{"id":72743,"date":"2023-08-23T12:21:37","date_gmt":"2023-08-23T06:51:37","guid":{"rendered":"https:\/\/www.the-next-tech.com\/?post_type=web-story&#038;p=72743"},"modified":"2023-08-23T12:21:43","modified_gmt":"2023-08-23T06:51:43","slug":"federal-student-loans-usa-guide","status":"publish","type":"web-story","link":"https:\/\/www.the-next-tech.com\/web-stories\/federal-student-loans-usa-guide\/","title":{"rendered":"Federal Student Loans USA Guide For 2023"},"content":{"rendered":"<p><html amp=\"\" lang=\"en\"><head><meta charSet=\"utf-8\"\/><meta name=\"viewport\" content=\"width=device-width,minimum-scale=1,initial-scale=1\"\/><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0.js\"><\/script><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0\/amp-story-1.0.js\" custom-element=\"amp-story\"><\/script><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0\/amp-video-0.1.js\" custom-element=\"amp-video\"><\/script><link 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0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.533981em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Federal_Student_Loans_USA_Guide_For_2023\"><\/span><span><span style=\"font-weight: 700; color: #ba2f12\">Federal Student Loans USA Guide For 2023<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"3632c2cf-be27-45f5-96bc-35a2df4aa32c\" auto-advance-after=\"7s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script 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style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-115.14196%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-8f36cf82-a600-44b3-a35b-86e9f3a5e5e8\">\n<div class=\"fill\" style=\"background-color:rgba(0,0,0,0.65);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:15.53398%;top:63.1068%;width:68.93204%;height:33.98058%;opacity:1\">\n<div id=\"anim-1a8688bf-bae9-4774-9c57-7c31e7cf9032\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-4d15bc9a-c4a5-4079-ba91-463f2ae41f53\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-122.53521%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.7042253521126761% 0.7042253521126761% 0.7042253521126761% 0.7042253521126761% \/ 0.9523809523809524% 0.9523809523809524% 0.9523809523809524% 0.9523809523809524%\" id=\"el-f7ee1276-60b4-4738-bd89-2da6e8c849f7\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.10893485915492933% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.355987em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"After_the_Covid_19_shockwaves_there_have_been_changes_made_to_the_federal_student_loans_program_as_a_part_of_Coronavirus_Aid_Relief_and_Economic_Security_Act_CARES_Act\"><\/span><span><span style=\"font-weight: 700; color: #ffffb7\">After the Covid 19 shockwaves, there have been changes made to the federal student loans program as a part of Coronavirus Aid, Relief, and Economic Security Act (CARES Act).<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"87757a2c-1087-47fa-8679-e311c63245e9\" auto-advance-after=\"7s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-98e616db-1b1d-4c71-8749-089611d405c6\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(.3,0,.55,1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script 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style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-bb941819-a66e-4757-8fd5-27ac38fa005f\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(0.3333333333333333)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-b95c3049-0b58-43a4-b2e8-72ec68c4e824\">\n<div style=\"position:absolute;width:100%;height:100%;left:0%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/scontent.fjai9-1.fna.fbcdn.net\/v\/t39.30808-6\/291644371_409353571220047_81737578447835075_n.jpg?_nc_cat=106&amp;ccb=1-7&amp;_nc_sid=09cbfe&amp;_nc_ohc=maRWTNkiN44AX-JFcK7&amp;_nc_ht=scontent.fjai9-1.fna&amp;oh=00_AfCZHjdSDNdBMOWWjq3OOM2HW9kPHiimQyji4Y5zF01hUw&amp;oe=64E9F6E4\" alt=\"291644371_409353571220047_81737578447835075_n.jpg\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.13592%;top:3.55987%;width:75.24272%;height:10.35599%;opacity:1\">\n<div id=\"anim-d99c5253-3a65-4022-b1b9-643b0f738d36\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6451612903225806% 0.6451612903225806% 0.6451612903225806% 0.6451612903225806% \/ 3.125% 3.125% 3.125% 3.125%\" id=\"el-36bbdcd3-b9b4-4b58-91e2-e526c6a05601\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.1224798387096772% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.436893em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Types_Of_Federal_Student_Loan\"><\/span><span><span style=\"font-weight: 700; color: #6bebf7\">Types Of Federal Student Loan<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:17.63754%;width:77.18447%;height:21.35922%;opacity:1\">\n<div id=\"anim-70bdd1e3-93ad-411b-bed0-c90eae7621f5\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.628930817610063% 0.628930817610063% 0.628930817610063% 0.628930817610063% \/ 1.5151515151515151% 1.5151515151515151% 1.5151515151515151% 1.5151515151515151%\" id=\"el-48e7ed71-78e3-407d-bb3f-ab6aebe3ef61\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.09728773584905638% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.355987em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Direct_subsidized_Direct_Unsubsidized_Consolidation_loans_Parent_Plus_Grad_Plus\"><\/span><span><span style=\"font-weight: 700; color: #fff\">Direct subsidized<\/span><br \/>\n<span style=\"font-weight: 700; color: #fff\">Direct Unsubsidized<\/span><br \/>\n<span style=\"font-weight: 700; color: #fff\">Consolidation loans<\/span><br \/>\n<span style=\"font-weight: 700; color: #fff\">Parent Plus<\/span><br \/>\n<span style=\"font-weight: 700; color: #fff\">Grad Plus<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"cbfa0001-572a-4811-ac1f-b2a21498e2c7\" auto-advance-after=\"7s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-5b4661fa-e26c-460b-8f46-cbcda5ed6464\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":200,\"duration\":1400,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-437cff1d-3a70-4f85-b9af-854f929aeb04\",\"keyframes\":{\"transform\":[\"translate3d(0px, 681.41791%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":200,\"duration\":1400,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-20c32785-ec87-4541-a843-0c895ba26413\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":200,\"duration\":1400,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-257efdd9-1975-4884-bc3b-18be09fd9b10\",\"keyframes\":{\"transform\":[\"translate3d(0px, 121.64394%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":200,\"duration\":1400,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-fdcc1d4f-1874-4252-9ddd-e5056d6a14af\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-82a1b59b-8bb2-41d4-bbbb-3b4b1cd5910a\",\"keyframes\":{\"transform\":[\"translate3d(0px, -86.81682%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#fef9ef\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-8fec34f6-f735-45f5-b193-0df50040e562\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:12.37864%;top:45.30744%;width:75.24272%;height:9.38511%;opacity:1\">\n<div id=\"anim-5b4661fa-e26c-460b-8f46-cbcda5ed6464\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-437cff1d-3a70-4f85-b9af-854f929aeb04\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, 681.41791%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-8279de2f-1caf-4c0c-8981-261372a9dba6\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.7484879032258064% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.436893em;line-height:1;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Eligibility_For_Federal_Student_Loan\"><\/span><span><span style=\"font-weight: 700; color: #800f2f\">Eligibility For Federal Student Loan<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.37864%;top:56.31068%;width:75.97087%;height:43.52751%;opacity:1\">\n<div id=\"anim-20c32785-ec87-4541-a843-0c895ba26413\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-257efdd9-1975-4884-bc3b-18be09fd9b10\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, 121.64394%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-a37bb8d5-0990-47db-a885-39e7542eb28d\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.6329872204472847% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.323625em;line-height:1.37;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700\">\u2013 Be a United States citizen or eligible non-citizen.<\/span><br \/>\n<span style=\"font-weight: 700\">\u2013 Have a valid Social Security number (SSN).<\/span><br \/>\n<span style=\"font-weight: 700\">\u2013 Eligible degree or certificate program, at least half-time.<\/span><br \/>\n<span style=\"font-weight: 700\">\u2013 Maintain academic progress in college.<\/span><br 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style=\"position:absolute;pointer-events:none;left:16.99029%;top:49.83819%;width:65.7767%;height:49.02913%;opacity:1\">\n<div id=\"anim-98e44fb4-1d0e-4ede-8c4a-80067befe8ce\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-a7368592-2874-4a01-b4ba-1b7fb108a45e\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(0.3333333333333333)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-f0661f2d-5c39-404c-b11a-cef98f668f24\">\n<div style=\"position:absolute;width:100%;height:100.17161%;left:0%;top:-0.08581%\" data-leaf-element=\"true\"><amp-video id=\"el-f0661f2d-5c39-404c-b11a-cef98f668f24-media\" autoplay=\"autoplay\" loop=\"loop\" noaudio=\"noaudio\" poster=\"https:\/\/media.tenor.com\/VgMCLsMYxhQAAAAe\/loan.png\" layout=\"fill\" alt=\"Loan GIF\"><source type=\"video\/mp4\" src=\"https:\/\/media.tenor.com\/VgMCLsMYxhQAAAPo\/loan.mp4\"\/><\/amp-video><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.37864%;top:7.76699%;width:75%;height:10.35599%;opacity:1\">\n<div id=\"anim-12777946-6355-4879-915f-3ed47fdb69bb\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-c4759f39-8819-4f6a-b10c-62bcdce5aead\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-116.50485%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6472491909385114% 0.6472491909385114% 0.6472491909385114% 0.6472491909385114% \/ 3.125% 3.125% 3.125% 3.125%\" id=\"el-3277c88c-84ed-4ca5-8f30-d09051204cd7\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.12287621359223279% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.436893em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"How_To_Get_Federal_Student_Loan\"><\/span><span><span style=\"font-weight: 700; color: #5a189a\">How To Get Federal Student Loan<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.37864%;top:20.38835%;width:75.72816%;height:16.99029%;opacity:1\">\n<div id=\"anim-cdfe4693-8760-452d-9d21-3d17fb2bb3a2\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-730c8d01-0bfd-4ea2-a4e2-3a6a6f18205a\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(115.70512%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.641025641025641% 0.641025641025641% 0.641025641025641% 0.641025641025641% \/ 1.9047619047619049% 1.9047619047619049% 1.9047619047619049% 1.9047619047619049%\" id=\"el-4cb9226c-822f-407d-8889-6c24e58d4e9b\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.09915865384615362% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.355987em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"1_Examine_your_college_of_choice_is_eligible_for_federal_aid_2_Fill_out_the_FAFSA_3_Review_your_award_letter\"><\/span><span><span style=\"font-weight: 700\">1. Examine your college of choice is eligible for federal aid<\/span><br \/>\n<span style=\"font-weight: 700\">2. Fill out the FAFSA<\/span><br \/>\n<span style=\"font-weight: 700\">3. Review your award letter<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"96aee754-5a50-4748-a75c-3fbed67de7a0\" auto-advance-after=\"7s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-5e899473-6a07-4d16-9b7d-2ec6cf2524cf\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-0616d7a9-8424-4b02-b572-8832032e3e21\",\"keyframes\":{\"transform\":[\"translate3d(-100%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-285e688c-dd8b-4536-940c-3e1aee2fb12e\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-81439b10-efc9-4425-8923-cfe4b62a4089\",\"keyframes\":{\"transform\":[\"translate3d(0px, -278.47217%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-6fb3c829-afa3-4f9a-8046-edbbcb25e102\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":300,\"duration\":2000,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#accbde\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-04e67074-2891-4970-a7ab-267691dcd316\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:65.53398%;width:99.75728%;height:43.85113%;opacity:1\">\n<div id=\"anim-5e899473-6a07-4d16-9b7d-2ec6cf2524cf\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-0616d7a9-8424-4b02-b572-8832032e3e21\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-100%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-cff58f28-a14f-47ab-b5d3-95b9a65f42ff\">\n<div style=\"position:absolute;width:100%;height:100.83208%;left:0%;top:-0.41604%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/images.unsplash.com\/photo-1491308056676-205b7c9a7dc1?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw5OHx8YmVuZWZpdHMlMjBvZiUyMHN0dWRlbnQlMjBsb2Fuc3xlbnwwfHx8fDE2OTI3NzA1NDN8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=2942&amp;h=1956&amp;fit=max\" alt=\"man staring at white sky taken at daytime\" srcSet=\"https:\/\/images.unsplash.com\/photo-1491308056676-205b7c9a7dc1?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw5OHx8YmVuZWZpdHMlMjBvZiUyMHN0dWRlbnQlMjBsb2Fuc3xlbnwwfHx8fDE2OTI3NzA1NDN8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=2942&amp;h=1956&amp;fit=max 2942w,https:\/\/images.unsplash.com\/photo-1491308056676-205b7c9a7dc1?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw5OHx8YmVuZWZpdHMlMjBvZiUyMHN0dWRlbnQlMjBsb2Fuc3xlbnwwfHx8fDE2OTI3NzA1NDN8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=2353&amp;h=1564&amp;fit=max 2353w,https:\/\/images.unsplash.com\/photo-1491308056676-205b7c9a7dc1?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw5OHx8YmVuZWZpdHMlMjBvZiUyMHN0dWRlbnQlMjBsb2Fuc3xlbnwwfHx8fDE2OTI3NzA1NDN8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=1765&amp;h=1173&amp;fit=max 1765w,https:\/\/images.unsplash.com\/photo-1491308056676-205b7c9a7dc1?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw5OHx8YmVuZWZpdHMlMjBvZiUyMHN0dWRlbnQlMjBsb2Fuc3xlbnwwfHx8fDE2OTI3NzA1NDN8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=1176&amp;h=782&amp;fit=max 1176w,https:\/\/images.unsplash.com\/photo-1491308056676-205b7c9a7dc1?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw5OHx8YmVuZWZpdHMlMjBvZiUyMHN0dWRlbnQlMjBsb2Fuc3xlbnwwfHx8fDE2OTI3NzA1NDN8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=588&amp;h=391&amp;fit=max 588w,https:\/\/images.unsplash.com\/photo-1491308056676-205b7c9a7dc1?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw5OHx8YmVuZWZpdHMlMjBvZiUyMHN0dWRlbnQlMjBsb2Fuc3xlbnwwfHx8fDE2OTI3NzA1NDN8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=340&amp;h=226&amp;fit=max 340w\" sizes=\"(min-width: 1024px) 45vh, 100vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.37864%;top:9.2233%;width:75.24272%;height:10.35599%;opacity:1\">\n<div id=\"anim-285e688c-dd8b-4536-940c-3e1aee2fb12e\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-81439b10-efc9-4425-8923-cfe4b62a4089\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, -278.47217%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6451612903225806% 0.6451612903225806% 0.6451612903225806% 0.6451612903225806% \/ 3.125% 3.125% 3.125% 3.125%\" id=\"el-77a854a7-ab36-4c81-8616-bbbb7046cf08\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.1224798387096772% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.436893em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Benefits_Of_Federal_Student_Loan\"><\/span><span><span style=\"font-weight: 700; color: #ba2f38\">Benefits Of Federal Student Loan<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.13592%;top:21.0356%;width:75.24272%;height:28.47896%;opacity:1\">\n<div id=\"anim-6fb3c829-afa3-4f9a-8046-edbbcb25e102\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6451612903225806% 0.6451612903225806% 0.6451612903225806% 0.6451612903225806% \/ 1.1363636363636365% 1.1363636363636365% 1.1363636363636365% 1.1363636363636365%\" id=\"el-1a9363f2-8833-4413-ab26-491265ef20e9\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.09526209677419344% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.339806em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"-Lower_Interest_Rates_-Fixed_Interest_Rates_-Income-Driven_Repayment_Plans_-Deferment_and_Forbearance_Options_-No_Prepayment_Penalties\"><\/span><span><span style=\"font-weight: 700\">-Lower Interest Rates<\/span><br \/>\n<span style=\"font-weight: 700\">-Fixed Interest Rates<\/span><br \/>\n<span style=\"font-weight: 700\">-Income-Driven Repayment Plans<\/span><br \/>\n<span style=\"font-weight: 700\">-Deferment and Forbearance Options<\/span><br \/>\n<span style=\"font-weight: 700\">-No Prepayment Penalties<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"07fc6af1-730e-4fbc-8be1-b0fc8ad80cbb\" auto-advance-after=\"7s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-31e8506b-4092-46f8-aac2-d67fb7a0ee25\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-85d1afb6-124e-4165-ac5f-98f1fbab520a\",\"keyframes\":{\"transform\":[\"translate3d(0px, 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type=\"application\/json\">[{\"selector\":\"#anim-64a10801-11e5-4557-be63-17abbac45991\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-a1a6c392-defb-4220-a776-c6cf31d7c5dc\",\"keyframes\":{\"transform\":[\"translate3d(118.09210%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#1e1a01\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div 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style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, 100.34240%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-f2162487-874b-4bb8-9dbd-ec0d846aaebe\">\n<div style=\"position:absolute;width:100%;height:100.18375%;left:0%;top:-0.09187%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/images.unsplash.com\/photo-1496469888073-80de7e952517?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwxMXx8c3R1ZGVudCUyMGxvYW58ZW58MHx8fHwxNjkyNzE0OTU3fDA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=3771&amp;h=2121&amp;fit=max\" alt=\"men and women wearing black and white graduation dress and mortar cap inside building\" 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1508w,https:\/\/images.unsplash.com\/photo-1496469888073-80de7e952517?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwxMXx8c3R1ZGVudCUyMGxvYW58ZW58MHx8fHwxNjkyNzE0OTU3fDA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=754&amp;h=424&amp;fit=max 754w,https:\/\/images.unsplash.com\/photo-1496469888073-80de7e952517?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwxMXx8c3R1ZGVudCUyMGxvYW58ZW58MHx8fHwxNjkyNzE0OTU3fDA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=340&amp;h=191&amp;fit=max 340w\" sizes=\"(min-width: 1024px) 126vh, 281vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.8932%;top:20.06472%;width:76.21359%;height:10.35599%;opacity:1\">\n<div id=\"anim-e17f1d7c-47f0-44f2-85d1-6a80ae75dbad\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-512766c1-9fc4-4af1-8cc1-5a3d7caf09b4\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-115.60509%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6369426751592357% 0.6369426751592357% 0.6369426751592357% 0.6369426751592357% \/ 3.125% 3.125% 3.125% 3.125%\" id=\"el-236eb53b-a710-4af0-b5de-03283324de26\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.12091958598726092% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.436893em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Federal_Student_Loan_Alternative\"><\/span><span><span style=\"font-weight: 700; color: #ffffb7\">Federal Student Loan Alternative<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.86408%;top:32.68608%;width:73.78641%;height:11.97411%;opacity:1\">\n<div id=\"anim-64a10801-11e5-4557-be63-17abbac45991\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-a1a6c392-defb-4220-a776-c6cf31d7c5dc\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(118.09210%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6578947368421052% 0.6578947368421052% 0.6578947368421052% 0.6578947368421052% \/ 2.7027027027027026% 2.7027027027027026% 2.7027027027027026% 2.7027027027027026%\" id=\"el-6920cdfd-dba1-465d-87ab-0894078be115\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.09714226973684198% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.339806em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"%E2%80%93Private_Student_Loan_-Scholarships_-Grants\"><\/span><span><span style=\"color: #fff\">&#8211;<\/span><span style=\"font-weight: 700; color: #fff\">Private Student Loan<\/span><br \/>\n<span style=\"font-weight: 700; color: #fff\">-Scholarships<\/span><br \/>\n<span style=\"font-weight: 700; color: #fff\">-Grants<\/span><span style=\"color: #fff\">&nbsp;<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"105dc9d1-3a67-4ed7-9053-3ee6838416f0\" auto-advance-after=\"7s\"><amp-story-animation 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style=\"position:absolute;pointer-events:none;left:10.92233%;top:12.62136%;width:78.15534%;height:18.60841%;opacity:1\">\n<div id=\"anim-a34e6855-4aa4-4c7a-813d-5b7c2cd14292\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6211180124223602% 0.6211180124223602% 0.6211180124223602% 0.6211180124223602% \/ 1.7391304347826086% 1.7391304347826086% 1.7391304347826086% 1.7391304347826086%\" id=\"el-beb89a76-133b-439c-a3a7-81f8f7efdce1\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.10481366459627285% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.388350em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"To_know_more_about_federal_student_loan_borrowing_limits_student_eligibility_interest_rates_Click_On_The_Link_Below\"><\/span><span><span style=\"font-weight: 700; color: #a4133c\">To know more about federal student loan borrowing limits, student eligibility, interest rates Click On The Link Below<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:20.38835%;top:85.27508%;width:58.98058%;height:14.56311%;opacity:1\">\n<div id=\"anim-3d5be17d-7ec0-4a44-84b7-85aa5442c947\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0, -749.13566%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:10.2880658436214% 10.2880658436214% 10.2880658436214% 10.2880658436214% \/ 27.77777777777778% 27.77777777777778% 27.77777777777778% 27.77777777777778%\" class=\"mask\" id=\"el-7692c41d-7603-4f54-9c72-8c2bb219487f\">\n<div class=\"fill\" style=\"background-color:#2f0a16;will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:16.99029%;top:89.64401%;width:66.26214%;height:5.66343%;opacity:1\">\n<div id=\"anim-f93a9b98-db56-49a0-a008-20338bf46d51\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0, -1846.3493%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.7326007326007326% 0.7326007326007326% 0.7326007326007326% 0.7326007326007326% \/ 5.714285714285714% 5.714285714285714% 5.714285714285714% 5.714285714285714%\" id=\"el-caf81b0d-de78-4b70-90ce-6e0b9f056f5f\"><a href=\"https:\/\/www.the-next-tech.com\/finance\/federal-student-loans\/\" data-tooltip-icon=\"https:\/\/s3.amazonaws.com\/static.the-next-tech.com\/wp-content\/uploads\/2023\/08\/16174157\/Federal-Student-Loans.png\" data-tooltip-text=\"Federal Student Loans USA Guide For 2023\" target=\"_blank\" rel=\"noreferrer noopener\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0\"><\/p>\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.15453296703296704% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.485437em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"CLICK_HERE%E2%80%A6\"><\/span><span><span style=\"font-weight: 700; color: #d4e4c0\">CLICK HERE&#8230;<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><\/amp-story><\/body><\/html><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Federal student loans offer convenience and support to students, with benefits over private loans. Proper research is crucial before applying for these loans in the 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style=\"font-weight: 700; color: #fff\">Direct subsidized<\/span>\n<span style=\"font-weight: 700; color: #fff\">Direct Unsubsidized<\/span>\n<span style=\"font-weight: 700; color: #fff\">Consolidation loans<\/span>\n<span style=\"font-weight: 700; color: #fff\">Parent Plus<\/span>\n<span style=\"font-weight: 700; color: #fff\">Grad 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Examine your college of choice is eligible for federal aid<\/span>\n<span style=\"font-weight: 700\">2. Fill out the FAFSA<\/span>\n<span style=\"font-weight: 700\">3. Review your award 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