{"id":75128,"date":"2023-12-12T14:05:37","date_gmt":"2023-12-12T08:35:37","guid":{"rendered":"https:\/\/www.the-next-tech.com\/?post_type=web-story&#038;p=75128"},"modified":"2023-12-12T14:05:43","modified_gmt":"2023-12-12T08:35:43","slug":"eligibility-guide-for-student-loan-refinancing","status":"publish","type":"web-story","link":"https:\/\/www.the-next-tech.com\/web-stories\/eligibility-guide-for-student-loan-refinancing\/","title":{"rendered":"Eligibility Guide For Student Loan Refinancing"},"content":{"rendered":"<p><html amp=\"\" lang=\"en\"><head><meta charSet=\"utf-8\"\/><meta name=\"viewport\" content=\"width=device-width,minimum-scale=1,initial-scale=1\"\/><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0.js\"><\/script><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0\/amp-story-1.0.js\" custom-element=\"amp-story\"><\/script><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0\/amp-video-0.1.js\" custom-element=\"amp-video\"><\/script><link 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1.8691588785046727%\" id=\"el-56c2f327-aa92-4ae4-b19c-859128fefc8c\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.13608870967741934% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.485437em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Requirements_For_Student_Loan_Refinancing\"><\/span><span><span style=\"font-weight: 700; color: #b81d06\">Requirements For Student Loan Refinancing<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"09217794-a37a-4f5c-81a8-cfa9ab8cec14\" auto-advance-after=\"14s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script 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src=\"https:\/\/media.tenor.com\/Aq_XDf3N1k8AAAPo\/credit-score.mp4\"\/><\/amp-video><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.62136%;top:17.31392%;width:74.75728%;height:5.17799%;opacity:1\">\n<div id=\"anim-980e4bf5-ac26-4923-b526-778882cf83c5\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-c28efc32-d7c0-4d43-8e56-048fdcff3219\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-116.88312%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6493506493506493% 0.6493506493506493% 0.6493506493506493% 0.6493506493506493% \/ 6.25% 6.25% 6.25% 6.25%\" id=\"el-6af5286d-aa77-407c-b8bd-4fe65e7f3c66\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.1232751623376621% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.436893em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"A_Strong_Credit_Score\"><\/span><span><span style=\"font-weight: 700; color: #5a189a\">A Strong Credit Score<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.86408%;top:23.94822%;width:75.24272%;height:19.25566%;opacity:1\">\n<div id=\"anim-763507a5-d2f0-48c8-8ade-e2c5f37d7e22\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-b4b529e4-e5b6-4e02-b102-30385459ef84\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(115.80645%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6451612903225806% 0.6451612903225806% 0.6451612903225806% 0.6451612903225806% \/ 1.680672268907563% 1.680672268907563% 1.680672268907563% 1.680672268907563%\" id=\"el-9db747b8-1307-4e5e-a241-73fbcdf2b245\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.0907258064516129% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.323625em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700\">A strong credit score establishes to lenders that you are a responsible borrower. A FICO score above 700 is considered good.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"53093411-25ae-4f6d-942f-25ca93992238\" auto-advance-after=\"14s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-fc73efb5-aeb4-46fa-9622-b337ec595490\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":200,\"duration\":1400,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-200af6f3-b6ad-4d86-86f0-d5ded9beb042\",\"keyframes\":{\"transform\":[\"translate3d(0px, 916.32004%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":200,\"duration\":1400,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-f748c997-1012-491d-8d46-8808396ea290\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":200,\"duration\":1400,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-f202adf2-cf35-4a94-af25-01ff12147bce\",\"keyframes\":{\"transform\":[\"translate3d(0px, 166.15832%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":200,\"duration\":1400,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-8aef3cbe-7b08-42da-aa76-d81d1577e188\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-37cf9412-56ac-402a-ab5b-2e9673987a4d\",\"keyframes\":{\"transform\":[\"translate3d(0px, -99.79903%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#fef9ef\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-f095acb1-30ba-417b-837e-8ef6bff444e0\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:13.59223%;top:61.8123%;width:74.75728%;height:5.17799%;opacity:1\">\n<div id=\"anim-fc73efb5-aeb4-46fa-9622-b337ec595490\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-200af6f3-b6ad-4d86-86f0-d5ded9beb042\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, 916.32004%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-7fbd1613-82c9-4b47-82a2-01797ec4ff47\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.7533482142857143% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.436893em;line-height:1;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Stable_Income\"><\/span><span><span style=\"font-weight: 700; color: #3a566e\">Stable Income<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:68.12298%;width:76.69903%;height:24.75728%;opacity:1\">\n<div id=\"anim-f748c997-1012-491d-8d46-8808396ea290\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-f202adf2-cf35-4a94-af25-01ff12147bce\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, 166.15832%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-021fe174-f3ee-4de4-8362-49d193794a70\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.5956289556962027% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.307443em;line-height:1.37;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700\">Lenders want assurance that you have a stable income to meet your financial obligations, including the refinanced loan. A consistent source of income from reliable source, enhances your eligibility.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:-20.14563%;top:-9.38511%;width:140.53398%;height:62.62136%;opacity:1\">\n<div id=\"anim-8aef3cbe-7b08-42da-aa76-d81d1577e188\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-37cf9412-56ac-402a-ab5b-2e9673987a4d\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, -99.79903%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-a2168cf8-6d4a-4985-93b9-4cc4bb6d3d0c\">\n<div style=\"position:absolute;width:100.25907%;height:100%;left:-0.12953%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/images.unsplash.com\/photo-1518458028785-8fbcd101ebb9?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwxfHxmaXhlZCUyMGluY29tZXxlbnwwfHx8fDE3MDIzNjMxODV8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=5616&amp;h=3744&amp;fit=max\" alt=\"focus photography of person counting dollar banknotes\" srcSet=\"https:\/\/images.unsplash.com\/photo-1518458028785-8fbcd101ebb9?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwxfHxmaXhlZCUyMGluY29tZXxlbnwwfHx8fDE3MDIzNjMxODV8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=5616&amp;h=3744&amp;fit=max 5616w,https:\/\/images.unsplash.com\/photo-1518458028785-8fbcd101ebb9?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwxfHxmaXhlZCUyMGluY29tZXxlbnwwfHx8fDE3MDIzNjMxODV8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=4492&amp;h=2995&amp;fit=max 4492w,https:\/\/images.unsplash.com\/photo-1518458028785-8fbcd101ebb9?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwxfHxmaXhlZCUyMGluY29tZXxlbnwwfHx8fDE3MDIzNjMxODV8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=3369&amp;h=2246&amp;fit=max 3369w,https:\/\/images.unsplash.com\/photo-1518458028785-8fbcd101ebb9?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwxfHxmaXhlZCUyMGluY29tZXxlbnwwfHx8fDE3MDIzNjMxODV8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=2246&amp;h=1497&amp;fit=max 2246w,https:\/\/images.unsplash.com\/photo-1518458028785-8fbcd101ebb9?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwxfHxmaXhlZCUyMGluY29tZXxlbnwwfHx8fDE3MDIzNjMxODV8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=1123&amp;h=749&amp;fit=max 1123w,https:\/\/images.unsplash.com\/photo-1518458028785-8fbcd101ebb9?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwxfHxmaXhlZCUyMGluY29tZXxlbnwwfHx8fDE3MDIzNjMxODV8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=340&amp;h=227&amp;fit=max 340w\" sizes=\"(min-width: 1024px) 63vh, 141vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"3d2e8cab-9da1-40aa-80d0-042669ad8975\" auto-advance-after=\"14s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-d782c1ef-451e-4151-ad41-f83bb7a4e1c9\",\"keyframes\":[{\"transform\":\"scale(1)\",\"offset\":0},{\"transform\":\"scale(1.5)\",\"offset\":0.33},{\"transform\":\"scale(0.95)\",\"offset\":0.66},{\"transform\":\"scale(1)\",\"offset\":1}],\"delay\":0,\"duration\":1450,\"easing\":\"ease-in-out\",\"fill\":\"both\",\"iterations\":1}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-fd72907c-d04f-4cc2-92c4-306b087452d0\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":300,\"duration\":2000,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-af4023ea-1467-48e6-a570-f2d41cd5dac4\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":300,\"duration\":2000,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#252b31\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-8ff8252b-b9c2-4e55-b262-a1ace31a56a1\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:-25%;top:40.7767%;width:150%;height:66.66667%;transform:rotate(90deg);opacity:1\">\n<div id=\"anim-d782c1ef-451e-4151-ad41-f83bb7a4e1c9\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(1)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-c4f57f2c-02ba-4476-9dbb-02767a68770a\">\n<div style=\"position:absolute;width:100.00001%;height:100%;left:0%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/images.unsplash.com\/photo-1521828847175-b6d80fc5a7fd?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwxMXx8aW5jb21lJTIwdG8lMjBkZWJ0JTIwcmF0aW98ZW58MHx8fHwxNzAyMzYzNzE0fDA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=5184&amp;h=3456&amp;fit=max\" alt=\"5 US dollar banknote\" srcSet=\"https:\/\/images.unsplash.com\/photo-1521828847175-b6d80fc5a7fd?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwxMXx8aW5jb21lJTIwdG8lMjBkZWJ0JTIwcmF0aW98ZW58MHx8fHwxNzAyMzYzNzE0fDA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=5184&amp;h=3456&amp;fit=max 5184w,https:\/\/images.unsplash.com\/photo-1521828847175-b6d80fc5a7fd?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwxMXx8aW5jb21lJTIwdG8lMjBkZWJ0JTIwcmF0aW98ZW58MHx8fHwxNzAyMzYzNzE0fDA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=4147&amp;h=2765&amp;fit=max 4147w,https:\/\/images.unsplash.com\/photo-1521828847175-b6d80fc5a7fd?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwxMXx8aW5jb21lJTIwdG8lMjBkZWJ0JTIwcmF0aW98ZW58MHx8fHwxNzAyMzYzNzE0fDA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=3110&amp;h=2073&amp;fit=max 3110w,https:\/\/images.unsplash.com\/photo-1521828847175-b6d80fc5a7fd?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwxMXx8aW5jb21lJTIwdG8lMjBkZWJ0JTIwcmF0aW98ZW58MHx8fHwxNzAyMzYzNzE0fDA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=2073&amp;h=1382&amp;fit=max 2073w,https:\/\/images.unsplash.com\/photo-1521828847175-b6d80fc5a7fd?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwxMXx8aW5jb21lJTIwdG8lMjBkZWJ0JTIwcmF0aW98ZW58MHx8fHwxNzAyMzYzNzE0fDA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=1036&amp;h=691&amp;fit=max 1036w,https:\/\/images.unsplash.com\/photo-1521828847175-b6d80fc5a7fd?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwxMXx8aW5jb21lJTIwdG8lMjBkZWJ0JTIwcmF0aW98ZW58MHx8fHwxNzAyMzYzNzE0fDA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=340&amp;h=227&amp;fit=max 340w\" sizes=\"(min-width: 1024px) 68vh, 150vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.62136%;top:3.23625%;width:75.72816%;height:10.35599%;opacity:1\">\n<div id=\"anim-fd72907c-d04f-4cc2-92c4-306b087452d0\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.641025641025641% 0.641025641025641% 0.641025641025641% 0.641025641025641% \/ 3.125% 3.125% 3.125% 3.125%\" id=\"el-b155a9ae-3260-4bd8-9b97-f9a5a9475846\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.1216947115384613% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.436893em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Decent_Debt-to-Income_Ratio\"><\/span><span><span style=\"font-weight: 700; color: #c8fdff\">Decent Debt-to-Income Ratio<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.86408%;top:15.85761%;width:74.75728%;height:22.00647%;opacity:1\">\n<div id=\"anim-af4023ea-1467-48e6-a570-f2d41cd5dac4\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6493506493506493% 0.6493506493506493% 0.6493506493506493% 0.6493506493506493% \/ 1.4705882352941175% 1.4705882352941175% 1.4705882352941175% 1.4705882352941175%\" id=\"el-38584f2a-a02e-4abd-b285-ba4f9be5f2bb\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.08674918831168843% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.307443em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">It is calculated by dividing your monthly obligation payments by your unacceptable monthly income. A lower DTI suggests you have more room in your budget to accommodate loan payments<\/span><span style=\"color: #fff\">&nbsp;<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"2aed2946-0a52-463a-8f30-e6b3f55d067c\" auto-advance-after=\"14s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-3b6bac1f-fb40-4ba6-8620-99673e69e631\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":200,\"duration\":1400,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-cf02965f-db67-41c5-93c3-047b3e013b89\",\"keyframes\":{\"transform\":[\"translate3d(116.02564%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":200,\"duration\":1400,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-831396e6-d79c-49d9-bbbe-f9eb6db2ee9c\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":200,\"duration\":1400,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-158456d5-b646-4655-9a5f-a456b90bf82b\",\"keyframes\":{\"transform\":[\"translate3d(114.87342%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":200,\"duration\":1400,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-45e03c46-a10e-43c9-a042-d61a2c896c89\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-1272a81d-b6e6-49f3-bb8d-bb383cc9c46e\",\"keyframes\":{\"transform\":[\"translate3d(-84.46281%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#fef9ef\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-4f548f06-44f8-49e3-84c3-e55b3e08670f\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:12.13592%;top:58.89968%;width:75.72816%;height:9.38511%;opacity:1\">\n<div id=\"anim-3b6bac1f-fb40-4ba6-8620-99673e69e631\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-cf02965f-db67-41c5-93c3-047b3e013b89\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(116.02564%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-d19b4f13-814e-4049-a4f0-8046e846ab39\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.7436899038461539% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.436893em;line-height:1;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Minimum_Refinancing_Amount\"><\/span><span><span style=\"font-weight: 700; color: #3a566e\">Minimum Refinancing Amount<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.8932%;top:70.06472%;width:76.69903%;height:20.38835%;opacity:1\">\n<div id=\"anim-831396e6-d79c-49d9-bbbe-f9eb6db2ee9c\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-158456d5-b646-4655-9a5f-a456b90bf82b\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(114.87342%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-7fff17b2-c04b-4bf2-bec4-2cf2b5b68bf4\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.5956289556962027% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.307443em;line-height:1.37;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700\">Lenders often have minimum and maximum loan amounts for refinancing. Secure that the amount you wish to refinance stumbles within the lender\u2019s acceptable range.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:-22.81553%;top:-9.38511%;width:146.84466%;height:62.62136%;opacity:1\">\n<div id=\"anim-45e03c46-a10e-43c9-a042-d61a2c896c89\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-1272a81d-b6e6-49f3-bb8d-bb383cc9c46e\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-84.46281%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-d1d678e7-9a19-4e43-af42-4ad7ff5a00dc\">\n<div style=\"position:absolute;width:100%;height:104.2205%;left:0%;top:-2.11025%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/images.unsplash.com\/photo-1553729459-efe14ef6055d?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw4fHxmaW5hbmNpbmd8ZW58MHx8fHwxNzAyMzY0NTM0fDA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=5616&amp;h=3744&amp;fit=max\" alt=\"fan of 100 U.S. dollar banknotes\" srcSet=\"https:\/\/images.unsplash.com\/photo-1553729459-efe14ef6055d?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw4fHxmaW5hbmNpbmd8ZW58MHx8fHwxNzAyMzY0NTM0fDA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=5616&amp;h=3744&amp;fit=max 5616w,https:\/\/images.unsplash.com\/photo-1553729459-efe14ef6055d?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw4fHxmaW5hbmNpbmd8ZW58MHx8fHwxNzAyMzY0NTM0fDA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=4492&amp;h=2995&amp;fit=max 4492w,https:\/\/images.unsplash.com\/photo-1553729459-efe14ef6055d?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw4fHxmaW5hbmNpbmd8ZW58MHx8fHwxNzAyMzY0NTM0fDA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=3369&amp;h=2246&amp;fit=max 3369w,https:\/\/images.unsplash.com\/photo-1553729459-efe14ef6055d?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw4fHxmaW5hbmNpbmd8ZW58MHx8fHwxNzAyMzY0NTM0fDA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=2246&amp;h=1497&amp;fit=max 2246w,https:\/\/images.unsplash.com\/photo-1553729459-efe14ef6055d?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw4fHxmaW5hbmNpbmd8ZW58MHx8fHwxNzAyMzY0NTM0fDA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=1123&amp;h=749&amp;fit=max 1123w,https:\/\/images.unsplash.com\/photo-1553729459-efe14ef6055d?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw4fHxmaW5hbmNpbmd8ZW58MHx8fHwxNzAyMzY0NTM0fDA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=340&amp;h=227&amp;fit=max 340w\" sizes=\"(min-width: 1024px) 66vh, 147vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"e2867c08-1f52-481e-a40a-c269b65b7f86\" auto-advance-after=\"14s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-4d8200be-8985-418a-a8c2-9ad8878a6a99\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":300,\"duration\":2000,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-1f159466-b827-40c9-b775-6313d539c6aa\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":300,\"duration\":2000,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#a7cbcd\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-10d98885-2282-422b-af36-1a9a4e09c16d\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:12.13592%;top:58.09061%;width:76.69903%;height:51.13269%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-64dc1f8b-9c0f-44b0-ad2b-20912e551e8f\">\n<div style=\"position:absolute;width:100.00001%;height:100%;left:0%;top:0%\" data-leaf-element=\"true\"><amp-video id=\"el-64dc1f8b-9c0f-44b0-ad2b-20912e551e8f-media\" autoplay=\"autoplay\" loop=\"loop\" noaudio=\"noaudio\" poster=\"https:\/\/media.tenor.com\/4sODobgZfeoAAAAe\/congratulations-congrats.png\" layout=\"fill\" alt=\"Congratulations Congrats GIF\"><source type=\"video\/mp4\" src=\"https:\/\/media.tenor.com\/4sODobgZfeoAAAPo\/congratulations-congrats.mp4\"\/><\/amp-video><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.62136%;top:16.82848%;width:75.72816%;height:5.17799%;opacity:1\">\n<div id=\"anim-4d8200be-8985-418a-a8c2-9ad8878a6a99\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.641025641025641% 0.641025641025641% 0.641025641025641% 0.641025641025641% \/ 6.25% 6.25% 6.25% 6.25%\" id=\"el-4f0f7984-18a6-4776-935e-3aeeeb2534b8\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.1216947115384613% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.436893em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"A_Degree\"><\/span><span><span style=\"font-weight: 700; color: #a4133c\">A Degree<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.8932%;top:23.94822%;width:77.18447%;height:22.00647%;opacity:1\">\n<div id=\"anim-1f159466-b827-40c9-b775-6313d539c6aa\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.628930817610063% 0.628930817610063% 0.628930817610063% 0.628930817610063% \/ 1.4705882352941175% 1.4705882352941175% 1.4705882352941175% 1.4705882352941175%\" id=\"el-ad01ef77-afe9-4400-8c90-199f204b4604\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.08402122641509445% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.307443em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700\">Many lenders require borrowers to have successfully finished a degree from an accredited institution. This requirement indicates a dedication to education and implies a greater chance of future financial success.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"1131c749-14e9-4f32-b121-3a9d64483f0d\" auto-advance-after=\"14s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-8341595c-96a1-4fae-839c-cccb0dfd04c4\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":200,\"duration\":1400,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-8f44cfa7-aa0b-4bd3-bda9-dd765020e1cb\",\"keyframes\":{\"transform\":[\"translate3d(0px, -488.19465%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":200,\"duration\":1400,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-a4610d05-f353-4632-9e71-3cd75b9ef315\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":200,\"duration\":1400,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-af67e475-c214-43d5-adbb-0a1d690a0943\",\"keyframes\":{\"transform\":[\"translate3d(0px, -224.22722%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":200,\"duration\":1400,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-c0e47692-f1ae-4d99-b255-40fff3eb1797\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-81d48ec7-8658-4024-b19f-2ca3294ee540\",\"keyframes\":{\"transform\":[\"translate3d(-72.60869%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#fef9ef\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-7d5aa0e1-4419-43a7-906f-0f0d17d2f4ca\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:10.84142%;width:77.18447%;height:5.17799%;opacity:1\">\n<div id=\"anim-8341595c-96a1-4fae-839c-cccb0dfd04c4\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-8f44cfa7-aa0b-4bd3-bda9-dd765020e1cb\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, -488.19465%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-08f15078-18c3-4bb7-83b6-99cfb90c92df\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.7296580188679246% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.436893em;line-height:1;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"A_Co-signer\"><\/span><span><span style=\"font-weight: 700; color: #3a566e\">A Co-signer<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.8932%;top:17.47573%;width:76.45631%;height:21.52104%;opacity:1\">\n<div id=\"anim-a4610d05-f353-4632-9e71-3cd75b9ef315\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-af67e475-c214-43d5-adbb-0a1d690a0943\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, -224.22722%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-7260c983-6947-40cf-b99a-3dce543a5a22\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.6289682539682543% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.323625em;line-height:1.37;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700\">If your credit history or financial situation is less than ideal. Having a co-signer with a strong credit profile can completely improve your chances of approval.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:-61.16505%;top:49.83819%;width:223.30097%;height:61.65049%;opacity:1\">\n<div id=\"anim-c0e47692-f1ae-4d99-b255-40fff3eb1797\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-81d48ec7-8658-4024-b19f-2ca3294ee540\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-72.60869%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-67603285-57ba-4062-af0d-00e6241258fb\">\n<div style=\"position:absolute;width:100.11504%;height:100%;left:-0.05752%;top:0%\" 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class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#fef9ef\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-57008e93-084b-4cad-bd7b-0fa9b79e84b7\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:12.13592%;top:65.85761%;width:75.97087%;height:4.85437%;opacity:1\">\n<div id=\"anim-badc8c46-6b73-4612-8d1a-95e85533afda\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-30362a60-848c-49bf-afa9-179b656c8235\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.7138578274760383% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.420712em;line-height:1;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Paperwork\"><\/span><span><span style=\"font-weight: 700; color: #3a566e\">Paperwork<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.13592%;top:72.49191%;width:75.72816%;height:16.34304%;opacity:1\">\n<div id=\"anim-13eb1442-9ce7-45c6-8f55-0286c81aa66f\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-69681306-82c2-473a-9b7a-cf18ab96f47b\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.6032652243589745% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.307443em;line-height:1.37;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700\">Be ready to provide confirmation such as proof of income, employment verification, and details of your existing student loans.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:-25.24272%;top:-9.2233%;width:150.97087%;height:67.1521%;opacity:1\">\n<div id=\"anim-68c172a8-108c-458b-b12c-1f3765cad16d\" class=\"animation-wrapper\" 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