\" auto-advance-after=\"7s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-db39157a-bf13-437d-b7cb-b94295967277\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-c9b1ae7d-2727-4851-9ff9-3d7c050693a0\",\"keyframes\":{\"transform\":[\"translate3d(0px, 160.67340%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#e9d5c5\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-f9858dbb-ae8d-4a40-a12c-6e7f51b75338\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:11.8932%;top:23.46278%;width:76.45631%;height:53.39806%;opacity:1\">\n<div id=\"anim-db39157a-bf13-437d-b7cb-b94295967277\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-c9b1ae7d-2727-4851-9ff9-3d7c050693a0\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, 160.67340%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-ca1bf118-fd80-4d86-b0b3-e487123715a1\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.5587301587301592% 0;font-family:&quot;Chivo&quot;,sans-serif;font-size:0.517799em;line-height:1.3;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Create_a_Budget_Use_the_information_youve_gathered_to_create_a_budget_that_allocates_funds_for_each_category_of_expenses\"><\/span><span><span style=\"font-weight: 700; color: #590d22\">Create a Budget<\/span><\/p>\n<p><span style=\"font-weight: 700; color: #28292b\">Use the information you&#8217;ve gathered to create a budget that allocates funds for each category of expenses.<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"b7213c58-0cb2-415b-9839-f81f9be0f534\" auto-advance-after=\"7s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-7a1d1c43-0a53-4e8b-a4f1-dbdb3817ad08\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(.3,0,.55,1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-c1d879d4-ca34-48d7-9dbb-6d88c7ab63dd\",\"keyframes\":{\"transform\":[\"scale(0.3333333333333333)\",\"scale(1)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(.3,0,.55,1)\",\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#122036\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-9bfba34e-8d90-42bd-8f84-fa9923723efa\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:-45.02427%;top:-10.35599%;width:190.04854%;height:120.71197%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-3fd76ad7-4987-4835-b681-f6d8cad8a20a\">\n<div style=\"position:absolute;width:119.15391%;height:119%;left:-8.30096%;top:-7.26786%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/wp.stories.google\/static\/19\/images\/templates\/album-releases\/sticker_sound.png\" alt=\"sticker_sound\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:23.13916%;width:76.94175%;height:53.55987%;opacity:1\">\n<div id=\"anim-7a1d1c43-0a53-4e8b-a4f1-dbdb3817ad08\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-c1d879d4-ca34-48d7-9dbb-6d88c7ab63dd\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(0.3333333333333333)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6309148264984227% 0.6309148264984227% 0.6309148264984227% 0.6309148264984227% \/ 0.6042296072507553% 0.6042296072507553% 0.6042296072507553% 0.6042296072507553%\" id=\"el-43950f77-1981-41b3-8f5c-817864b44913\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:2.5173501577287065% 0;font-family:&quot;Darker Grotesque&quot;,sans-serif;font-size:0.566343em;line-height:0.9;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fee2c6\">Find Ways to Cut Costs<\/span><\/p>\n<p><span style=\"font-weight: 700; color: #fff\">Look for ways to cut costs, such as negotiating bills, cutting back on subscriptions or memberships, or finding cheaper alternatives.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><\/amp-story><\/body><\/html><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Review your budget regularly, at least once a month, to see if you are sticking to it and if it needs to be adjusted. If you need to increase or decrease spending on certain categories, do so.<\/p>\n","protected":false},"author":152,"featured_media":67337,"template":"","meta":{"web_stories_publisher_logo":59216,"web_stories_poster":[],"web_stories_products":[],"footnotes":""},"web_story_category":[],"web_story_tag":[17622,17634,17619,17644,17646,17645,17631,17633,17623,17626,17642,17625,17628,17635,17629,17620,17621,17640,17624,17638,17643,17641,17632,17637,17627,17636,17639,17630],"class_list":["post-67331","web-story","type-web-story","status-publish","has-post-thumbnail","hentry"],"story_data":{"version":46,"pages":[{"elements":[{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"x":1,"y":1,"width":1,"height":1,"mask":{"type":"rectangle"},"isBackground":true,"isDefaultBackground":true,"type":"shape","id":"3e46c49f-4193-4574-86c2-77428302b190"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"scale":100,"focalX":50,"focalY":50,"resource":{"type":"image","mimeType":"image\/jpeg","width":360,"height":360,"sizes":[],"isPlaceholder":false,"isExternal":true,"needsProxy":true,"src":"https:\/\/img.freepik.com\/premium-vector\/personal-income-expense-management-family-budget-strategy-planning_251235-357.jpg?w=360","id":"40c0c770-70a6-4be8-a54b-cc632f20c304","alt":"personal-income-expense-management-family-budget-strategy-planning_251235-357.jpg","baseColor":"#ec604f"},"type":"image","x":-4,"y":-56,"width":424,"height":424,"mask":{"type":"rectangle","showInLibrary":true,"name":"Rectangle","path":"M 0,0 1,0 1,1 0,1 0,0 Z","ratio":1,"supportsBorder":true},"id":"b8a20fee-e00c-4875-8ea3-a6fe41c95bf0"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"NONE","font":{"family":"Roboto","fallbacks":["sans-serif"],"weights":[100,300,400,500,700,900],"styles":["italic","regular"],"variants":[[0,100],[1,100],[0,300],[1,300],[0,400],[1,400],[0,500],[1,500],[0,700],[1,700],[0,900],[1,900]],"service":"fonts.google.com","metrics":{"upm":2048,"asc":1900,"des":-500,"tAsc":1536,"tDes":-512,"tLGap":102,"wAsc":1946,"wDes":512,"xH":1082,"capH":1456,"yMin":-555,"yMax":2163,"hAsc":1900,"hDes":-500,"lGap":0}},"fontSize":35,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"lineHeight":1.2,"textAlign":"center","padding":{"locked":true,"hasHiddenPadding":false,"horizontal":0,"vertical":0},"type":"text","content":"<span style=\"font-weight: 700; color: #ffffb7\">How to Create a Budget and Stick to It<\/span>","borderRadius":{"locked":true,"topLeft":2,"topRight":2,"bottomRight":2,"bottomLeft":2},"x":49,"y":393,"width":314,"height":125,"id":"73d188e5-540b-48d1-890e-a8a328f5cf17"}],"backgroundColor":{"color":{"r":232,"g":92,"b":77}},"type":"page","id":"ca5c4a62-9d68-4b3a-adde-df191de967cd"},{"elements":[{"x":1,"y":1,"width":1,"height":1,"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"mask":{"type":"rectangle"},"isBackground":true,"id":"8291f684-61f9-4302-839c-7c45d5aa1c80","type":"shape","isDefaultBackground":true,"basedOn":"268f9f40-cce2-4d37-899e-ea2422f8df7b"},{"x":49,"y":97,"width":309,"height":425,"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"NONE","font":{"family":"Gelasio","fallbacks":["serif"],"weights":[400,500,600,700],"styles":["regular","italic"],"variants":[[0,400],[1,400],[0,500],[1,500],[0,600],[1,600],[0,700],[1,700]],"service":"fonts.google.com","metrics":{"upm":2048,"asc":1900,"des":-700,"tAsc":1900,"tDes":-700,"tLGap":0,"wAsc":2600,"wDes":800,"xH":986,"capH":1419,"yMin":-635,"yMax":2593,"hAsc":1900,"hDes":-700,"lGap":0}},"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"lineHeight":1,"textAlign":"center","type":"text","id":"ca543202-f467-43d4-a696-a46582922930","content":"<span style=\"font-weight: 700; color: #590d22\">Assess Your Current Financial Situation<\/span>\n\n<span style=\"font-weight: 700; color: #3a566e\">Before creating a budget, it's important to understand your current financial situation. This includes your income, expenses, and debt.<\/span>","fontSize":32,"padding":{"horizontal":0,"vertical":0},"basedOn":"6c29ba73-482b-4759-bbc0-2a503f075b61"}],"animations":[{"id":"e96e62a4-a994-4081-be7c-3b515d9c11dc","type":"effect-fly-in","targets":["ca543202-f467-43d4-a696-a46582922930"],"flyInDir":"bottomToTop","duration":1400,"delay":200}],"type":"page","id":"2accf87e-8de0-441d-9a9c-7292e670409b","backgroundColor":{"color":{"r":254,"g":249,"b":239}},"pageTemplateType":"editorial"},{"elements":[{"x":1,"y":1,"width":1,"height":1,"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"mask":{"type":"rectangle"},"isBackground":true,"id":"fc782ed2-2c49-42d5-a5ff-a34f13451337","type":"shape","isDefaultBackground":true,"basedOn":"b8ea29e5-ce25-4204-8660-afe56bb6b952"},{"x":49,"y":108,"width":313,"height":402,"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"NONE","font":{"family":"Gelasio","fallbacks":["serif"],"weights":[400,500,600,700],"styles":["regular","italic"],"variants":[[0,400],[1,400],[0,500],[1,500],[0,600],[1,600],[0,700],[1,700]],"service":"fonts.google.com","metrics":{"upm":2048,"asc":1900,"des":-700,"tAsc":1900,"tDes":-700,"tLGap":0,"wAsc":2600,"wDes":800,"xH":986,"capH":1419,"yMin":-635,"yMax":2593,"hAsc":1900,"hDes":-700,"lGap":0}},"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"lineHeight":1.1,"textAlign":"center","type":"text","id":"4266fc9e-ec0f-4740-96e1-953fc469d23a","content":"<span style=\"font-weight: 700; color: #fff9ee\">Set Financial Goal<\/span>\n\n<span style=\"font-weight: 700; color: #fff\">Having specific financial goals will help you focus your budget and stay motivated to stick to it.<\/span>","fontSize":36,"padding":{"horizontal":0,"vertical":0},"tagName":"p","basedOn":"5ad5b20a-e1ef-4341-a9ea-afc442cca079"}],"animations":[{"id":"66555a26-0deb-41b4-ac4e-0acbde4f228e","type":"effect-fly-in","flyInDir":"topToBottom","duration":1400,"delay":200,"targets":["4266fc9e-ec0f-4740-96e1-953fc469d23a"]}],"type":"page","id":"f196c65d-d671-4623-9d99-25c7251ed3ed","backgroundColor":{"color":{"r":58,"g":86,"b":110}},"pageTemplateType":"quote"},{"elements":[{"x":1,"y":1,"width":1,"height":1,"type":"shape","opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"mask":{"type":"rectangle"},"isBackground":true,"id":"598d7e43-1eae-4ef4-a9b5-9f78c095672a","isDefaultBackground":true,"basedOn":"a848ae15-78c1-488a-9c2f-befbc69a1fb3"},{"x":69,"y":115,"width":275,"height":389,"font":{"family":"Open Sans","fallbacks":["sans-serif"],"weights":[300,400,500,600,700,800],"styles":["regular","italic"],"variants":[[0,300],[0,400],[0,500],[0,600],[0,700],[0,800],[1,300],[1,400],[1,500],[1,600],[1,700],[1,800]],"service":"fonts.google.com","metrics":{"upm":2048,"asc":2189,"des":-600,"tAsc":2189,"tDes":-600,"tLGap":0,"wAsc":2302,"wDes":651,"xH":1096,"capH":1462,"yMin":-557,"yMax":2146,"hAsc":2189,"hDes":-600,"lGap":0}},"type":"text","opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"NONE","backgroundColor":{"color":{"r":196,"g":196,"b":196}},"lineHeight":1.2,"textAlign":"center","basedOn":"1788ced3-50fc-495e-9944-9f7a205b3107","id":"a33b7b42-eb64-4ae9-9909-ad1f83ff6896","content":"<span style=\"font-weight: 700; color: #ffbc35\">Track Your Spending<\/span>\n\n<span style=\"font-weight: 700; color: #fff\">For at least a month, keep track of all your spending to get a sense of where your money is going.<\/span>","fontSize":32,"padding":{"horizontal":0,"vertical":0},"tagName":"p"}],"animations":[{"id":"4f7b2916-95db-4e36-8614-4e1b8fd8ff14","type":"effect-fly-in","flyInDir":"leftToRight","duration":1000,"delay":100,"targets":["a33b7b42-eb64-4ae9-9909-ad1f83ff6896"]}],"type":"page","id":"1223fb6e-8490-4732-ae74-a20d7779f98d","backgroundColor":{"color":{"r":33,"g":31,"b":30}},"pageTemplateType":"quote"},{"elements":[{"x":43,"y":0,"width":137,"height":137,"type":"shape","opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"mask":{"type":"rectangle"},"isBackground":true,"id":"d359a593-f015-41b6-b282-56890a244d94","isDefaultBackground":true,"lockAspectRatio":true,"basedOn":"143182cf-804b-4d71-93d8-d4a53c9e6ed6"},{"x":48,"y":163,"width":315,"height":292,"font":{"family":"Arimo","fallbacks":["sans-serif"],"weights":[400,500,600,700],"styles":["regular","italic"],"variants":[[0,400],[0,500],[0,600],[0,700],[1,400],[1,500],[1,600],[1,700]],"service":"fonts.google.com","metrics":{"upm":2048,"asc":1854,"des":-434,"tAsc":1854,"tDes":-434,"tLGap":67,"wAsc":2136,"wDes":797,"xH":1082,"capH":1409,"yMin":-797,"yMax":2136,"hAsc":1854,"hDes":-434,"lGap":67}},"type":"text","opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"backgroundTextMode":"NONE","lineHeight":1,"textAlign":"center","backgroundColor":{"color":{"r":196,"g":196,"b":196}},"id":"9705f109-8624-4163-8c0e-48b8bac426d9","content":"<span style=\"font-weight: 700; color: #ffffb7\">Categorize Your Expenses<\/span>\n\n<span style=\"font-weight: 700; color: #fff\">Divide your expenses into categories, such as housing, transportation, and entertainment.<\/span>","fontSize":32,"padding":{"horizontal":0,"vertical":0},"tagName":"p","lockAspectRatio":true,"basedOn":"bfd53cf2-f8e8-41f0-8449-48772b5194bb"}],"animations":[{"id":"87bf3e1d-2a60-48b3-b751-06adc85d1249","type":"effect-fly-in","targets":["9705f109-8624-4163-8c0e-48b8bac426d9"],"flyInDir":"leftToRight","duration":600,"delay":500}],"type":"page","id":"fc809fdd-aedf-475e-abbf-b5fa21ae7644","backgroundColor":{"color":{"r":9,"g":66,"b":40}},"pageTemplateType":"quote"},{"elements":[{"x":1,"y":1,"width":1,"height":1,"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"mask":{"type":"rectangle"},"isBackground":true,"type":"shape","id":"a8b1e122-29bc-4706-9cad-22a2b443032e","isDefaultBackground":true,"basedOn":"18d986e5-e023-466d-b8fc-fce0393071b0"},{"x":48,"y":122,"width":315,"height":372,"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"NONE","font":{"family":"Source Serif Pro","fallbacks":["serif"],"weights":[200,300,400,600,700,900],"styles":["italic","regular"],"variants":[[0,200],[1,200],[0,300],[1,300],[0,400],[1,400],[0,600],[1,600],[0,700],[1,700],[0,900],[1,900]],"service":"fonts.google.com","metrics":{"upm":1000,"asc":918,"des":-335,"tAsc":918,"tDes":-335,"tLGap":0,"wAsc":1036,"wDes":335,"xH":475,"capH":670,"yMin":-335,"yMax":1002,"hAsc":918,"hDes":-335,"lGap":0}},"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"lineHeight":1.3,"textAlign":"center","type":"text","basedOn":"d9ed4ad5-3559-413c-a7b4-c9e264111621","id":"987b7508-8cb2-414e-9049-21f3b226923d","content":"<span style=\"font-weight: 700; color: #fbebba\">Prioritize Your Expenses<\/span>\n\n<span style=\"font-weight: 700; color: #fff\">Prioritize your expenses by determining which ones are essential and which ones are discretionary.<\/span>","fontSize":32,"padding":{"horizontal":0,"vertical":0}}],"animations":[{"id":"70aee663-9b5d-4529-a5dd-613376b938d1","type":"effect-fly-in","flyInDir":"rightToLeft","duration":2000,"delay":100,"targets":["987b7508-8cb2-414e-9049-21f3b226923d"]}],"type":"page","id":"80709daa-7efe-4bc3-8f4b-b5729ec19725","backgroundColor":{"color":{"r":31,"g":42,"b":46}},"pageTemplateType":"steps","groups":{"5594783d-8cb4-4ca3-b6e1-ba6a2f3550e1":{"name":"Background","isLocked":true,"isCollapsed":true}}},{"elements":[{"x":1,"y":1,"width":1,"height":1,"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"mask":{"type":"rectangle"},"isBackground":true,"type":"shape","id":"f9858dbb-ae8d-4a40-a12c-6e7f51b75338","isDefaultBackground":true,"basedOn":"ef056bde-fdc3-4f71-809a-e69c62ae914d"},{"x":49,"y":145,"width":315,"height":330,"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"NONE","font":{"family":"Chivo","fallbacks":["sans-serif"],"weights":[300,400,700,900],"styles":["italic","regular"],"variants":[[0,300],[1,300],[0,400],[1,400],[0,700],[1,700],[0,900],[1,900]],"service":"fonts.google.com","metrics":{"upm":1000,"asc":940,"des":-250,"tAsc":940,"tDes":-250,"tLGap":0,"wAsc":937,"wDes":250,"xH":511,"capH":686,"yMin":-250,"yMax":926,"hAsc":940,"hDes":-250,"lGap":0}},"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"lineHeight":1.3,"textAlign":"center","type":"text","id":"ca1bf118-fd80-4d86-b0b3-e487123715a1","content":"<span style=\"font-weight: 700; color: #590d22\">Create a Budget<\/span>\n\n<span style=\"font-weight: 700; color: #28292b\">Use the information you've gathered to create a budget that allocates funds for each category of expenses.<\/span>","fontSize":32,"padding":{"horizontal":0,"vertical":0},"basedOn":"96e93ceb-accb-4c38-b603-7d616174e5d3"}],"animations":[{"id":"22c23b69-ad06-473a-a60a-a135da9fe90e","type":"effect-fly-in","targets":["ca1bf118-fd80-4d86-b0b3-e487123715a1"],"flyInDir":"bottomToTop","duration":1500,"delay":0}],"type":"page","id":"811c1c5f-3d60-4f7e-af92-800497ead355","backgroundColor":{"color":{"r":233,"g":213,"b":197}},"pageTemplateType":"quote","groups":{"dc20376a-95ab-4347-9ea4-5b6864a83a7a":{"name":"Background","isLocked":true,"isCollapsed":true}}},{"elements":[{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"x":1,"y":1,"width":1,"height":1,"mask":{"type":"rectangle"},"isBackground":true,"isDefaultBackground":true,"type":"shape","id":"9bfba34e-8d90-42bd-8f84-fa9923723efa","basedOn":"8f266374-7964-4f5f-b3b7-cf61f02c6df0"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundColor":{"color":{"r":255,"g":255,"b":255}},"x":-185.5,"y":-64,"width":783,"height":746,"mask":{"type":"rectangle"},"type":"image","id":"3fd76ad7-4987-4835-b681-f6d8cad8a20a","scale":119,"focalX":48.92911710138601,"focalY":48.124249699879954,"resource":{"type":"image","mimeType":"image\/png","src":"https:\/\/wp.stories.google\/static\/19\/images\/templates\/album-releases\/sticker_sound.png","width":330,"height":314,"id":0,"alt":"sticker_sound","isOptimized":false,"baseColor":"#ffffff","isExternal":true,"sizes":[]},"overlay":null,"basedOn":"d8c4e07a-9722-4faf-8d28-6bb6e12f5fd8"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"NONE","font":{"family":"Darker Grotesque","fallbacks":["sans-serif"],"weights":[300,400,500,600,700,800,900],"styles":["regular"],"variants":[[0,300],[0,400],[0,500],[0,600],[0,700],[0,800],[0,900]],"service":"fonts.google.com","metrics":{"upm":1000,"asc":1060,"des":-296,"tAsc":1060,"tDes":-296,"tLGap":0,"wAsc":1060,"wDes":296,"xH":406,"capH":563,"yMin":-296,"yMax":1060,"hAsc":1060,"hDes":-296,"lGap":0}},"fontSize":35,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"lineHeight":0.9,"textAlign":"center","padding":{"locked":true,"hasHiddenPadding":false},"content":"<span style=\"font-weight: 700; color: #fee2c6\">Find Ways to Cut Costs<\/span>\n\n<span style=\"font-weight: 700; color: #fff\">Look for ways to cut costs, such as negotiating bills, cutting back on subscriptions or memberships, or finding cheaper alternatives.<\/span>","borderRadius":{"locked":true,"topLeft":2,"topRight":2,"bottomRight":2,"bottomLeft":2},"x":48,"y":143,"width":317,"height":331,"id":"43950f77-1981-41b3-8f5c-817864b44913","type":"text","tagName":"p","basedOn":"a8e8b431-4927-4128-9fb1-9a236bf364b4"}],"animations":[{"id":"f8f55d56-69ae-4d6e-9217-304816e5bca9","type":"effect-zoom","targets":["43950f77-1981-41b3-8f5c-817864b44913"],"scaleDirection":"scaleIn","duration":1500,"delay":0}],"backgroundColor":{"color":{"r":18,"g":32,"b":54}},"type":"page","id":"b7213c58-0cb2-415b-9839-f81f9be0f534","defaultBackgroundElement":{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundColor":{"color":{"r":255,"g":255,"b":255}},"x":1,"y":1,"width":1,"height":1,"mask":{"type":"rectangle"},"isBackground":true,"isDefaultBackground":true,"type":"shape","id":"8f266374-7964-4f5f-b3b7-cf61f02c6df0"},"pageTemplateType":"editorial"}],"autoAdvance":true,"defaultPageDuration":7,"currentStoryStyles":{"colors":[]}},"story_poster":{"id":67337,"url":"https:\/\/s3.amazonaws.com\/static.the-next-tech.com\/wp-content\/uploads\/2023\/01\/18140908\/Cover-Image-76.jpg","width":640,"height":853,"needsProxy":false},"_links":{"self":[{"href":"https:\/\/www.the-next-tech.com\/rest\/web-stories\/v1\/web-story\/67331","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.the-next-tech.com\/rest\/web-stories\/v1\/web-story"}],"about":[{"href":"https:\/\/www.the-next-tech.com\/rest\/wp\/v2\/types\/web-story"}],"author":[{"embeddable":true,"href":"https:\/\/www.the-next-tech.com\/rest\/web-stories\/v1\/users\/152"}],"version-history":[{"count":5,"href":"https:\/\/www.the-next-tech.com\/rest\/web-stories\/v1\/web-story\/67331\/revisions"}],"predecessor-version":[{"id":67342,"href":"https:\/\/www.the-next-tech.com\/rest\/web-stories\/v1\/web-story\/67331\/revisions\/67342"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.the-next-tech.com\/rest\/web-stories\/v1\/media\/67337"}],"wp:attachment":[{"href":"https:\/\/www.the-next-tech.com\/rest\/web-stories\/v1\/media?parent=67331"}],"wp:term":[{"taxonomy":"web_story_category","embeddable":true,"href":"https:\/\/www.the-next-tech.com\/rest\/web-stories\/v1\/web_story_category?post=67331"},{"taxonomy":"web_story_tag","embeddable":true,"href":"https:\/\/www.the-next-tech.com\/rest\/web-stories\/v1\/web_story_tag?post=67331"}],"wp:lock":[{"embeddable":true,"href":"https:\/\/www.the-next-tech.com\/rest\/web-stories\/v1\/web-story\/67331\/lock"}],"wp:publisherlogo":[{"embeddable":true,"href":"https:\/\/www.the-next-tech.com\/rest\/web-stories\/v1\/media\/59216"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}