{"id":75094,"date":"2023-12-11T12:54:42","date_gmt":"2023-12-11T07:24:42","guid":{"rendered":"https:\/\/www.the-next-tech.com\/?post_type=web-story&#038;p=75094"},"modified":"2023-12-11T12:56:31","modified_gmt":"2023-12-11T07:26:31","slug":"how-to-refinance-your-student-loans","status":"publish","type":"web-story","link":"https:\/\/www.the-next-tech.com\/web-stories\/how-to-refinance-your-student-loans\/","title":{"rendered":"How To Refinance Your Student Loans"},"content":{"rendered":"<p><html amp=\"\" lang=\"en\"><head><meta charSet=\"utf-8\"\/><meta name=\"viewport\" content=\"width=device-width,minimum-scale=1,initial-scale=1\"\/><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0.js\"><\/script><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0\/amp-story-1.0.js\" custom-element=\"amp-story\"><\/script><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0\/amp-video-0.1.js\" custom-element=\"amp-video\"><\/script><link 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class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:-11.65049%;top:56.95793%;width:123.54369%;height:43.04207%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-ff35a823-c3c8-43b1-8f5e-4593ab0da445\">\n<div style=\"position:absolute;width:100.33791%;height:100%;left:-0.16896%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/i0.wp.com\/education-load.com\/wp-content\/uploads\/2023\/10\/Student-loan.jpg\" alt=\"Student-loan.jpg\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.37864%;top:13.75405%;width:76.45631%;height:23.13916%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6349206349206349% 0.6349206349206349% 0.6349206349206349% 0.6349206349206349% \/ 1.3986013986013985% 1.3986013986013985% 1.3986013986013985% 1.3986013986013985%\" id=\"el-7ac8a8d0-a9cc-4a64-baf2-2e7526ba6acb\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.13392857142857142% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.485437em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Refinancing_Student_Loan_All_Important_Things_You_Need_To_Know\"><\/span><span><span style=\"font-weight: 700; color: #ffffb7\">Refinancing Student Loan: All Important Things You Need To Know<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"88506b7f-e8ab-47e0-8943-51627cb9aea9\" auto-advance-after=\"14s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script 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style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-422f1d94-2c9d-4d9e-9d63-b56f11d81b3d\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-117.15211%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6472491909385114% 0.6472491909385114% 0.6472491909385114% 0.6472491909385114% \/ 3.1746031746031744% 3.1746031746031744% 3.1746031746031744% 3.1746031746031744%\" id=\"el-23f0e61d-71aa-491e-8a00-abbcb2974a0c\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.12287621359223279% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.436893em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"What_Is_Student_Loan_Refinancing\"><\/span><span><span style=\"font-weight: 700; color: #ed5725\">What Is Student Loan Refinancing?<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.37864%;top:24.27184%;width:75.24272%;height:16.18123%;opacity:1\">\n<div id=\"anim-04e6e94e-28f2-4e6e-9fe9-9a62051fc806\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-e5219bb9-7361-460f-8c12-46ce2b10298d\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(116.45161%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6451612903225806% 0.6451612903225806% 0.6451612903225806% 0.6451612903225806% \/ 2% 2% 2% 2%\" id=\"el-f467d527-4b54-48b0-ae35-65761b7b3720\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.09526209677419344% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.339806em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Student_loan_refinancing_simply_means_reestablishing_a_new_loan_at_a_lower_interest_rate_and_with_lower_interest_payments\"><\/span><span><span style=\"font-weight: 700\">Student loan refinancing simply means reestablishing a new loan at a lower interest rate and with lower interest payments.<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"e13f0f58-6572-4345-a7e1-ded57a9a072e\" auto-advance-after=\"14s\"><amp-story-animation layout=\"nodisplay\" 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srcSet=\"https:\/\/images.unsplash.com\/photo-1496144300411-8dd31ce145ba?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwxfHxmZWRlcmFsfGVufDB8fHx8MTcwMjI3MzU3OHww&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=4096&amp;h=2653&amp;fit=max 4096w,https:\/\/images.unsplash.com\/photo-1496144300411-8dd31ce145ba?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwxfHxmZWRlcmFsfGVufDB8fHx8MTcwMjI3MzU3OHww&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=3276&amp;h=2122&amp;fit=max 3276w,https:\/\/images.unsplash.com\/photo-1496144300411-8dd31ce145ba?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwxfHxmZWRlcmFsfGVufDB8fHx8MTcwMjI3MzU3OHww&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=2457&amp;h=1591&amp;fit=max 2457w,https:\/\/images.unsplash.com\/photo-1496144300411-8dd31ce145ba?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwxfHxmZWRlcmFsfGVufDB8fHx8MTcwMjI3MzU3OHww&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=1638&amp;h=1061&amp;fit=max 1638w,https:\/\/images.unsplash.com\/photo-1496144300411-8dd31ce145ba?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwxfHxmZWRlcmFsfGVufDB8fHx8MTcwMjI3MzU3OHww&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=819&amp;h=530&amp;fit=max 819w,https:\/\/images.unsplash.com\/photo-1496144300411-8dd31ce145ba?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwxfHxmZWRlcmFsfGVufDB8fHx8MTcwMjI3MzU3OHww&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=340&amp;h=220&amp;fit=max 340w\" sizes=\"(min-width: 1024px) 76vh, 170vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.62136%;top:4.36893%;width:75%;height:28.47896%;opacity:1\">\n<div id=\"anim-660da9ea-9642-4c45-918d-1c0cd8e68926\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6472491909385114% 0.6472491909385114% 0.6472491909385114% 0.6472491909385114% \/ 1.1363636363636365% 1.1363636363636365% 1.1363636363636365% 1.1363636363636365%\" id=\"el-7db69b4d-c20c-4552-b1e3-253f5d4aecd9\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.09557038834951445% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.339806em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"In_the_US_refinance_student_loans_are_preferred_over_federal_student_loans_as_monthly_payment_is_extremely_high_However_there_are_various_student_loan_forgiveness_programs_to_rescue\"><\/span><span><span style=\"font-weight: 700; color: #ffd39e\">In the U.S. refinance student loans are preferred over federal student loans as monthly payment is extremely high. However, there are various student loan forgiveness programs to rescue.<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"8d3a802e-4283-46ba-aaae-a85d79543d25\" auto-advance-after=\"14s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-7c3be78c-ac7d-4cc9-988d-ca72fb260393\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":200,\"duration\":1400,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-1bdb9a3a-3cc5-496d-8692-a0e27c14537f\",\"keyframes\":{\"transform\":[\"translate3d(0px, 654.11554%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":200,\"duration\":1400,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-98aa338c-c324-4aa6-8d54-a48d481811ae\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":200,\"duration\":1400,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-fd0b7a06-69ef-4fb4-92b1-725236d12aee\",\"keyframes\":{\"transform\":[\"translate3d(0px, 131.15172%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":200,\"duration\":1400,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-c0e29f4b-6050-4adf-8aba-163a253dbb15\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-43baa44a-3c70-4d35-bcb4-8823b85e7de4\",\"keyframes\":{\"transform\":[\"translate3d(0px, -100.06734%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#fef9ef\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-0290f10c-48d6-4dbf-87d4-99cd856f3b15\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:12.13592%;top:52.10356%;width:75.72816%;height:8.73786%;opacity:1\">\n<div id=\"anim-7c3be78c-ac7d-4cc9-988d-ca72fb260393\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-1bdb9a3a-3cc5-496d-8692-a0e27c14537f\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, 654.11554%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-bfccff6e-83fe-4fe1-8a49-48c6bed15817\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.6886017628205128% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.404531em;line-height:1;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"How_To_Refinance_Your_Student_Loan\"><\/span><span><span style=\"font-weight: 700; color: #3a566e\">How To Refinance Your Student Loan?<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:62.78317%;width:75.97087%;height:35.43689%;opacity:1\">\n<div id=\"anim-98aa338c-c324-4aa6-8d54-a48d481811ae\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-fd0b7a06-69ef-4fb4-92b1-725236d12aee\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, 131.15172%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-50c2d40b-b031-468e-8bb7-d77193f55a3a\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.028753993610224165% 0;font-family:&quot;Alegreya&quot;,serif;font-size:0.323625em;line-height:1.37;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700\">1. Consider if your loans are worth refinancing.<\/span><br \/>\n<span style=\"font-weight: 700\">2. Know your current financial situation<\/span><br \/>\n<span style=\"font-weight: 700\">3. Select refinancing companies<\/span><br \/>\n<span style=\"font-weight: 700\">4. Choose your loan mode and terms<\/span><br \/>\n<span style=\"font-weight: 700\">5. Complete your paperwork<\/span><br \/>\n<span style=\"font-weight: 700\">6. Pay your payment terms<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:-16.50485%;top:-9.2233%;width:119.90291%;height:53.39806%;opacity:1\">\n<div id=\"anim-c0e29f4b-6050-4adf-8aba-163a253dbb15\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-43baa44a-3c70-4d35-bcb4-8823b85e7de4\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, -100.06734%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-397c425a-f50b-48c2-9206-f3d48bbdeee3\">\n<div style=\"position:absolute;width:100.20243%;height:100%;left:-0.10122%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" 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trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-bf513f61-10fc-4929-8d02-2678a28f16b1\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(.3,0,.55,1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-6eadf091-a803-4219-913d-558f2b359006\",\"keyframes\":{\"transform\":[\"scale(0.3333333333333333)\",\"scale(1)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(.3,0,.55,1)\",\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-0b3decc7-7a76-435b-9759-3fede3fb0270\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation 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style=\"position:absolute;pointer-events:none;left:0;top:55.82524%;width:99.75728%;height:44.17476%;opacity:1\">\n<div id=\"anim-bf513f61-10fc-4929-8d02-2678a28f16b1\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-6eadf091-a803-4219-913d-558f2b359006\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(0.3333333333333333)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-bcd67300-532d-433b-b625-9abe79031d75\">\n<div style=\"position:absolute;width:100%;height:100.06398%;left:0%;top:-0.03199%\" data-leaf-element=\"true\"><amp-video id=\"el-bcd67300-532d-433b-b625-9abe79031d75-media\" autoplay=\"autoplay\" loop=\"loop\" noaudio=\"noaudio\" poster=\"https:\/\/media.tenor.com\/Aq_XDf3N1k8AAAAe\/credit-score.png\" layout=\"fill\" alt=\"Credit Score GIF\"><source type=\"video\/mp4\" src=\"https:\/\/media.tenor.com\/Aq_XDf3N1k8AAAPo\/credit-score.mp4\"\/><\/amp-video><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.8932%;top:9.87055%;width:76.69903%;height:10.19417%;opacity:1\">\n<div id=\"anim-0b3decc7-7a76-435b-9759-3fede3fb0270\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-e06bc8b7-bb57-4194-8ab2-b17836fb0235\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-115.50632%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6329113924050633% 0.6329113924050633% 0.6329113924050633% 0.6329113924050633% \/ 3.1746031746031744% 3.1746031746031744% 3.1746031746031744% 3.1746031746031744%\" id=\"el-b12eebb4-afe7-432e-8e3e-98b655c3fbdc\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.1201542721518985% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.436893em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"You_can_think_of_refinancing_if\"><\/span><span><span style=\"font-weight: 700\">You can think of refinancing if:<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.86408%;top:22.49191%;width:75.24272%;height:19.25566%;opacity:1\">\n<div id=\"anim-70ebdfc0-9f97-46d6-8e7c-d1fc0eb96d72\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-54227a4e-2890-4148-87cb-3be1db2a3294\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(115.80645%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6451612903225806% 0.6451612903225806% 0.6451612903225806% 0.6451612903225806% \/ 1.680672268907563% 1.680672268907563% 1.680672268907563% 1.680672268907563%\" id=\"el-1830981b-7b92-4a0a-bb5e-fdd047585d64\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.0907258064516129% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.323625em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #a4133c\">\u2013 You have a credit score of 650 or higher.<\/span><br \/>\n<span style=\"font-weight: 700; color: #a4133c\">\u2013 You have multiple student loans.<\/span><br \/>\n<span style=\"font-weight: 700; color: #a4133c\">\u2013 You want a lower monthly payment.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"a53072a7-4787-4802-80f8-0b45f89cbe20\" auto-advance-after=\"14s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-cd558dd5-96e3-4b76-8a2a-65f2a99cac91\",\"keyframes\":{\"transform\":[\"translate3d(-115.18988%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-77c1f2be-2f53-4b23-8440-cdfc489c00e0\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-e3ca007e-49c7-4f74-881a-5b9f9739348f\",\"keyframes\":{\"transform\":[\"scale(0.15)\",\"scale(1)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-78aa44d8-d263-4440-8f46-a7d1ad84d2ee\",\"keyframes\":{\"transform\":[\"translate3d(116.45161%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-1f4395ee-f4bf-458c-a3e2-1deb656d6090\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-6c04420e-356f-4193-8d69-8b479019870a\",\"keyframes\":{\"transform\":[\"scale(0.15)\",\"scale(1)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-73f0ab44-ea43-469f-87a4-3865fbe3bd86\",\"keyframes\":{\"transform\":[\"translate3d(116.29393%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-c6c35b27-734f-4c74-a188-c78a0bbc5917\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-2c391da7-c237-4ae1-a9fe-3f1d1f72b974\",\"keyframes\":{\"transform\":[\"scale(0.15)\",\"scale(1)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#c8fdff\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-f9252ae1-b1a7-4143-bfc1-60a0e4c03245\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:53.23625%;width:76.69903%;height:50.64725%;opacity:1\">\n<div id=\"anim-cd558dd5-96e3-4b76-8a2a-65f2a99cac91\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-115.18988%, 0px, 0)\">\n<div id=\"anim-77c1f2be-2f53-4b23-8440-cdfc489c00e0\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-e3ca007e-49c7-4f74-881a-5b9f9739348f\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(0.15)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-a0d4adef-f6cd-4c04-acd4-ac871b6daefb\">\n<div style=\"position:absolute;width:100%;height:100.14755%;left:0%;top:-0.07378%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/media.tenor.com\/dvxd9oCOz50AAAAi\/student-loans-student-loan.gif\" alt=\"Student Loans Student Debt Sticker\" srcSet=\"https:\/\/media.tenor.com\/dvxd9oCOz50AAAAi\/student-loans-student-loan.gif 498w,https:\/\/media.tenor.com\/dvxd9oCOz50AAAAj\/student-loans-student-loan.gif 200w,https:\/\/media.tenor.com\/dvxd9oCOz50AAAAk\/student-loans-student-loan.gif 90w\" sizes=\"(min-width: 1024px) 35vh, 77vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.37864%;top:12.29773%;width:75.24272%;height:9.54693%;opacity:1\">\n<div id=\"anim-78aa44d8-d263-4440-8f46-a7d1ad84d2ee\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(116.45161%, 0px, 0)\">\n<div id=\"anim-1f4395ee-f4bf-458c-a3e2-1deb656d6090\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-6c04420e-356f-4193-8d69-8b479019870a\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(0.15)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6451612903225806% 0.6451612903225806% 0.6451612903225806% 0.6451612903225806% \/ 3.389830508474576% 3.389830508474576% 3.389830508474576% 3.389830508474576%\" id=\"el-011af975-b813-4e26-839f-cbe20a9ffc57\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.11340725806451614% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.404531em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Alternatives_To_A_Student_Loan_Refinance\"><\/span><span><span style=\"font-weight: 700; color: #5a189a\">Alternatives To A Student Loan Refinance<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:23.6246%;width:75.97087%;height:12.13592%;opacity:1\">\n<div id=\"anim-73f0ab44-ea43-469f-87a4-3865fbe3bd86\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(116.29393%, 0px, 0)\">\n<div id=\"anim-c6c35b27-734f-4c74-a188-c78a0bbc5917\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-2c391da7-c237-4ae1-a9fe-3f1d1f72b974\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(0.15)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6389776357827476% 0.6389776357827476% 0.6389776357827476% 0.6389776357827476% \/ 2.666666666666667% 2.666666666666667% 2.666666666666667% 2.666666666666667%\" id=\"el-13e4649b-2a71-49a3-8811-7ce2a1683cfc\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.09434904153354622% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.339806em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Income-Driven_Repayment_Plans_Cosigned_Refinancing_Loan_Forgiveness_Programs\"><\/span><span><span style=\"font-weight: 700\">Income-Driven Repayment Plans<\/span><br \/>\n<span style=\"font-weight: 700\">Cosigned Refinancing<\/span><br \/>\n<span style=\"font-weight: 700\">Loan Forgiveness Programs<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"8008d382-63ec-4827-ae90-0053893d24ce\" auto-advance-after=\"14s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-35938d81-c4d5-44ed-b846-f6c907a21a9b\",\"keyframes\":{\"opacity\":[1,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(.3,0,.55,1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-06b8fcd2-6365-4365-bc8d-2669f7f6d88d\",\"keyframes\":{\"transform\":[\"scale(3)\",\"scale(1)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(.3,0,.55,1)\",\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-c917031c-f9cb-4d2c-9e09-8a58d89c34f1\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-224db8a7-53d5-4e16-80cf-a70b05739c1c\",\"keyframes\":{\"transform\":[\"translate3d(0px, -302.14424%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-6fe6fc46-3746-4e56-8a46-e42fbca1bedd\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation 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style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-224db8a7-53d5-4e16-80cf-a70b05739c1c\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, -302.14424%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6493506493506493% 0.6493506493506493% 0.6493506493506493% 0.6493506493506493% \/ 3.508771929824561% 3.508771929824561% 3.508771929824561% 3.508771929824561%\" id=\"el-d29d961f-327d-431a-a170-0034f1f95bd0\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.10957792207792162% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.388350em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Is_it_a_good_idea_to_refinance_a_federal_student_loan\"><\/span><span><span style=\"font-weight: 700; color: #a4133c\">Is it a good idea to refinance a federal student loan?<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.37864%;top:21.0356%;width:75.97087%;height:19.25566%;opacity:1\">\n<div id=\"anim-6fe6fc46-3746-4e56-8a46-e42fbca1bedd\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-afc3d93c-bf23-410f-9a00-882473e28ab2\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-116.29393%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6389776357827476% 0.6389776357827476% 0.6389776357827476% 0.6389776357827476% \/ 1.680672268907563% 1.680672268907563% 1.680672268907563% 1.680672268907563%\" id=\"el-768dde16-59ba-43fe-8d5a-e6b4f5d27f8f\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.08985623003194888% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.323625em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700\">Refinancing federal student loans is a decision that should be made carefully. It may result in losing federal loan protections and forgiveness programs.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"9f6660a9-e318-4db8-a771-d413bbdf15af\" auto-advance-after=\"14s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-f7f9c74e-f94c-4e1e-961e-fe7d9c30c63b\",\"keyframes\":[{\"offset\":0,\"transform\":\"translate3d(0, -850.69496%, 0)\",\"easing\":\"cubic-bezier(.5, 0, 1, 1)\"},{\"offset\":0.29,\"transform\":\"translate3d(0, 0%, 0)\",\"easing\":\"cubic-bezier(0, 0, .5, 1)\"},{\"offset\":0.45,\"transform\":\"translate3d(0, -239.21542275200002%, 0)\",\"easing\":\"cubic-bezier(.5, 0, 1, 1)\"},{\"offset\":0.61,\"transform\":\"translate3d(0, 0%, 0)\",\"easing\":\"cubic-bezier(0, 0, .5, 1)\"},{\"offset\":0.71,\"transform\":\"translate3d(0, -81.32643817600001%, 0)\",\"easing\":\"cubic-bezier(.5, 0, 1, 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srcSet=\"https:\/\/images.unsplash.com\/photo-1523050854058-8df90110c9f1?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwxMXx8c3R1ZGVudHxlbnwwfHx8fDE3MDIyNjYwMzB8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=2626&amp;h=1751&amp;fit=max 2626w,https:\/\/images.unsplash.com\/photo-1523050854058-8df90110c9f1?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwxMXx8c3R1ZGVudHxlbnwwfHx8fDE3MDIyNjYwMzB8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=2100&amp;h=1400&amp;fit=max 2100w,https:\/\/images.unsplash.com\/photo-1523050854058-8df90110c9f1?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwxMXx8c3R1ZGVudHxlbnwwfHx8fDE3MDIyNjYwMzB8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=1575&amp;h=1050&amp;fit=max 1575w,https:\/\/images.unsplash.com\/photo-1523050854058-8df90110c9f1?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwxMXx8c3R1ZGVudHxlbnwwfHx8fDE3MDIyNjYwMzB8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=1050&amp;h=700&amp;fit=max 1050w,https:\/\/images.unsplash.com\/photo-1523050854058-8df90110c9f1?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwxMXx8c3R1ZGVudHxlbnwwfHx8fDE3MDIyNjYwMzB8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=525&amp;h=350&amp;fit=max 525w,https:\/\/images.unsplash.com\/photo-1523050854058-8df90110c9f1?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwxMXx8c3R1ZGVudHxlbnwwfHx8fDE3MDIyNjYwMzB8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=340&amp;h=227&amp;fit=max 340w\" sizes=\"(min-width: 1024px) 65vh, 144vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:7.44337%;width:77.42718%;height:16.99029%;opacity:1\">\n<div id=\"anim-6d55e89f-3abd-49ef-9b4a-19258bd89cc0\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6269592476489028% 0.6269592476489028% 0.6269592476489028% 0.6269592476489028% \/ 1.9047619047619049% 1.9047619047619049% 1.9047619047619049% 1.9047619047619049%\" id=\"el-71d815a2-2bfb-4143-88ba-27e433f42c4b\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.09698275862068943% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.355987em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Click_on_the_link_below_to_know_more_about_refinancing_student_loans_its_pros_cons_best_companies_to_refinancing_etc\"><\/span><span><span style=\"font-weight: 700\">Click on the link below to know more about refinancing student loans, its pros &amp; cons, best companies to refinancing etc.<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:19.66019%;top:28.47896%;width:58.73786%;height:7.28155%;opacity:1\">\n<div id=\"anim-e1849ace-04b3-44eb-bed7-1a458f105d60\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0, -618.2718%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:10.330578512396695% 10.330578512396695% 10.330578512396695% 10.330578512396695% \/ 55.55555555555556% 55.55555555555556% 55.55555555555556% 55.55555555555556%\" class=\"mask\" id=\"el-639717f2-46f4-4417-b0ed-f0e7a44e5a7c\">\n<div class=\"fill\" style=\"background-color:#a4133c;will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:22.57282%;top:29.61165%;width:52.91262%;height:5.17799%;opacity:1\">\n<div id=\"anim-f7f9c74e-f94c-4e1e-961e-fe7d9c30c63b\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0, -850.69496%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.9174311926605505% 0.9174311926605505% 0.9174311926605505% 0.9174311926605505% \/ 6.25% 6.25% 6.25% 6.25%\" id=\"el-89e88aca-4b0c-42d2-b4b9-e2b28016a659\"><a href=\"https:\/\/www.the-next-tech.com\/finance\/how-to-refinance-student-loans\/\" data-tooltip-icon=\"https:\/\/s3.amazonaws.com\/static.the-next-tech.com\/wp-content\/uploads\/2023\/12\/08124752\/How-To-Refinance-Student-Loans.png\" data-tooltip-text=\"How To Refinance Student Loans (A Complete Guide!)\" target=\"_blank\" rel=\"noreferrer noopener\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0\"><\/p>\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.17416857798165106% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.436893em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"CLICK_HERE\"><\/span><span><span style=\"font-weight: 700; color: #fff\">CLICK HERE..<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><\/amp-story><\/body><\/html><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Refinancing student loans slay off your old loan with a new one, ideally at a lower interest rate and with a lower 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