{"id":68042,"date":"2023-02-08T14:19:47","date_gmt":"2023-02-08T08:49:47","guid":{"rendered":"https:\/\/www.the-next-tech.com\/?post_type=web-story&#038;p=68042"},"modified":"2023-02-08T14:19:53","modified_gmt":"2023-02-08T08:49:53","slug":"usage-of-artificial-intelligence-in-banking-industry","status":"publish","type":"web-story","link":"https:\/\/www.the-next-tech.com\/web-stories\/usage-of-artificial-intelligence-in-banking-industry\/","title":{"rendered":"Usage of Artificial Intelligence in Banking Industry"},"content":{"rendered":"<p><html amp=\"\" lang=\"en\"><head><meta charSet=\"utf-8\"\/><meta name=\"viewport\" content=\"width=device-width,minimum-scale=1,initial-scale=1\"\/><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0.js\"><\/script><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0\/amp-story-1.0.js\" custom-element=\"amp-story\"><\/script><link href=\"https:\/\/fonts.googleapis.com\/css2?display=swap&amp;family=Montserrat%3Awght%40700\" 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1.2195121951219512% 1.2195121951219512% 1.2195121951219512% 1.2195121951219512%\" id=\"el-6f952739-3955-4499-9965-620b47a13d2c\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.10253968253968379% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.550162em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Usage_of_Artificial_Intelligence_in_Banking_Industry\"><\/span><span><span style=\"font-weight: 700; color: #ffcc4a\">Usage of Artificial Intelligence in Banking Industry<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"bd3f383d-2e01-4bc4-bda1-4180fe3f5145\" auto-advance-after=\"7s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-9393200d-1c3e-4bfa-b694-124f28ffff59\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-c84c9c98-2b1c-40fe-a394-3e01007d1317\",\"keyframes\":{\"transform\":[\"translate3d(-115.87301%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-9d6d178f-4387-4b3d-9ae8-325b5ec28bdc\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-68104217-0e7b-4b54-95cd-1e2546aa1c93\",\"keyframes\":{\"transform\":[\"translate3d(-115.55555%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#bcebee\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-34cf28e7-a2d7-4a32-b21a-66dfe61a51bf\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:11.8932%;top:29.77346%;width:76.45631%;height:6.95793%;opacity:1\">\n<div id=\"anim-9d6d178f-4387-4b3d-9ae8-325b5ec28bdc\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-68104217-0e7b-4b54-95cd-1e2546aa1c93\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-115.55555%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0% 0% 0% 0% \/ 0% 0% 0% 0%\" id=\"el-28f74a0d-06be-46e8-9af7-bd2ca13d13b8\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-1.0055555555555544% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.566343em;line-height:1.4;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #003bad\">Fraud Detection<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.13592%;top:42.71845%;width:76.45631%;height:35.76052%;opacity:1\">\n<div id=\"anim-9393200d-1c3e-4bfa-b694-124f28ffff59\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-c84c9c98-2b1c-40fe-a394-3e01007d1317\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-115.87301%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0% 0% 0% 0% \/ 0% 0% 0% 0%\" id=\"el-d8ab0d67-aa47-4f1a-890f-1679db6b22d5\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.5746031746031742% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.323625em;line-height:1.4;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700\">AI can help banks detect fraudulent transactions more effectively and quickly than manual methods. AI algorithms can identify patterns of suspicious behavior and flag them for review by human analysts.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"3f5bd050-6149-4704-95f1-ebfcca46e841\" auto-advance-after=\"7s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-fe902426-3520-49cb-8902-2ce9ff0e6dd9\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-6b2dc38a-94c0-43ef-8b7e-726c374a31c4\",\"keyframes\":{\"transform\":[\"translate3d(0px, -750.58458%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 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style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-e46ae942-8ebf-4c4c-8e4c-52a59f8d98d6\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:10.67961%;top:30.74434%;width:78.15534%;height:6.14887%;opacity:1\">\n<div id=\"anim-fe902426-3520-49cb-8902-2ce9ff0e6dd9\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-6b2dc38a-94c0-43ef-8b7e-726c374a31c4\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, -750.58458%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-6c094360-5ced-43e4-8da8-0fc979f2409f\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.5913043478260869% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.517799em;line-height:1.1;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Customer_Service\"><\/span><span><span style=\"font-weight: 700; color: #800f2f\">Customer Service<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.8932%;top:43.52751%;width:75.97087%;height:38.51133%;opacity:1\">\n<div id=\"anim-0bebeea1-11c2-4dcd-9444-f90e4f996443\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-6cb9d087-0b8d-43c9-b23a-d42b065ab33e\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, -237.06816%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6389776357827476% 0.6389776357827476% 0.6389776357827476% 0.6389776357827476% \/ 0.8403361344537815% 0.8403361344537815% 0.8403361344537815% 0.8403361344537815%\" id=\"el-befabc04-52c4-49a5-83a4-e3bb9d9537ac\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.06677316293929758% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.355987em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span 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style=\"position:absolute;pointer-events:none;left:11.65049%;top:50.16181%;width:76.45631%;height:26.21359%;opacity:1\">\n<div id=\"anim-da26596e-b20d-4ce4-ab7f-8b3b259bc0a2\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-73ab68dc-9319-41fc-9c09-2eaa315391d7\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(115.55555%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-76b66dc2-b689-47e1-ab4a-5e2905478674\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.27000000000000013% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.339806em;line-height:1.3;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"AI_algorithms_can_help_banks_automate_the_loan_underwriting_process_reducing_the_time_it_takes_to_approve_a_loan_and_increasing_efficiency\"><\/span><span><span style=\"font-weight: 700; color: #fff\">AI algorithms can help banks automate the loan underwriting process, reducing the time it takes to approve a loan and increasing efficiency.<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:31.71521%;width:76.45631%;height:13.75405%;opacity:1\">\n<div id=\"anim-a45006a7-f4a8-4042-9de0-ef9e27dd6c93\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-fea277d9-55cf-43d5-9287-37f9c9117f3f\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(115.55555%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-71f997d5-f36a-4d11-a9fb-93397d47f4f2\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.10555555555555654% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.566343em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #ffa811\">Loan Underwriting<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"10eff4d6-e810-428d-9ac4-4f6fb7e05a8d\" auto-advance-after=\"7s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-55f2fb08-783d-4f8c-ae15-30e96e3bcc09\",\"keyframes\":{\"transform\":[\"translate3d(-118.24104%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-bdb2dfa7-8ac6-4f1a-a9e8-a65c3d5d3d47\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-1e7e8239-c058-42ab-a7a4-fd0728dd74d8\",\"keyframes\":{\"transform\":[\"scale(0.15)\",\"scale(1)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-e73975ff-0049-4902-ae0b-288a35482006\",\"keyframes\":{\"transform\":[\"translate3d(-116.18123%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-fe35557d-18f7-4f26-a36d-009818646d40\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-7262fa8d-cea6-4884-b552-2b4a3633751d\",\"keyframes\":{\"transform\":[\"scale(0.15)\",\"scale(1)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#d4e3fc\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-cc09c896-dc58-456c-aede-b64c71b7360a\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:13.59223%;top:25.24272%;width:74.51456%;height:14.40129%;opacity:1\">\n<div id=\"anim-55f2fb08-783d-4f8c-ae15-30e96e3bcc09\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-118.24104%, 0px, 0)\">\n<div id=\"anim-bdb2dfa7-8ac6-4f1a-a9e8-a65c3d5d3d47\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-1e7e8239-c058-42ab-a7a4-fd0728dd74d8\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(0.15)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0% 0% 0% 0% \/ 0% 0% 0% 0%\" id=\"el-a8c6356a-89d1-403b-a2ee-fec82546d759\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.5757328990228007% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.566343em;line-height:1.32;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Risk_Management\"><\/span><span><span style=\"font-weight: 700; color: #800f2f\">Risk Management<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.13592%;top:46.60194%;width:75%;height:38.51133%;opacity:1\">\n<div id=\"anim-e73975ff-0049-4902-ae0b-288a35482006\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-116.18123%, 0px, 0)\">\n<div id=\"anim-fe35557d-18f7-4f26-a36d-009818646d40\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-7262fa8d-cea6-4884-b552-2b4a3633751d\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(0.15)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6472491909385114% 0.6472491909385114% 0.6472491909385114% 0.6472491909385114% \/ 0.8403361344537815% 0.8403361344537815% 0.8403361344537815% 0.8403361344537815%\" id=\"el-9a76ac3a-3a63-42ef-b64d-789efc657ade\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.06763754045307488% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.355987em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"AI_algorithms_can_help_banks_identify_and_manage_risk_in_real-time_By_analyzing_large_amounts_of_data_AI_systems_can_help_banks_identify_potential_risk_factors_and_take_steps_to_mitigate_them\"><\/span><span><span style=\"font-weight: 700\">AI algorithms can help banks identify and manage risk in real-time. By analyzing large amounts of data, AI systems can help banks identify potential risk factors and take steps to mitigate them.<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"2bf534cc-42d7-44f9-b095-8575ec7e2a6e\" auto-advance-after=\"7s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-60c08d73-ca57-4ac9-af5c-4bd17d7fce8e\",\"keyframes\":[{\"transform\":\"scale(1)\",\"offset\":0},{\"transform\":\"scale(1.5)\",\"offset\":0.33},{\"transform\":\"scale(0.95)\",\"offset\":0.66},{\"transform\":\"scale(1)\",\"offset\":1}],\"delay\":0,\"duration\":1450,\"easing\":\"ease-in-out\",\"fill\":\"both\",\"iterations\":1}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-6c6957fc-0d00-4a37-973b-87dd62b254df\",\"keyframes\":[{\"transform\":\"scale(1)\",\"offset\":0},{\"transform\":\"scale(1.5)\",\"offset\":0.33},{\"transform\":\"scale(0.95)\",\"offset\":0.66},{\"transform\":\"scale(1)\",\"offset\":1}],\"delay\":0,\"duration\":1450,\"easing\":\"ease-in-out\",\"fill\":\"both\",\"iterations\":1}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#152132\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-db8fda5a-9eaf-4572-bb70-1d437b98c03f\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:12.13592%;top:31.87702%;width:75%;height:12.29773%;opacity:1\">\n<div id=\"anim-60c08d73-ca57-4ac9-af5c-4bd17d7fce8e\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(1)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0% 0% 0% 0% \/ 0% 0% 0% 0%\" id=\"el-9e35e85f-4af4-4b90-bfab-20ee391cf418\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:1.2402912621359234% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.566343em;line-height:1;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Investment_Management\"><\/span><span><span style=\"font-weight: 700; color: #a2f6fc\">Investment Management<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.13592%;top:49.83819%;width:76.45631%;height:28.80259%;opacity:1\">\n<div id=\"anim-6c6957fc-0d00-4a37-973b-87dd62b254df\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(1)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6349206349206349% 0.6349206349206349% 0.6349206349206349% 0.6349206349206349% \/ 1.1235955056179776% 1.1235955056179776% 1.1235955056179776% 1.1235955056179776%\" id=\"el-af18509d-fb68-4c45-9d57-c4eef32f232a\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.06333333333333348% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.339806em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"AI_algorithms_can_help_banks_optimize_their_investment_portfolios_by_using_machine_learning_techniques_to_identify_trends_and_make_predictions_about_market_conditions\"><\/span><span><span style=\"font-weight: 700; color: #fff\">AI algorithms can help banks optimize their investment portfolios by using machine learning techniques to identify trends and make predictions about market conditions.<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"27c7abd4-a88e-4edd-a723-ae703a789e62\" auto-advance-after=\"7s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-fa566445-9b91-4832-ada5-9272a59aff9c\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":500,\"duration\":2000,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-586cb962-2f1f-4543-bcaa-1ec4513baf86\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":500,\"duration\":2000,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#c1ddeb\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-5350dbaf-3a01-4d31-8830-91d703788e06\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:10.67961%;top:29.77346%;width:78.8835%;height:14.88673%;opacity:1\">\n<div id=\"anim-fa566445-9b91-4832-ada5-9272a59aff9c\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6153846153846154% 0.6153846153846154% 0.6153846153846154% 0.6153846153846154% \/ 2.1739130434782608% 2.1739130434782608% 2.1739130434782608% 2.1739130434782608%\" id=\"el-396e830f-f8c7-4066-a21b-9734bcbd5897\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.9746153846153837% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.566343em;line-height:1.4;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Customer_Segmentation\"><\/span><span><span style=\"font-weight: 700; color: #264156\">Customer Segmentation&nbsp;<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:10.43689%;top:50%;width:78.8835%;height:23.30097%;opacity:1\">\n<div id=\"anim-586cb962-2f1f-4543-bcaa-1ec4513baf86\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6153846153846154% 0.6153846153846154% 0.6153846153846154% 0.6153846153846154% \/ 1.3888888888888888% 1.3888888888888888% 1.3888888888888888% 1.3888888888888888%\" id=\"el-2ff50b38-68ca-4dc5-9f4c-f52c9355e0f4\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.05846153846153885% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.323625em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700\">AI algorithms can help banks identify and segment customers based on factors such as demographics, spending habits, and credit history.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"e3ea7d4d-dfb5-4175-83b1-2e1241547167\" auto-advance-after=\"7s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-65ea3982-4fca-45da-8b20-47898f50c18d\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1400,\"easing\":\"cubic-bezier(.3,0,.55,1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-12849171-0b15-4172-82cd-b0d419bda21f\",\"keyframes\":{\"transform\":[\"scale(0.3333333333333333)\",\"scale(1)\"]},\"delay\":0,\"duration\":1400,\"easing\":\"cubic-bezier(.3,0,.55,1)\",\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-42d09ec6-4411-4700-b666-b94e48402526\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1400,\"easing\":\"cubic-bezier(.3,0,.55,1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-f81e4e98-d4d0-4053-9c7d-06c1f606f068\",\"keyframes\":{\"transform\":[\"scale(0.3333333333333333)\",\"scale(1)\"]},\"delay\":0,\"duration\":1400,\"easing\":\"cubic-bezier(.3,0,.55,1)\",\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#cdccf3\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-39ba91dd-25bc-4eab-9e3f-4ab55d8decc4\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:11.8932%;top:32.03883%;width:76.94175%;height:12.45955%;opacity:1\">\n<div id=\"anim-65ea3982-4fca-45da-8b20-47898f50c18d\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-12849171-0b15-4172-82cd-b0d419bda21f\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(0.3333333333333333)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6309148264984227% 0.6309148264984227% 0.6309148264984227% 0.6309148264984227% \/ 2.5974025974025974% 2.5974025974025974% 2.5974025974025974% 2.5974025974025974%\" id=\"el-94b0a4b7-1a50-437d-affc-7c1e90326264\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.0958990536277609% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.517799em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Financial_Planning_and_Advisory\"><\/span><span><span style=\"font-weight: 700; color: #380e63\">Financial Planning and Advisory<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:15.53398%;top:50%;width:68.68932%;height:27.18447%;opacity:1\">\n<div id=\"anim-42d09ec6-4411-4700-b666-b94e48402526\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-f81e4e98-d4d0-4053-9c7d-06c1f606f068\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(0.3333333333333333)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.7067137809187279% 0.7067137809187279% 0.7067137809187279% 0.7067137809187279% \/ 1.1904761904761905% 1.1904761904761905% 1.1904761904761905% 1.1904761904761905%\" id=\"el-317bf873-ba7a-4a19-8e25-a3b05505cca1\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.0671378091872796% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.323625em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700\">AI algorithms can help banks provide personalized financial planning and advice to customers based on their financial situation and goals.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><\/amp-story><\/body><\/html><\/p>\n","protected":false},"excerpt":{"rendered":"<p>AI algorithms can help banks predict customer behavior and preferences by analyzing data from multiple sources, including social media, online searches, and transactional data.<\/p>\n","protected":false},"author":152,"featured_media":68043,"template":"","meta":{"web_stories_publisher_logo":59216,"web_stories_poster":[],"web_stories_products":[],"footnotes":""},"web_story_category":[],"web_story_tag":[14913,19166,17913,14914,19162,19172,19167,19165,18357,17810,17906,19171,19169,19174,19168,19170,17485,17560,19173,19164,19163],"class_list":["post-68042","web-story","type-web-story","status-publish","has-post-thumbnail","hentry"],"story_data":{"version":46,"pages":[{"elements":[{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"x":1,"y":1,"width":1,"height":1,"mask":{"type":"rectangle"},"isBackground":true,"isDefaultBackground":true,"type":"shape","id":"5cb9f427-a990-4076-974a-18f529659120"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"scale":100,"focalX":50,"focalY":50,"resource":{"type":"image","mimeType":"image\/jpeg","width":826,"height":440,"sizes":[],"isPlaceholder":false,"isExternal":true,"needsProxy":true,"src":"https:\/\/img.freepik.com\/free-vector\/artificial-intelligence-concept-design-with-face_1017-18296.jpg?w=826&t=st=1675841568~exp=1675842168~hmac=bbe2daf0999d9eb6c07af867cce1346444c3527ab5bb2791f66873d85bd3d480","id":"5456898c-af97-4f29-bf6e-efadf24366d4","alt":"artificial-intelligence-concept-design-with-face_1017-18296.jpg","baseColor":"#040b42"},"type":"image","x":-99,"y":-52,"width":680,"height":362,"mask":{"type":"rectangle","showInLibrary":true,"name":"Rectangle","path":"M 0,0 1,0 1,1 0,1 0,0 Z","ratio":1,"supportsBorder":true},"id":"fdbcd6f3-2619-44ea-adf0-4317ed9ef1c8"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"NONE","font":{"family":"Montserrat","fallbacks":["sans-serif"],"weights":[100,200,300,400,500,600,700,800,900],"styles":["regular","italic"],"variants":[[0,100],[0,200],[0,300],[0,400],[0,500],[0,600],[0,700],[0,800],[0,900],[1,100],[1,200],[1,300],[1,400],[1,500],[1,600],[1,700],[1,800],[1,900]],"service":"fonts.google.com","metrics":{"upm":1000,"asc":968,"des":-251,"tAsc":968,"tDes":-251,"tLGap":0,"wAsc":1109,"wDes":270,"xH":517,"capH":700,"yMin":-259,"yMax":1021,"hAsc":968,"hDes":-251,"lGap":0}},"fontSize":34,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"lineHeight":1.2,"textAlign":"center","padding":{"locked":true,"hasHiddenPadding":false,"horizontal":0,"vertical":0},"type":"text","content":"<span style=\"font-weight: 700; color: #ffcc4a\">Usage of Artificial Intelligence in Banking Industry<\/span>","borderRadius":{"locked":true,"topLeft":2,"topRight":2,"bottomRight":2,"bottomLeft":2},"x":50,"y":368,"width":315,"height":164,"id":"6f952739-3955-4499-9965-620b47a13d2c"}],"backgroundColor":{"color":{"r":4,"g":14,"b":69}},"type":"page","id":"d10bb6e6-aaad-45fb-8757-4b642ff62081"},{"elements":[{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"x":1,"y":1,"width":1,"height":1,"mask":{"type":"rectangle"},"isBackground":true,"isDefaultBackground":true,"type":"shape","id":"34cf28e7-a2d7-4a32-b21a-66dfe61a51bf","basedOn":"ae80a8d5-0bc5-41dd-ad68-6c3637eb573d"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"NONE","font":{"family":"Montserrat","fallbacks":["sans-serif"],"weights":[100,200,300,400,500,600,700,800,900],"styles":["regular","italic"],"variants":[[0,100],[0,200],[0,300],[0,400],[0,500],[0,600],[0,700],[0,800],[0,900],[1,100],[1,200],[1,300],[1,400],[1,500],[1,600],[1,700],[1,800],[1,900]],"service":"fonts.google.com","metrics":{"upm":1000,"asc":968,"des":-251,"tAsc":968,"tDes":-251,"tLGap":0,"wAsc":1109,"wDes":270,"xH":517,"capH":700,"yMin":-259,"yMax":1021,"hAsc":968,"hDes":-251,"lGap":0}},"fontSize":35,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"lineHeight":1.4,"textAlign":"center","padding":{"vertical":0,"horizontal":0,"locked":true},"type":"text","content":"<span style=\"font-weight: 700; 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