{"id":74353,"date":"2023-11-10T12:48:04","date_gmt":"2023-11-10T07:18:04","guid":{"rendered":"https:\/\/www.the-next-tech.com\/?post_type=web-story&#038;p=74353"},"modified":"2023-11-10T12:48:09","modified_gmt":"2023-11-10T07:18:09","slug":"understanding-credit-card-refunds","status":"publish","type":"web-story","link":"https:\/\/www.the-next-tech.com\/web-stories\/understanding-credit-card-refunds\/","title":{"rendered":"Understanding Credit Card Refunds"},"content":{"rendered":"<p><html amp=\"\" lang=\"en\"><head><meta charSet=\"utf-8\"\/><meta name=\"viewport\" content=\"width=device-width,minimum-scale=1,initial-scale=1\"\/><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0.js\"><\/script><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0\/amp-story-1.0.js\" custom-element=\"amp-story\"><\/script><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0\/amp-video-0.1.js\" custom-element=\"amp-video\"><\/script><link 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style=\"position:absolute;pointer-events:none;left:14.56311%;top:80.09709%;width:70.87379%;height:17.31392%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.684931506849315% 0.684931506849315% 0.684931506849315% 0.684931506849315% \/ 1.8691588785046727% 1.8691588785046727% 1.8691588785046727% 1.8691588785046727%\" id=\"el-bc6ae093-49c7-4b34-9547-e9cffb4814e3\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.1444777397260274% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.485437em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Credit_Card_Refunds_Things_You_Need_To_Know\"><\/span><span><span style=\"font-weight: 700; color: #ffee70\">Credit Card Refunds: Things You Need To Know<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"b4d236b3-98cf-4ec7-8141-10b850bcd7e2\" auto-advance-after=\"14s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-f8578464-6efb-4088-9f51-48f3df7ed0d3\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-dbbc77f9-2c1a-4f71-953b-ecfc6542b1ae\",\"keyframes\":{\"transform\":[\"translate3d(0px, 98.43505%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script 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src=\"https:\/\/media.tenor.com\/ohqO8ZkASnwAAAPo\/smartcard-debitcard.mp4\"\/><\/amp-video><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:2.26537%;width:76.94175%;height:10.35599%;opacity:1\">\n<div id=\"anim-687b8041-730a-4ba2-a0aa-92412e4988c2\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-f7b6c702-5e68-4e67-93f1-7d6210beb8de\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, -211.28468%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6309148264984227% 0.6309148264984227% 0.6309148264984227% 0.6309148264984227% \/ 3.125% 3.125% 3.125% 3.125%\" id=\"el-8d1194ba-c864-41ca-bc59-28128502bc24\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.1197752365930597% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.436893em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"What_is_a_Credit_Card_Refund\"><\/span><span><span style=\"font-weight: 700; color: #d4e4c0\">What is a Credit Card Refund?<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.8932%;top:14.07767%;width:76.21359%;height:22.16828%;opacity:1\">\n<div id=\"anim-bdf15d43-c835-4e81-966e-8671f61aa20f\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6369426751592357% 0.6369426751592357% 0.6369426751592357% 0.6369426751592357% \/ 1.4598540145985401% 1.4598540145985401% 1.4598540145985401% 1.4598540145985401%\" id=\"el-3f01bdac-5284-4412-86dc-4a1b29a06dd2\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.08509156050955426% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.307443em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">Merchants issue refunds based on their return policy. If you paid with a credit card and the merchant allows refunds to the original payment method, you will receive a refund to your credit card account&nbsp;<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"1edd3539-2ff8-453b-85cf-118deb403ff4\" auto-advance-after=\"14s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#f0ecef\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-4a604b83-ade6-4d12-9493-5df878c6c92b\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:-34.95146%;top:47.73463%;width:169.66019%;height:73.6246%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-2c0d8fd9-dc4a-418b-87d6-4c7ed334e877\">\n<div style=\"position:absolute;width:100.3601%;height:100%;left:-0.18005%;top:0%\" data-leaf-element=\"true\"><amp-video id=\"el-2c0d8fd9-dc4a-418b-87d6-4c7ed334e877-media\" autoplay=\"autoplay\" loop=\"loop\" noaudio=\"noaudio\" poster=\"https:\/\/media.tenor.com\/yvr7jNMX2h8AAAAe\/tvresidence-credit.png\" layout=\"fill\" alt=\"Tvresidence Credit GIF\"><source type=\"video\/mp4\" src=\"https:\/\/media.tenor.com\/yvr7jNMX2h8AAAPo\/tvresidence-credit.mp4\"\/><\/amp-video><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.13592%;top:2.589%;width:75.24272%;height:10.35599%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6451612903225806% 0.6451612903225806% 0.6451612903225806% 0.6451612903225806% \/ 3.125% 3.125% 3.125% 3.125%\" id=\"el-5db406c8-875b-486d-8151-913ea888a1fd\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.1224798387096772% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.436893em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Can_You_Get_a_Refund_on_a_Credit_Card\"><\/span><span><span style=\"font-weight: 700; color: #a4133c\">Can You Get a Refund on a Credit Card?<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.13592%;top:16.01942%;width:76.45631%;height:22.16828%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6349206349206349% 0.6349206349206349% 0.6349206349206349% 0.6349206349206349% \/ 1.4598540145985401% 1.4598540145985401% 1.4598540145985401% 1.4598540145985401%\" id=\"el-1021e4db-dbd7-4f92-887b-10e01dc5e342\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.08482142857142869% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.307443em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700\">If the merchant allows it, you will get a refund on the same credit card you used to pay. Some credit cards, like The Platinum Card\u00ae from American Express, offer return protection even if the merchant doesn&#8217;t.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"0b8b7223-18e0-474a-9de6-57f62d690506\" auto-advance-after=\"14s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-ce93a316-49aa-4812-9399-f0bb293b08c4\",\"keyframes\":{\"transform\":[\"translate3d(114.82649%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-df29281e-3a4f-4d8d-8d35-5bd5ae919cea\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-472a761b-e53d-4982-9932-17de61582f6f\",\"keyframes\":{\"transform\":[\"scale(0.15)\",\"scale(1)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-db48b821-c060-437c-8739-7f37073e0c4b\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-ff8be658-8868-4028-a4b3-509ec9df9e00\",\"keyframes\":{\"transform\":[\"translate3d(-117.09678%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-796dd87d-b922-4a51-8da3-003e17640b08\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-8706add6-17fe-48f1-8391-17dbc0e5b271\",\"keyframes\":{\"transform\":[\"translate3d(115.14195%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#010001\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-d079758b-bf05-478d-863c-a496ffff7d25\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:38.51133%;width:76.94175%;height:61.48867%;opacity:1\">\n<div id=\"anim-ce93a316-49aa-4812-9399-f0bb293b08c4\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(114.82649%, 0px, 0)\">\n<div id=\"anim-df29281e-3a4f-4d8d-8d35-5bd5ae919cea\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-472a761b-e53d-4982-9932-17de61582f6f\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(0.15)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-e223b4e2-89b1-4790-990c-436b8d4ab799\">\n<div style=\"position:absolute;width:100%;height:100.59004%;left:0%;top:-0.29502%\" data-leaf-element=\"true\"><amp-video id=\"el-e223b4e2-89b1-4790-990c-436b8d4ab799-media\" autoplay=\"autoplay\" loop=\"loop\" noaudio=\"noaudio\" poster=\"https:\/\/media.tenor.com\/-TNUNxppNn4AAAAe\/smartcard-debitcard.png\" layout=\"fill\" alt=\"Smartcard Debitcard GIF\"><source type=\"video\/mp4\" src=\"https:\/\/media.tenor.com\/-TNUNxppNn4AAAPo\/smartcard-debitcard.mp4\"\/><\/amp-video><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.86408%;top:3.23625%;width:75.24272%;height:10.35599%;opacity:1\">\n<div id=\"anim-db48b821-c060-437c-8739-7f37073e0c4b\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-ff8be658-8868-4028-a4b3-509ec9df9e00\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-117.09678%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6451612903225806% 0.6451612903225806% 0.6451612903225806% 0.6451612903225806% \/ 3.125% 3.125% 3.125% 3.125%\" id=\"el-ee7154b7-23a4-41f4-bd7f-6803f8db931e\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.1224798387096772% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.436893em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"How_Do_Credit_Card_Refunds_Work\"><\/span><span><span style=\"font-weight: 700; color: #ffd39e\">How Do Credit Card Refunds Work?<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.40777%;top:16.34304%;width:76.94175%;height:22.16828%;opacity:1\">\n<div id=\"anim-796dd87d-b922-4a51-8da3-003e17640b08\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-8706add6-17fe-48f1-8391-17dbc0e5b271\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(115.14195%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6309148264984227% 0.6309148264984227% 0.6309148264984227% 0.6309148264984227% \/ 1.4598540145985401% 1.4598540145985401% 1.4598540145985401% 1.4598540145985401%\" id=\"el-ea1353d5-af4a-4eb5-9ac9-ad1140062563\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.08428627760252376% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.307443em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">When you buy with a credit card, the company pays the merchant and you repay them later. When you return an item, the money goes back to the credit card company and your balance is adjusted.&nbsp;<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"6ea25fb8-175d-4853-8217-32dd5afe87d4\" auto-advance-after=\"14s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-037b5a4a-0b7d-47ae-9f85-a504516cc321\",\"keyframes\":[{\"transform\":\"scale(1)\",\"offset\":0},{\"transform\":\"scale(1.5)\",\"offset\":0.33},{\"transform\":\"scale(0.95)\",\"offset\":0.66},{\"transform\":\"scale(1)\",\"offset\":1}],\"delay\":0,\"duration\":1450,\"easing\":\"ease-in-out\",\"fill\":\"both\",\"iterations\":1}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-91bbcd65-b795-409b-a921-5fd2feb8e809\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-7a0e38f8-91d5-43b0-8b1b-231ccd529500\",\"keyframes\":{\"transform\":[\"translate3d(0px, 125.42454%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-179d344b-5c92-4752-be19-0a309cb7407f\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation 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style=\"position:absolute;pointer-events:none;left:-10.92233%;top:-9.38511%;width:121.60194%;height:121.0356%;opacity:1\">\n<div id=\"anim-037b5a4a-0b7d-47ae-9f85-a504516cc321\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(1)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-2600b9bf-857f-4fcd-844d-c83a16ce194b\">\n<div style=\"position:absolute;width:100%;height:100.27871%;left:0%;top:-0.13935%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/images.unsplash.com\/photo-1578670812003-60745e2c2ea9?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw0fHxjcmVkaXQlMjBjYXJkfGVufDB8fHx8MTY5OTU5MjI1MHww&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=2832&amp;h=4240&amp;fit=max\" alt=\"person holding credit card\" 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1132w,https:\/\/images.unsplash.com\/photo-1578670812003-60745e2c2ea9?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw0fHxjcmVkaXQlMjBjYXJkfGVufDB8fHx8MTY5OTU5MjI1MHww&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=566&amp;h=847&amp;fit=max 566w,https:\/\/images.unsplash.com\/photo-1578670812003-60745e2c2ea9?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw0fHxjcmVkaXQlMjBjYXJkfGVufDB8fHx8MTY5OTU5MjI1MHww&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=340&amp;h=509&amp;fit=max 340w\" sizes=\"(min-width: 1024px) 55vh, 122vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<div class=\"element-overlay-area\" style=\"background-image:radial-gradient(ellipse 67% 67%, rgba(0,0,0,0) 0%, rgba(0,0,0,0.3) 100%)\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.8932%;top:62.78317%;width:76.94175%;height:37.05502%;opacity:1\">\n<div id=\"anim-91bbcd65-b795-409b-a921-5fd2feb8e809\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-7a0e38f8-91d5-43b0-8b1b-231ccd529500\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, 125.42454%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-5e34d542-8a6f-49c1-90c2-ca72149e7eff\">\n<div class=\"fill\" style=\"background-color:rgba(0,0,0,0.65);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:13.59223%;top:64.40129%;width:72.57282%;height:9.54693%;opacity:1\">\n<div id=\"anim-179d344b-5c92-4752-be19-0a309cb7407f\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-1979629a-473a-4d0d-938b-7e0fd1f10334\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, 469.86801%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6688963210702341% 0.6688963210702341% 0.6688963210702341% 0.6688963210702341% \/ 3.389830508474576% 3.389830508474576% 3.389830508474576% 3.389830508474576%\" id=\"el-4801bb6c-26d7-4532-a883-f2f81e80814c\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.1175794314381271% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.404531em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"How_Long_Does_a_Credit_Card_Refund_Take\"><\/span><span><span style=\"font-weight: 700; color: #ffcc4a\">How Long Does a Credit Card Refund Take?<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:14.56311%;top:75.24272%;width:70.38835%;height:22.16828%;opacity:1\">\n<div id=\"anim-c70301e1-4d9a-4d97-bae0-1d4fb4dff22e\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-2b94d526-637f-42c1-b278-fa8c37a0bb60\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-120.68966%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6896551724137931% 0.6896551724137931% 0.6896551724137931% 0.6896551724137931% \/ 1.4598540145985401% 1.4598540145985401% 1.4598540145985401% 1.4598540145985401%\" id=\"el-6d5efdbd-7b32-4a54-bb70-3b654c49b9a0\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.0921336206896553% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.307443em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">Credit card refunds can take varying amounts of time, depending on the specific merchant and your credit card company. The process can range from a day to a few weeks.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"280dc53f-2a3f-41d3-a763-979dbdf0f71d\" auto-advance-after=\"14s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-967a73a5-8752-440f-97e9-5ea82b508cc6 [data-leaf-element=\\\"true\\\"]\",\"keyframes\":{\"transform\":[\"translate3d(22.609186580781554%, 0, 0) translate(25%, 0%) scale(1.5)\",\"translate3d(0%, 0, 0) translate(0%, 0%) scale(1)\"]},\"delay\":0,\"duration\":2000,\"easing\":\"cubic-bezier(.14,.34,.47,.9)\",\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-013fa88c-0103-4b04-97a2-289084ed9266\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-b7c61f7a-52b5-47b9-a8f8-be1a417290bc\",\"keyframes\":{\"transform\":[\"translate3d(-115.14196%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-75148e11-8a84-4c1b-a88e-548998efbe82\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-089713a2-6a28-435e-b024-b40dfc29da39\",\"keyframes\":{\"transform\":[\"translate3d(118.66668%, 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class=\"page-fullbleed-area\" style=\"background-color:#2c1f1d\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div id=\"anim-967a73a5-8752-440f-97e9-5ea82b508cc6\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-cec5b624-61b2-4dac-9037-bd813626e984\">\n<div style=\"position:absolute;width:182.54296%;height:100%;left:-41.27148%;top:0%\" data-leaf-element=\"true\"><amp-video id=\"el-cec5b624-61b2-4dac-9037-bd813626e984-media\" autoplay=\"autoplay\" loop=\"loop\" noaudio=\"noaudio\" poster=\"https:\/\/media.tenor.com\/AVNRYpXjlRMAAAAe\/smartcard-debitcard.png\" layout=\"fill\" alt=\"Smartcard Debitcard GIF\"><source type=\"video\/mp4\" src=\"https:\/\/media.tenor.com\/AVNRYpXjlRMAAAPo\/smartcard-debitcard.mp4\"\/><\/amp-video><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:27.83172%;width:76.94175%;height:42.55663%;opacity:1\">\n<div id=\"anim-013fa88c-0103-4b04-97a2-289084ed9266\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-b7c61f7a-52b5-47b9-a8f8-be1a417290bc\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-115.14196%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-0938c1db-798e-41de-8b8e-5530a11f5750\">\n<div class=\"fill\" style=\"background-color:rgba(0,0,0,0.65);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:13.59223%;top:31.06796%;width:72.81553%;height:8.89968%;opacity:1\">\n<div id=\"anim-75148e11-8a84-4c1b-a88e-548998efbe82\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-089713a2-6a28-435e-b024-b40dfc29da39\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(118.66668%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6666666666666667% 0.6666666666666667% 0.6666666666666667% 0.6666666666666667% \/ 3.6363636363636362% 3.6363636363636362% 3.6363636363636362% 3.6363636363636362%\" id=\"el-9f247aa9-f413-43fc-a714-600dbe530191\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.10781249999999964% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.372168em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"What_Happens_to_Credit_Card_Rewards_During_a_Refund\"><\/span><span><span style=\"font-weight: 700; color: #fff599\">What Happens to Credit Card Rewards During a Refund?<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:14.80583%;top:41.42395%;width:70.14563%;height:25.56634%;opacity:1\">\n<div id=\"anim-3038b416-de6b-4078-a924-0125e24518ee\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-691db818-0043-4d0f-a306-cce0ea4191fe\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(121.45328%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6920415224913495% 0.6920415224913495% 0.6920415224913495% 0.6920415224913495% \/ 1.2658227848101267% 1.2658227848101267% 1.2658227848101267% 1.2658227848101267%\" id=\"el-a947388b-84c5-45d1-92dc-b583e80bcf65\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.09245242214532885% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.307443em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">Regrettably, returning a purchase results in the loss of rewards earned on that transaction. Your rewards balance, in addition to your account balance, will be adjusted accordingly upon processing the return.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"a8270566-0aa5-4c58-96d1-98dd79882082\" auto-advance-after=\"14s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-b1f23c71-bccb-4374-add1-6936224b8fd0\",\"keyframes\":{\"transform\":[\"translate3d(115.14195%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-704fd1c3-2faf-45d5-b999-fc0baf7a5044\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-99428425-83a7-4421-8cc9-6bd0bc7ae580\",\"keyframes\":{\"transform\":[\"scale(0.15)\",\"scale(1)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-359a3ecf-7893-4532-a145-c8dabfae8a3a\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-031f32e2-5798-4d7f-b8aa-1cfba96bab3f\",\"keyframes\":{\"transform\":[\"translate3d(0px, -181.97829%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-c35be9d0-1b39-4a71-a950-b5d9319b988d\",\"keyframes\":{\"transform\":[\"translate3d(-117.37705%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-8b12ec20-53c2-47ff-a22f-43f4c4260cd5\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-b771dfbb-a46a-4cc6-8996-899e4730e83f\",\"keyframes\":{\"transform\":[\"scale(0.15)\",\"scale(1)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#5b656e\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-e2671b01-a8c8-4fbb-8ef4-a901afa749fe\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:11.40777%;top:48.54369%;width:76.94175%;height:51.2945%;opacity:1\">\n<div id=\"anim-b1f23c71-bccb-4374-add1-6936224b8fd0\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(115.14195%, 0px, 0)\">\n<div id=\"anim-704fd1c3-2faf-45d5-b999-fc0baf7a5044\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-99428425-83a7-4421-8cc9-6bd0bc7ae580\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(0.15)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-177a16be-9f89-47f7-a475-c0c0d3124fca\">\n<div style=\"position:absolute;width:100%;height:100%;left:0%;top:0%\" data-leaf-element=\"true\"><amp-video id=\"el-177a16be-9f89-47f7-a475-c0c0d3124fca-media\" autoplay=\"autoplay\" loop=\"loop\" noaudio=\"noaudio\" poster=\"https:\/\/media.tenor.com\/GJNmCl57Y2wAAAAe\/money-swipe.png\" layout=\"fill\" alt=\"Money Swipe GIF\"><source type=\"video\/mp4\" src=\"https:\/\/media.tenor.com\/GJNmCl57Y2wAAAPo\/money-swipe.mp4\"\/><\/amp-video><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:1.61812%;width:76.94175%;height:13.26861%;opacity:1\">\n<div id=\"anim-359a3ecf-7893-4532-a145-c8dabfae8a3a\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-031f32e2-5798-4d7f-b8aa-1cfba96bab3f\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, -181.97829%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6309148264984227% 0.6309148264984227% 0.6309148264984227% 0.6309148264984227% \/ 2.4390243902439024% 2.4390243902439024% 2.4390243902439024% 2.4390243902439024%\" id=\"el-9ed46f86-6511-414a-9f62-8eb7092a8bfe\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.10203075709779147% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.372168em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Can_I_get_a_credit_card_refund_if_the_merchant_does_not_allow_it\"><\/span><span><span style=\"font-weight: 700; color: #ffcc4a\">Can I get a credit card refund if the merchant does not allow it?<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.86408%;top:18.28479%;width:74.02913%;height:22.16828%;opacity:1\">\n<div id=\"anim-c35be9d0-1b39-4a71-a950-b5d9319b988d\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-117.37705%, 0px, 0)\">\n<div id=\"anim-8b12ec20-53c2-47ff-a22f-43f4c4260cd5\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-b771dfbb-a46a-4cc6-8996-899e4730e83f\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(0.15)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6557377049180327% 0.6557377049180327% 0.6557377049180327% 0.6557377049180327% \/ 1.4598540145985401% 1.4598540145985401% 1.4598540145985401% 1.4598540145985401%\" id=\"el-2dfc4971-447b-419f-8b3a-6ca92242fa31\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.08760245901639356% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.307443em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">The merchant&#8217;s refund policy dictates the refund issuance, but certain credit cards offer return protection, enabling credit card refunds even if not allowed by the merchant.&nbsp;<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"6e3ed2b9-6fb7-4009-b39a-3042d924a904\" auto-advance-after=\"14s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-6813d132-4e73-40b6-930b-cba58762fd25\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(.3,0,.55,1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-d68cb2f5-794c-4f12-bc2a-343bb5b8049e\",\"keyframes\":{\"transform\":[\"scale(0.3333333333333333)\",\"scale(1)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(.3,0,.55,1)\",\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-041b02a4-f6a3-468a-bf2d-df4adfb89d9b\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":300,\"duration\":2000,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-173b1f96-4592-4e17-8184-0711a7be4457\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":300,\"duration\":2000,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#010001\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div 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style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(0.3333333333333333)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-d305aa32-af10-44a1-afbb-f4d2935c1b0b\">\n<div style=\"position:absolute;width:100.19304%;height:100%;left:-0.09652%;top:0%\" data-leaf-element=\"true\"><amp-video id=\"el-d305aa32-af10-44a1-afbb-f4d2935c1b0b-media\" autoplay=\"autoplay\" loop=\"loop\" noaudio=\"noaudio\" poster=\"https:\/\/media.tenor.com\/_Zs6MwX3QGoAAAAe\/lpbank-credit-card.png\" layout=\"fill\" alt=\"Lpbank Credit Card GIF\"><source type=\"video\/mp4\" src=\"https:\/\/media.tenor.com\/_Zs6MwX3QGoAAAPo\/lpbank-credit-card.mp4\"\/><\/amp-video><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.62136%;top:3.07443%;width:74.02913%;height:8.73786%;opacity:1\">\n<div id=\"anim-041b02a4-f6a3-468a-bf2d-df4adfb89d9b\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6557377049180327% 0.6557377049180327% 0.6557377049180327% 0.6557377049180327% \/ 3.7037037037037033% 3.7037037037037033% 3.7037037037037033% 3.7037037037037033%\" id=\"el-1393ce2e-557b-4816-b6aa-fbe0e4fcccdd\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.10604508196721275% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.372168em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Will_a_refund_affect_my_credit_card_balance\"><\/span><span><span style=\"font-weight: 700; color: #c8fdff\">Will a refund affect my credit card balance?<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.16505%;top:13.75405%;width:76.45631%;height:25.56634%;opacity:1\">\n<div id=\"anim-173b1f96-4592-4e17-8184-0711a7be4457\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6349206349206349% 0.6349206349206349% 0.6349206349206349% 0.6349206349206349% \/ 1.2658227848101267% 1.2658227848101267% 1.2658227848101267% 1.2658227848101267%\" id=\"el-0e29d8b1-a779-45fd-b183-30c9d647f60b\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.08482142857142869% 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However, if your payment is due before the refund is processed, you are responsible for making the payment.&nbsp;<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><\/amp-story><\/body><\/html><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Returning items is a regular experience for consumers, often due to size issues, a change of mind, or unwanted gifts. 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Z","ratio":1,"supportsBorder":true},"id":"f3fc2c06-f5ec-411b-8af1-2c6fab24dbfc"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"NONE","font":{"family":"Roboto","weights":[100,300,400,500,700,900],"styles":["italic","regular"],"variants":[[0,100],[1,100],[0,300],[1,300],[0,400],[1,400],[0,500],[1,500],[0,700],[1,700],[0,900],[1,900]],"fallbacks":["Helvetica Neue","Helvetica","sans-serif"],"service":"fonts.google.com","metrics":{"upm":2048,"asc":1900,"des":-500,"tAsc":1536,"tDes":-512,"tLGap":102,"wAsc":1946,"wDes":512,"xH":1082,"capH":1456,"yMin":-555,"yMax":2163,"hAsc":1900,"hDes":-500,"lGap":0}},"fontSize":27,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"lineHeight":1.2,"textAlign":"center","padding":{"locked":true,"hasHiddenPadding":false,"horizontal":0,"vertical":0},"type":"text","content":"<span style=\"font-weight: 700; color: #d4e4c0\">What is a Credit Card 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