{"id":73896,"date":"2023-10-18T14:51:49","date_gmt":"2023-10-18T09:21:49","guid":{"rendered":"https:\/\/www.the-next-tech.com\/?post_type=web-story&#038;p=73896"},"modified":"2023-10-18T14:51:54","modified_gmt":"2023-10-18T09:21:54","slug":"how-to-improve-your-credit-score","status":"publish","type":"web-story","link":"https:\/\/www.the-next-tech.com\/web-stories\/how-to-improve-your-credit-score\/","title":{"rendered":"How To Improve Your Credit Score"},"content":{"rendered":"<p><html amp=\"\" lang=\"en\"><head><meta charSet=\"utf-8\"\/><meta name=\"viewport\" content=\"width=device-width,minimum-scale=1,initial-scale=1\"\/><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0.js\"><\/script><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0\/amp-story-1.0.js\" custom-element=\"amp-story\"><\/script><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0\/amp-video-0.1.js\" custom-element=\"amp-video\"><\/script><link 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class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:-1.69903%;top:61.16505%;width:103.64078%;height:38.67314%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-d8a6dc99-2ae5-49f0-bc1a-6da6a33cf063\">\n<div style=\"position:absolute;width:100%;height:100.5488%;left:0%;top:-0.2744%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/www.volafinance.com\/wp-content\/uploads\/2020\/07\/375-3752472_credit-score-credit-score-png-transparent-png.png\" alt=\"375-3752472_credit-score-credit-score-png-transparent-png.png\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.37864%;top:21.0356%;width:75.97087%;height:17.31392%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6389776357827476% 0.6389776357827476% 0.6389776357827476% 0.6389776357827476% \/ 1.8691588785046727% 1.8691588785046727% 1.8691588785046727% 1.8691588785046727%\" id=\"el-0c586793-ae01-4a12-8b9d-df99141e1e02\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.1347843450479233% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.485437em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"How_To_Improve_Your_Credit_Score_The_Ultimate_Guide\"><\/span><span><span style=\"font-weight: 700; color: #f00\">How To Improve Your Credit Score: The Ultimate Guide<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"8f097870-a850-4671-a724-14ad2a618965\" auto-advance-after=\"14s\"><amp-story-animation layout=\"nodisplay\" 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style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-954a4bf7-ffdd-4fb2-afeb-b5f862a9091c\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-116.34615%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.641025641025641% 0.641025641025641% 0.641025641025641% 0.641025641025641% \/ 3.125% 3.125% 3.125% 3.125%\" id=\"el-19676c16-143f-45d2-bd33-a379e7526757\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.1216947115384613% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.436893em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"The_Makeup_of_Your_Credit_Score\"><\/span><span><span style=\"font-weight: 700; color: #ed5725\">The Makeup of Your Credit Score<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:17.63754%;width:76.21359%;height:23.13916%;opacity:1\">\n<div id=\"anim-47db366e-919d-4dea-86da-6dba6669e49e\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-3d83a811-5a81-4c25-ab3e-c879f127b1d1\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(115.92356%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6369426751592357% 0.6369426751592357% 0.6369426751592357% 0.6369426751592357% \/ 1.3986013986013985% 1.3986013986013985% 1.3986013986013985% 1.3986013986013985%\" id=\"el-606f2335-6b77-4852-9bb1-f4ed56e0a2f1\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.08957006369426752% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.323625em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700\">\u2013 Payment History(35%): How consistently you\u2019ve made on-time payments.<\/span><br \/>\n<span style=\"font-weight: 700\">\u2013 Credit Utilization Ratio(30%): The ratio of your revolving debt to your credit limit.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"d783b807-2b7c-4f32-80c0-26fdbee8fa5d\" auto-advance-after=\"14s\"><amp-story-animation layout=\"nodisplay\" 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style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:12.13592%;top:62.45955%;width:75.72816%;height:27.83172%;opacity:1\">\n<div id=\"anim-d7e7df99-a0f9-484e-b73d-418cddf8d7c0\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-8660986e-f70d-48ab-8399-e0b64fd76880\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(116.02564%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-23dc3849-b599-4358-8053-e627bea23ef9\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.5784254807692308% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.339806em;line-height:1;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"%E2%80%93_Credit_History_Length_15_The_longevity_of_your_credit_accounts_%E2%80%93_Credit_Mix_10_The_diversity_of_your_credit_accounts_%E2%80%93_New_Credit_10_The_frequency_of_your_new_credit_inquiries\"><\/span><span><span style=\"font-weight: 700; color: #3a566e\">\u2013 <\/span><span style=\"font-weight: 700; color: #3a566e\">Credit History Length (15%):<\/span><span style=\"font-weight: 700; color: #3a566e\"> The longevity of your credit accounts.<\/span><br \/>\n<span style=\"font-weight: 700; color: #3a566e\">\u2013 <\/span><span style=\"font-weight: 700; color: #3a566e\">Credit Mix (10%):<\/span><span style=\"font-weight: 700; color: #3a566e\"> The diversity of your credit accounts.<\/span><br \/>\n<span style=\"font-weight: 700; color: #3a566e\">\u2013 <\/span><span style=\"font-weight: 700; color: #3a566e\">New Credit (10%):<\/span><span style=\"font-weight: 700; color: #3a566e\"> The frequency of your new credit inquiries.<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:-18.4466%;top:-9.38511%;width:136.65049%;height:60.67961%;opacity:1\">\n<div id=\"anim-ab0a047f-016e-4619-9d0f-d75d9ee89dd4\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-4bd11ad9-6429-497b-9e7a-88529496060f\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-86.50089%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-179e1af0-5807-421e-b916-3dc702e736b0\">\n<div style=\"position:absolute;width:100%;height:100.08889%;left:0%;top:-0.04445%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/images.unsplash.com\/photo-1563013544-824ae1b704d3?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwzfHxjcmVkaXQlMjBzY29yZXxlbnwwfHx8fDE2OTc2MTIyOTN8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=5184&amp;h=3456&amp;fit=max\" alt=\"person using laptop computer holding card\" srcSet=\"https:\/\/images.unsplash.com\/photo-1563013544-824ae1b704d3?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwzfHxjcmVkaXQlMjBzY29yZXxlbnwwfHx8fDE2OTc2MTIyOTN8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=5184&amp;h=3456&amp;fit=max 5184w,https:\/\/images.unsplash.com\/photo-1563013544-824ae1b704d3?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwzfHxjcmVkaXQlMjBzY29yZXxlbnwwfHx8fDE2OTc2MTIyOTN8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=4147&amp;h=2765&amp;fit=max 4147w,https:\/\/images.unsplash.com\/photo-1563013544-824ae1b704d3?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwzfHxjcmVkaXQlMjBzY29yZXxlbnwwfHx8fDE2OTc2MTIyOTN8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=3110&amp;h=2073&amp;fit=max 3110w,https:\/\/images.unsplash.com\/photo-1563013544-824ae1b704d3?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwzfHxjcmVkaXQlMjBzY29yZXxlbnwwfHx8fDE2OTc2MTIyOTN8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=2073&amp;h=1382&amp;fit=max 2073w,https:\/\/images.unsplash.com\/photo-1563013544-824ae1b704d3?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwzfHxjcmVkaXQlMjBzY29yZXxlbnwwfHx8fDE2OTc2MTIyOTN8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=1036&amp;h=691&amp;fit=max 1036w,https:\/\/images.unsplash.com\/photo-1563013544-824ae1b704d3?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwzfHxjcmVkaXQlMjBzY29yZXxlbnwwfHx8fDE2OTc2MTIyOTN8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=340&amp;h=227&amp;fit=max 340w\" sizes=\"(min-width: 1024px) 61vh, 137vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"6ff144b4-add2-4595-a2ef-8177ab3c8517\" auto-advance-after=\"14s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-46ef5a8a-348a-49a4-a381-ccb5135724f7\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(.3,0,.55,1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-f701d289-cd01-4878-a104-149153d44474\",\"keyframes\":{\"transform\":[\"scale(0.3333333333333333)\",\"scale(1)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(.3,0,.55,1)\",\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-cc29cc7e-7c72-4d6d-8fe7-167181abfb9e\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-c0ff12ec-7c9c-46bf-bd39-460669edf153\",\"keyframes\":{\"transform\":[\"translate3d(116.29393%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-9fb72f67-10a5-4b37-a537-d902678608a8\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-b34f5bee-ea98-4968-b6dc-3e6520a2f732\",\"keyframes\":{\"transform\":[\"translate3d(-199.27007%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#f5e1c3\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-5f6578f0-bf65-4b8e-a7e7-c31619ac069c\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:-16.99029%;top:49.35275%;width:134.2233%;height:59.70874%;opacity:1\">\n<div id=\"anim-46ef5a8a-348a-49a4-a381-ccb5135724f7\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-f701d289-cd01-4878-a104-149153d44474\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(0.3333333333333333)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-6057ebdf-65e0-4e7b-8589-a315a1b6dd77\">\n<div style=\"position:absolute;width:100.39281%;height:100%;left:-0.1964%;top:0%\" data-leaf-element=\"true\"><amp-video id=\"el-6057ebdf-65e0-4e7b-8589-a315a1b6dd77-media\" autoplay=\"autoplay\" loop=\"loop\" noaudio=\"noaudio\" poster=\"https:\/\/media.tenor.com\/Aq_XDf3N1k8AAAAe\/credit-score.png\" layout=\"fill\" alt=\"Credit Score GIF\"><source type=\"video\/mp4\" src=\"https:\/\/media.tenor.com\/Aq_XDf3N1k8AAAPo\/credit-score.mp4\"\/><\/amp-video><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:10.84142%;width:75.97087%;height:11.48867%;opacity:1\">\n<div id=\"anim-cc29cc7e-7c72-4d6d-8fe7-167181abfb9e\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-c0ff12ec-7c9c-46bf-bd39-460669edf153\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(116.29393%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6389776357827476% 0.6389776357827476% 0.6389776357827476% 0.6389776357827476% \/ 2.8169014084507045% 2.8169014084507045% 2.8169014084507045% 2.8169014084507045%\" id=\"el-d89905cd-cc58-4f20-b30d-9489991245f4\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.1347843450479233% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.485437em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Strategies_to_Elevate_Your_Credit_Score\"><\/span><span><span style=\"font-weight: 700; color: #f0323a\">Strategies to Elevate Your Credit Score<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:33.00971%;top:30.09709%;width:33.25243%;height:11.65049%;opacity:1\">\n<div id=\"anim-9fb72f67-10a5-4b37-a537-d902678608a8\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-b34f5bee-ea98-4968-b6dc-3e6520a2f732\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-199.27007%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-e0709bc1-2d56-4be8-8600-fda6e31852a9\"><svg style=\"display:block;position:absolute;top:0;height:100%;width:auto\" viewBox=\"0 0 19 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><title>Arrow<\/title><path d=\"M17.9472 5.38801C18.1615 5.17372 18.1615 4.82628 17.9472 4.61199L14.4552 1.11992C14.2409 0.905633 13.8934 0.905633 13.6791 1.11992C13.4649 1.33421 13.4649 1.68165 13.6791 1.89594L16.7832 5L13.6791 8.10406C13.4649 8.31835 13.4649 8.66579 13.6791 8.88008C13.8934 9.09437 14.2409 9.09437 14.4552 8.88008L17.9472 5.38801ZM0 5.54873H17.5592V4.45127H0V5.54873Z\" fill=\"#3A566E\"><\/path><\/svg><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"9be10283-363c-487b-a957-545e59d92f4d\" auto-advance-after=\"14s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script 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0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-9ff30cfb-6c68-4ad8-8d24-f63c7ad36512\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":300,\"duration\":2000,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#131516\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-4405223b-478e-433b-8be7-610482c09b3b\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:-11.16505%;top:-9.06149%;width:118.93204%;height:118.4466%;opacity:1\">\n<div id=\"anim-260e4905-3f94-4ad3-a087-7212eabb23ab\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(1)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-82536bc3-5f3e-4955-b274-262a407b7aea\">\n<div style=\"position:absolute;width:100%;height:100.40984%;left:0%;top:-0.20492%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/images.unsplash.com\/photo-1673837552412-d83ac2f7f2cc?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw1fHxjcmVkaXQlMjBwYXltZW50c3xlbnwwfHx8fDE2OTc2MTM5NzF8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=3840&amp;h=5760&amp;fit=max\" alt=\"a person holding a green card next to a calculator\" srcSet=\"https:\/\/images.unsplash.com\/photo-1673837552412-d83ac2f7f2cc?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw1fHxjcmVkaXQlMjBwYXltZW50c3xlbnwwfHx8fDE2OTc2MTM5NzF8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=3840&amp;h=5760&amp;fit=max 3840w,https:\/\/images.unsplash.com\/photo-1673837552412-d83ac2f7f2cc?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw1fHxjcmVkaXQlMjBwYXltZW50c3xlbnwwfHx8fDE2OTc2MTM5NzF8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=3072&amp;h=4608&amp;fit=max 3072w,https:\/\/images.unsplash.com\/photo-1673837552412-d83ac2f7f2cc?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw1fHxjcmVkaXQlMjBwYXltZW50c3xlbnwwfHx8fDE2OTc2MTM5NzF8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=2304&amp;h=3456&amp;fit=max 2304w,https:\/\/images.unsplash.com\/photo-1673837552412-d83ac2f7f2cc?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw1fHxjcmVkaXQlMjBwYXltZW50c3xlbnwwfHx8fDE2OTc2MTM5NzF8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=1536&amp;h=2304&amp;fit=max 1536w,https:\/\/images.unsplash.com\/photo-1673837552412-d83ac2f7f2cc?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw1fHxjcmVkaXQlMjBwYXltZW50c3xlbnwwfHx8fDE2OTc2MTM5NzF8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=768&amp;h=1152&amp;fit=max 768w,https:\/\/images.unsplash.com\/photo-1673837552412-d83ac2f7f2cc?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw1fHxjcmVkaXQlMjBwYXltZW50c3xlbnwwfHx8fDE2OTc2MTM5NzF8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=340&amp;h=510&amp;fit=max 340w\" sizes=\"(min-width: 1024px) 54vh, 119vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:9.38511%;width:76.94175%;height:31.22977%;opacity:1\">\n<div id=\"anim-3755df42-4ff1-463b-86c7-5f55dc00c18a\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-fd89a371-c0d9-4c2a-b127-91bd02f7edef\">\n<div class=\"fill\" style=\"background-color:rgba(0,0,0,0.65);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:13.59223%;top:12.78317%;width:72.81553%;height:5.01618%;opacity:1\">\n<div id=\"anim-42ee4bf3-0d92-44fc-811f-7aa2e3c5783e\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6666666666666667% 0.6666666666666667% 0.6666666666666667% 0.6666666666666667% \/ 6.451612903225806% 6.451612903225806% 6.451612903225806% 6.451612903225806%\" id=\"el-75bd1bc1-8e24-4725-ac6f-20aa6d4fbc45\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.12656249999999977% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.436893em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Make_Timely_Payment\"><\/span><span><span style=\"font-weight: 700; color: #fff599\">Make Timely Payment<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:15.04854%;top:18.93204%;width:70.14563%;height:19.25566%;opacity:1\">\n<div id=\"anim-9ff30cfb-6c68-4ad8-8d24-f63c7ad36512\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6920415224913495% 0.6920415224913495% 0.6920415224913495% 0.6920415224913495% \/ 1.680672268907563% 1.680672268907563% 1.680672268907563% 1.680672268907563%\" id=\"el-a1f1a7e4-835d-4abc-9535-30167d009324\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.09731833910034601% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.323625em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">Creating a <\/span><span style=\"font-weight: 700; color: #fff\">solid payment history<\/span><span style=\"font-weight: 700; color: #fff\"> is the most efficient way to enhance your credit score. Look out for due dates, and set reminders if you need to.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"c8d19493-20ed-4132-92b9-4fb859e8476a\" auto-advance-after=\"14s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-4fc20c90-c504-45f3-b61c-23d93375e9ed\",\"keyframes\":{\"transform\":[\"translate3d(116.88312%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-cd355ba2-5ea7-4290-b93a-757dd938bb1c\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-8355660f-9b7c-4aae-9448-4284d12c9a75\",\"keyframes\":{\"transform\":[\"scale(0.15)\",\"scale(1)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-111ff691-7ad2-41f1-bf1e-ac16d2eb893e\",\"keyframes\":{\"transform\":[\"translate3d(-116.02564%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-c707bb20-a243-4cb8-beb4-442d52ecd491\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-4c64d8ac-f4f2-4e93-8f69-da3f2d5f02e1\",\"keyframes\":{\"transform\":[\"scale(0.15)\",\"scale(1)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-21a87188-dec5-4393-a318-b9c276cb2ea6\",\"keyframes\":{\"transform\":[\"translate3d(-116.45161%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-090e0dba-f6b2-426a-a8e9-15a2d0831388\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-56f4e131-fbd6-4733-aa48-b3e44a782469\",\"keyframes\":{\"transform\":[\"scale(0.15)\",\"scale(1)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#5b656e\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-981757a5-508e-4dd2-bc0b-bcfe37254c0f\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:12.62136%;top:59.70874%;width:74.75728%;height:49.83819%;opacity:1\">\n<div id=\"anim-4fc20c90-c504-45f3-b61c-23d93375e9ed\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(116.88312%, 0px, 0)\">\n<div id=\"anim-cd355ba2-5ea7-4290-b93a-757dd938bb1c\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-8355660f-9b7c-4aae-9448-4284d12c9a75\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(0.15)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-de93c43f-0866-4e01-bc12-e52182d707c6\">\n<div style=\"position:absolute;width:100.00001%;height:100%;left:0%;top:0%\" data-leaf-element=\"true\"><amp-video id=\"el-de93c43f-0866-4e01-bc12-e52182d707c6-media\" autoplay=\"autoplay\" loop=\"loop\" noaudio=\"noaudio\" poster=\"https:\/\/media.tenor.com\/GJNmCl57Y2wAAAAe\/money-swipe.png\" layout=\"fill\" alt=\"Money Swipe GIF\"><source type=\"video\/mp4\" src=\"https:\/\/media.tenor.com\/GJNmCl57Y2wAAAPo\/money-swipe.mp4\"\/><\/amp-video><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.13592%;top:2.91262%;width:75.72816%;height:10.35599%;opacity:1\">\n<div id=\"anim-111ff691-7ad2-41f1-bf1e-ac16d2eb893e\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-116.02564%, 0px, 0)\">\n<div id=\"anim-c707bb20-a243-4cb8-beb4-442d52ecd491\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-4c64d8ac-f4f2-4e93-8f69-da3f2d5f02e1\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(0.15)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.641025641025641% 0.641025641025641% 0.641025641025641% 0.641025641025641% \/ 3.125% 3.125% 3.125% 3.125%\" id=\"el-ffe5c016-a5c1-424b-9fe5-f4f9f0aabf5b\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.1216947115384613% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.436893em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Lower_Your_Credit_Utilization_Ratio\"><\/span><span><span style=\"font-weight: 700; color: #fff599\">Lower Your Credit Utilization Ratio<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.37864%;top:15.37217%;width:75.24272%;height:23.13916%;opacity:1\">\n<div id=\"anim-21a87188-dec5-4393-a318-b9c276cb2ea6\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-116.45161%, 0px, 0)\">\n<div id=\"anim-090e0dba-f6b2-426a-a8e9-15a2d0831388\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-56f4e131-fbd6-4733-aa48-b3e44a782469\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(0.15)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6451612903225806% 0.6451612903225806% 0.6451612903225806% 0.6451612903225806% \/ 1.3986013986013985% 1.3986013986013985% 1.3986013986013985% 1.3986013986013985%\" id=\"el-10a73ced-0419-4588-9895-2caf45240b68\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.0907258064516129% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.323625em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">keeping your balance low compared to your overall credit limit can do wonders for your credit score. An effective rule of thumb is to keep your credit utilization below 30%.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"490932dc-4498-48a5-a13c-5d606b09d860\" auto-advance-after=\"14s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-e8851da3-16e5-483c-a41d-4f093ef7418e\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-1689e95d-82f4-497d-ad8e-a55f9f09e0ad\",\"keyframes\":{\"transform\":[\"translate3d(0px, 100.11635%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-f19c4d1a-9c73-4947-890a-87c1d741c0e5\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-57d638ee-ee73-40a4-bb56-74fb1c3518cf\",\"keyframes\":{\"transform\":[\"translate3d(-116.34615%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-fd24a9aa-0971-4bd7-95a5-1586ff7e168c\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-282e4172-6e4a-4d30-807e-4cfbe309edd2\",\"keyframes\":{\"transform\":[\"translate3d(115.33547%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#ceefe8\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-3826abea-0cb7-4041-a724-0bd00a3f43b5\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:-2.6699%;top:78.31715%;width:105.33981%;height:30.90615%;opacity:1\">\n<div id=\"anim-e8851da3-16e5-483c-a41d-4f093ef7418e\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-1689e95d-82f4-497d-ad8e-a55f9f09e0ad\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, 100.11635%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-3e03cadb-5920-41bb-8b29-d53e4b81911c\">\n<div style=\"position:absolute;width:100%;height:100.07669%;left:0%;top:-0.03835%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/creditlawcenter.com\/wp-content\/uploads\/2020\/04\/Credit-Mix-1024x451.jpg\" alt=\"Credit-Mix-1024x451.jpg\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.37864%;top:14.56311%;width:75.72816%;height:5.01618%;opacity:1\">\n<div id=\"anim-f19c4d1a-9c73-4947-890a-87c1d741c0e5\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-57d638ee-ee73-40a4-bb56-74fb1c3518cf\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-116.34615%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.641025641025641% 0.641025641025641% 0.641025641025641% 0.641025641025641% \/ 6.451612903225806% 6.451612903225806% 6.451612903225806% 6.451612903225806%\" id=\"el-5f3374e9-c70d-4645-8263-d88fb5bbb036\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.1216947115384613% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.436893em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Diversify_Your_Credit_Mix\"><\/span><span><span style=\"font-weight: 700; color: #c6392f\">Diversify Your Credit Mix<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.37864%;top:21.68285%;width:75.97087%;height:19.25566%;opacity:1\">\n<div id=\"anim-fd24a9aa-0971-4bd7-95a5-1586ff7e168c\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-282e4172-6e4a-4d30-807e-4cfbe309edd2\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(115.33547%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6389776357827476% 0.6389776357827476% 0.6389776357827476% 0.6389776357827476% \/ 1.680672268907563% 1.680672268907563% 1.680672268907563% 1.680672268907563%\" id=\"el-abd902d5-c9f8-4870-9614-bb47e2c5c184\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.08985623003194888% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.323625em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700\">Having a blend of credit cards, retail accounts, installment loans, and mortgages shows that you can handle various forms of credit responsibly.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"050b631d-5995-4bac-b24a-2eba174664d8\" auto-advance-after=\"14s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script 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poster=\"https:\/\/media.tenor.com\/AtWLmtacNaEAAAAe\/im-gonna-get-a-loan-abraham-quintanilla.png\" layout=\"fill\" alt=\"Im Gonna Get A Loan Abraham Quintanilla GIF\"><source type=\"video\/mp4\" src=\"https:\/\/media.tenor.com\/AtWLmtacNaEAAAPo\/im-gonna-get-a-loan-abraham-quintanilla.mp4\"\/><\/amp-video><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.37864%;top:6.79612%;width:75.24272%;height:10.35599%;opacity:1\">\n<div id=\"anim-a961104c-2697-4504-8b68-f06693f7aab1\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-5fedb57e-a2a8-4825-b714-09680886d324\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-116.45161%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6451612903225806% 0.6451612903225806% 0.6451612903225806% 0.6451612903225806% \/ 3.125% 3.125% 3.125% 3.125%\" id=\"el-0285aa93-5215-48bf-9374-4f84efdcde50\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.1224798387096772% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.436893em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Limit_New_Credit_Application\"><\/span><span><span style=\"font-weight: 700; color: #0044c9\">Limit New Credit Application<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.13592%;top:19.09385%;width:75.72816%;height:15.53398%;opacity:1\">\n<div id=\"anim-66d11c62-40b8-42f6-b6a8-ee352cbf55f8\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-6bae7bd9-1fce-495b-8e89-b04709a2eb16\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(116.02564%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.641025641025641% 0.641025641025641% 0.641025641025641% 0.641025641025641% \/ 2.083333333333333% 2.083333333333333% 2.083333333333333% 2.083333333333333%\" id=\"el-9ac03778-7421-4f8e-84c7-a2663f002953\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.09014423076923077% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.323625em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700\">While new credit is essential, too many hard inquiries within a short span can negatively impact your score.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><\/amp-story><\/body><\/html><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Credit improvement refers to the process of enhancing your credit score and financial health. 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etc.<\/p>\n","protected":false},"author":152,"featured_media":73900,"template":"","meta":{"web_stories_publisher_logo":59216,"web_stories_poster":[],"web_stories_products":[],"footnotes":""},"web_story_category":[],"web_story_tag":[37622,37604,37623,37612,37637,18981,37597,37598,17603,19417,17590,37606,37617,37629,37596,37611,37613,37648,37650,37616,37608,37626,37605,37649,37607,37627,37610,37619,37653,37621,37602,37625,37609,37634,37631,37639,17591,37620,37630,37654,37640,37662,37665,37656,37660,37663,37667,37652,37642,37672,37668,37638,37664,37661,37659,37666,37671,37657,37632,37618,37641,37647,37633,37645,37673,37658,37587,37592,37670,37589,37655,37628,37669,37594,37651,37595,37636,37614,37635,18196,37644,37601,37603,37599,37600,37588,37590,37615,37646,37624,37593,37643,37591],"class_list":["post-73896","web-story","type-web-story","status-publish","has-post-thumbnail","hentry"],"story_data":{"version":46,"pages":[{"elements":[{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"x":1,"y":1,"width":1,"height":1,"mask":{"type":"rectangle"},"isBackground":true,"isDefaultBackground":true,"type":"shape","id":"e831f11a-d06c-49d1-967e-e46d3b88f91f"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"scale":100,"focalX":50,"focalY":50,"resource":{"type":"image","mimeType":"image\/png","width":860,"height":484,"sizes":[],"isPlaceholder":false,"isExternal":true,"needsProxy":true,"src":"https:\/\/www.volafinance.com\/wp-content\/uploads\/2020\/07\/375-3752472_credit-score-credit-score-png-transparent-png.png","id":"dcc08cd1-347d-4571-b4f7-65577a688d07","alt":"375-3752472_credit-score-credit-score-png-transparent-png.png","baseColor":"#318f3c"},"type":"image","x":-7,"y":378,"width":427,"height":239,"mask":{"type":"rectangle","showInLibrary":true,"name":"Rectangle","path":"M 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