{"id":75213,"date":"2023-12-15T15:44:01","date_gmt":"2023-12-15T10:14:01","guid":{"rendered":"https:\/\/www.the-next-tech.com\/?post_type=web-story&#038;p=75213"},"modified":"2023-12-15T15:44:06","modified_gmt":"2023-12-15T10:14:06","slug":"benefits-of-refinancing-student-loans","status":"publish","type":"web-story","link":"https:\/\/www.the-next-tech.com\/web-stories\/benefits-of-refinancing-student-loans\/","title":{"rendered":"Benefits Of Refinancing Student Loans"},"content":{"rendered":"<p><html amp=\"\" lang=\"en\"><head><meta charSet=\"utf-8\"\/><meta name=\"viewport\" content=\"width=device-width,minimum-scale=1,initial-scale=1\"\/><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0.js\"><\/script><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0\/amp-story-1.0.js\" custom-element=\"amp-story\"><\/script><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0\/amp-video-0.1.js\" custom-element=\"amp-video\"><\/script><link 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class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:-9.46602%;top:-9.2233%;width:119.90291%;height:119.7411%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-9b84e824-33a9-4069-a17d-507b9fdc767a\">\n<div style=\"position:absolute;width:100%;height:100.13513%;left:0%;top:-0.06757%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/images.unsplash.com\/photo-1491975474562-1f4e30bc9468?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw0fHxlZHVjYXRpb24lMjBsb2Fuc3xlbnwwfHx8fDE3MDI2MjQzMjR8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=4000&amp;h=6000&amp;fit=max\" alt=\"girl wearing grey long-sleeved shirt using MacBook Pro on brown wooden table\" 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1600w,https:\/\/images.unsplash.com\/photo-1491975474562-1f4e30bc9468?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw0fHxlZHVjYXRpb24lMjBsb2Fuc3xlbnwwfHx8fDE3MDI2MjQzMjR8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=800&amp;h=1200&amp;fit=max 800w,https:\/\/images.unsplash.com\/photo-1491975474562-1f4e30bc9468?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw0fHxlZHVjYXRpb24lMjBsb2Fuc3xlbnwwfHx8fDE3MDI2MjQzMjR8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=340&amp;h=510&amp;fit=max 340w\" sizes=\"(min-width: 1024px) 54vh, 120vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.37864%;top:77.50809%;width:76.45631%;height:22.65372%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-7bf51c89-64e9-42bc-8ed3-b5acf41f2ac2\">\n<div class=\"fill\" style=\"background-color:rgba(0,0,0,0.65);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:16.99029%;top:80.2589%;width:66.01942%;height:17.31392%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.7352941176470588% 0.7352941176470588% 0.7352941176470588% 0.7352941176470588% \/ 1.8691588785046727% 1.8691588785046727% 1.8691588785046727% 1.8691588785046727%\" id=\"el-ddad4a8c-5f7e-4afd-9e94-6ddfe9d7ec97\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.15510110294117646% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.485437em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"How_Refinancing_Student_Loans_Saves_Money\"><\/span><span><span style=\"font-weight: 700; color: #ffffb7\">How Refinancing Student Loans Saves Money?<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"7eea8e4a-1305-4fa8-a873-f920f0ae68e2\" auto-advance-after=\"14s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-7cff41c1-ebcd-4921-bf31-1011c10ccfe6\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(.3,0,.55,1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-073433c1-55ae-41a3-9133-c59432747763\",\"keyframes\":{\"transform\":[\"scale(0.3333333333333333)\",\"scale(1)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(.3,0,.55,1)\",\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script 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id=\"el-225b87fb-f393-499f-b0b6-5bc1b44bd4c5\">\n<div style=\"position:absolute;width:100.30516%;height:100%;left:-0.15258%;top:0%\" data-leaf-element=\"true\"><amp-video id=\"el-225b87fb-f393-499f-b0b6-5bc1b44bd4c5-media\" autoplay=\"autoplay\" loop=\"loop\" noaudio=\"noaudio\" poster=\"https:\/\/media.tenor.com\/VgMCLsMYxhQAAAAe\/loan.png\" layout=\"fill\" alt=\"Loan GIF\"><source type=\"video\/mp4\" src=\"https:\/\/media.tenor.com\/VgMCLsMYxhQAAAPo\/loan.mp4\"\/><\/amp-video><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:13.1068%;top:15.37217%;width:75.24272%;height:5.17799%;opacity:1\">\n<div id=\"anim-6940af98-a7bb-4b10-b80d-feb01e76feb1\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-96563d2f-d8da-48d2-a554-720e358d626b\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-117.41936%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6451612903225806% 0.6451612903225806% 0.6451612903225806% 0.6451612903225806% \/ 6.25% 6.25% 6.25% 6.25%\" id=\"el-df208729-0cdc-4104-82af-37a6d824e320\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.1224798387096772% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.436893em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Lower_Interest_Rates\"><\/span><span><span style=\"font-weight: 700; color: #a4133c\">Lower Interest Rates<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:13.59223%;top:22.3301%;width:74.27184%;height:15.37217%;opacity:1\">\n<div id=\"anim-3b2ec1de-ec3c-4622-bd44-ffc2c136e15a\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-56a01a35-d25a-4c05-a60a-f012e2c7d147\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(116.33988%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6535947712418301% 0.6535947712418301% 0.6535947712418301% 0.6535947712418301% \/ 2.1052631578947367% 2.1052631578947367% 2.1052631578947367% 2.1052631578947367%\" id=\"el-a244dcd6-ab2d-41aa-8da9-b24c222c4a49\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.09191176470588235% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.323625em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700\">If interest rates have decreased since you initially took out your student loans or if your creditworthiness has improved.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"64b0a5d2-3ea7-45b2-8043-20ae709d1a8e\" auto-advance-after=\"14s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-0e86f370-279c-4973-8eaa-ad8d0c8b9ef2\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script 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on white surface\" srcSet=\"https:\/\/images.unsplash.com\/photo-1613243555988-441166d4d6fd?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwxN3x8cGF5bWVudHN8ZW58MHx8fHwxNzAyNjI5MTkzfDA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=3999&amp;h=2666&amp;fit=max 3999w,https:\/\/images.unsplash.com\/photo-1613243555988-441166d4d6fd?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwxN3x8cGF5bWVudHN8ZW58MHx8fHwxNzAyNjI5MTkzfDA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=3199&amp;h=2133&amp;fit=max 3199w,https:\/\/images.unsplash.com\/photo-1613243555988-441166d4d6fd?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwxN3x8cGF5bWVudHN8ZW58MHx8fHwxNzAyNjI5MTkzfDA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=2399&amp;h=1599&amp;fit=max 2399w,https:\/\/images.unsplash.com\/photo-1613243555988-441166d4d6fd?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwxN3x8cGF5bWVudHN8ZW58MHx8fHwxNzAyNjI5MTkzfDA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=1599&amp;h=1066&amp;fit=max 1599w,https:\/\/images.unsplash.com\/photo-1613243555988-441166d4d6fd?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwxN3x8cGF5bWVudHN8ZW58MHx8fHwxNzAyNjI5MTkzfDA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=799&amp;h=533&amp;fit=max 799w,https:\/\/images.unsplash.com\/photo-1613243555988-441166d4d6fd?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwxN3x8cGF5bWVudHN8ZW58MHx8fHwxNzAyNjI5MTkzfDA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=340&amp;h=227&amp;fit=max 340w\" sizes=\"(min-width: 1024px) 67vh, 149vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:13.34951%;top:9.70874%;width:75%;height:10.19417%;opacity:1\">\n<div id=\"anim-0e86f370-279c-4973-8eaa-ad8d0c8b9ef2\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-bb880cb1-d9ae-4be0-b62b-3f58fa2818ef\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, -286.06713%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6472491909385114% 0.6472491909385114% 0.6472491909385114% 0.6472491909385114% \/ 3.1746031746031744% 3.1746031746031744% 3.1746031746031744% 3.1746031746031744%\" id=\"el-d85eaf56-18ff-4c26-bfbe-a870bef04a73\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.12287621359223279% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.436893em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Reduced_Monthly_Payment\"><\/span><span><span style=\"font-weight: 700; color: #ed5725\">Reduced Monthly Payment<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:13.34951%;top:21.68285%;width:75%;height:15.37217%;opacity:1\">\n<div id=\"anim-4a7e0f39-8b43-4de3-8fb6-8ba471124fb4\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6472491909385114% 0.6472491909385114% 0.6472491909385114% 0.6472491909385114% \/ 2.1052631578947367% 2.1052631578947367% 2.1052631578947367% 2.1052631578947367%\" id=\"el-3710403a-d230-4bb9-abca-ba6084c242c7\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.09101941747572816% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.323625em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700\">Refinancing can potentially lead to lower monthly payments, making it easier for borrowers to manage their finances.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"61ce4aa4-2bcd-439b-a0f3-a61585e70c7d\" auto-advance-after=\"14s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-5de26d8c-5108-41dd-9f7e-b8fcac273e6e\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":200,\"duration\":1400,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-04a3208d-4282-4b7e-a9cb-174d0a33e853\",\"keyframes\":{\"transform\":[\"translate3d(0px, 885.07008%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":200,\"duration\":1400,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-084b9e14-c06a-43ef-8f3b-c09e3d0ab1c8\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":200,\"duration\":1400,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-9bade28c-2994-4b0c-8a11-1a85d819ebb8\",\"keyframes\":{\"transform\":[\"translate3d(0px, 228.78309%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":200,\"duration\":1400,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-8393547a-13fb-452d-a976-c842d81d0bbf\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-4159b486-e066-45a6-9379-2127e15673ae\",\"keyframes\":{\"transform\":[\"translate3d(0px, -100.05487%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#fef9ef\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-e6c94646-3ff2-4c24-bd49-feb0d0f8392e\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:12.86408%;top:63.43042%;width:75%;height:5.17799%;opacity:1\">\n<div id=\"anim-5de26d8c-5108-41dd-9f7e-b8fcac273e6e\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-04a3208d-4282-4b7e-a9cb-174d0a33e853\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, 885.07008%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-d7b8582e-15aa-47d6-869b-d62a08bd956b\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.7509101941747574% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.436893em;line-height:1;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Consolidation_of_Loan\"><\/span><span><span style=\"font-weight: 700; color: #3a566e\">Consolidation of Loan<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.8932%;top:70.38835%;width:75.97087%;height:16.99029%;opacity:1\">\n<div id=\"anim-084b9e14-c06a-43ef-8f3b-c09e3d0ab1c8\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-9bade28c-2994-4b0c-8a11-1a85d819ebb8\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, 228.78309%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-167cfef7-2007-4ba4-82b4-e0a3771a88ee\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.6329872204472847% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.323625em;line-height:1.37;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700\">This simplifies the repayment process by having only one monthly payment and can make it easier to keep track of finances.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:-23.54369%;top:-9.2233%;width:147.08738%;height:65.53398%;opacity:1\">\n<div id=\"anim-8393547a-13fb-452d-a976-c842d81d0bbf\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-4159b486-e066-45a6-9379-2127e15673ae\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, -100.05487%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-8bdc7268-8586-4f4b-8123-c1c1d11a6553\">\n<div style=\"position:absolute;width:100.24752%;height:100%;left:-0.12376%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/images.unsplash.com\/photo-1541339907198-e08756dedf3f?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwyMnx8c3R1ZGVudHN8ZW58MHx8fHwxNzAyNjEzMzk1fDA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=6720&amp;h=4480&amp;fit=max\" alt=\"people throwing hats on air\" srcSet=\"https:\/\/images.unsplash.com\/photo-1541339907198-e08756dedf3f?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwyMnx8c3R1ZGVudHN8ZW58MHx8fHwxNzAyNjEzMzk1fDA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=6720&amp;h=4480&amp;fit=max 6720w,https:\/\/images.unsplash.com\/photo-1541339907198-e08756dedf3f?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwyMnx8c3R1ZGVudHN8ZW58MHx8fHwxNzAyNjEzMzk1fDA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=5376&amp;h=3584&amp;fit=max 5376w,https:\/\/images.unsplash.com\/photo-1541339907198-e08756dedf3f?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwyMnx8c3R1ZGVudHN8ZW58MHx8fHwxNzAyNjEzMzk1fDA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=4032&amp;h=2688&amp;fit=max 4032w,https:\/\/images.unsplash.com\/photo-1541339907198-e08756dedf3f?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwyMnx8c3R1ZGVudHN8ZW58MHx8fHwxNzAyNjEzMzk1fDA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=2688&amp;h=1792&amp;fit=max 2688w,https:\/\/images.unsplash.com\/photo-1541339907198-e08756dedf3f?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwyMnx8c3R1ZGVudHN8ZW58MHx8fHwxNzAyNjEzMzk1fDA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=1344&amp;h=896&amp;fit=max 1344w,https:\/\/images.unsplash.com\/photo-1541339907198-e08756dedf3f?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwyMnx8c3R1ZGVudHN8ZW58MHx8fHwxNzAyNjEzMzk1fDA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=340&amp;h=227&amp;fit=max 340w\" sizes=\"(min-width: 1024px) 66vh, 147vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"c0acd01d-7653-4c2f-80ee-f906e46634d7\" auto-advance-after=\"14s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-ab4b5274-8cc2-4236-9e87-302a464d3910\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-e7cf7324-7b45-47bd-b3f6-ee57528d13b7\",\"keyframes\":{\"transform\":[\"translate3d(-117.53247%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-bcb62be3-ae39-4334-b164-2aca72aea521\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-46f5a0ef-1de9-41a1-b0ed-a7b07dd96250\",\"keyframes\":{\"transform\":[\"translate3d(-117.79935%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#192a58\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-bce5bc81-3ff8-48e9-9e7d-a5bf72a46dde\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0.24272%;top:42.71845%;width:100%;height:66.66667%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-8cbae178-7593-48fd-9852-944908fe819c\">\n<div style=\"position:absolute;width:100%;height:100%;left:0%;top:0%\" data-leaf-element=\"true\"><amp-video id=\"el-8cbae178-7593-48fd-9852-944908fe819c-media\" autoplay=\"autoplay\" loop=\"loop\" noaudio=\"noaudio\" poster=\"https:\/\/media.tenor.com\/FsvqMx2diiwAAAAe\/best-gone.png\" layout=\"fill\" alt=\"Best Gone GIF\"><source type=\"video\/mp4\" src=\"https:\/\/media.tenor.com\/FsvqMx2diiwAAAPo\/best-gone.mp4\"\/><\/amp-video><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:13.1068%;top:4.04531%;width:74.75728%;height:9.54693%;opacity:1\">\n<div id=\"anim-ab4b5274-8cc2-4236-9e87-302a464d3910\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-e7cf7324-7b45-47bd-b3f6-ee57528d13b7\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-117.53247%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6493506493506493% 0.6493506493506493% 0.6493506493506493% 0.6493506493506493% \/ 3.389830508474576% 3.389830508474576% 3.389830508474576% 3.389830508474576%\" id=\"el-8d717af8-6ba1-4f33-b136-63297c86e777\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.11414366883116883% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.404531em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Change_in_Repayment_Term\"><\/span><span><span style=\"font-weight: 700; color: #ffffb7\">Change in Repayment Term<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:13.34951%;top:15.21036%;width:75%;height:15.37217%;opacity:1\">\n<div id=\"anim-bcb62be3-ae39-4334-b164-2aca72aea521\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-46f5a0ef-1de9-41a1-b0ed-a7b07dd96250\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-117.79935%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6472491909385114% 0.6472491909385114% 0.6472491909385114% 0.6472491909385114% \/ 2.1052631578947367% 2.1052631578947367% 2.1052631578947367% 2.1052631578947367%\" id=\"el-0597909c-4aad-44cf-b3ed-08e4a8283461\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.09101941747572816% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.323625em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">Most private lenders offer repayment terms so borrowers can make payments to settle their debt with peace of mind.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"bb8503ed-4255-49c0-bc7e-8922a0bb5047\" auto-advance-after=\"14s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-5c424c20-272f-4274-872f-5303160c114d\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-d93d7d14-1a5b-4e91-8bd6-4291c405cbb2\",\"keyframes\":{\"transform\":[\"translate3d(-55.41401%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-8e9008fc-9467-4d25-9ff5-64f5ea0d8c22\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-9b6ae71c-9b31-488b-852c-1426a16a8047\",\"keyframes\":{\"transform\":[\"translate3d(-138.70969%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-14aa7063-f839-4984-994c-cceb53f910ce\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-33b4da16-acb4-4b08-aa31-b995de408c7e\",\"keyframes\":{\"transform\":[\"translate3d(-124.74228%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":1500,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#131516\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-e4e89f21-d960-4ef5-8693-235481a4891f\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:-118.93204%;top:-9.06149%;width:266.74757%;height:118.28479%;opacity:1\">\n<div id=\"anim-5c424c20-272f-4274-872f-5303160c114d\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-d93d7d14-1a5b-4e91-8bd6-4291c405cbb2\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-55.41401%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-cec9f3c7-c280-4ddb-9dea-0801c09eee90\">\n<div style=\"position:absolute;width:100%;height:100.228%;left:0%;top:-0.114%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/images.unsplash.com\/photo-1625225233840-695456021cde?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwyOXx8bG9hbiUyMGNvbXBhbmllc3xlbnwwfHx8fDE3MDI2MzA2MTl8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=6000&amp;h=4000&amp;fit=max\" alt=\"black calculator beside black pen on white printer paper\" srcSet=\"https:\/\/images.unsplash.com\/photo-1625225233840-695456021cde?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwyOXx8bG9hbiUyMGNvbXBhbmllc3xlbnwwfHx8fDE3MDI2MzA2MTl8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=6000&amp;h=4000&amp;fit=max 6000w,https:\/\/images.unsplash.com\/photo-1625225233840-695456021cde?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwyOXx8bG9hbiUyMGNvbXBhbmllc3xlbnwwfHx8fDE3MDI2MzA2MTl8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=4800&amp;h=3200&amp;fit=max 4800w,https:\/\/images.unsplash.com\/photo-1625225233840-695456021cde?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwyOXx8bG9hbiUyMGNvbXBhbmllc3xlbnwwfHx8fDE3MDI2MzA2MTl8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=3600&amp;h=2400&amp;fit=max 3600w,https:\/\/images.unsplash.com\/photo-1625225233840-695456021cde?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwyOXx8bG9hbiUyMGNvbXBhbmllc3xlbnwwfHx8fDE3MDI2MzA2MTl8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=2400&amp;h=1600&amp;fit=max 2400w,https:\/\/images.unsplash.com\/photo-1625225233840-695456021cde?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwyOXx8bG9hbiUyMGNvbXBhbmllc3xlbnwwfHx8fDE3MDI2MzA2MTl8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=1200&amp;h=800&amp;fit=max 1200w,https:\/\/images.unsplash.com\/photo-1625225233840-695456021cde?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwyOXx8bG9hbiUyMGNvbXBhbmllc3xlbnwwfHx8fDE3MDI2MzA2MTl8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=340&amp;h=227&amp;fit=max 340w\" sizes=\"(min-width: 1024px) 120vh, 267vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:14.56311%;top:12.13592%;width:37.62136%;height:15.53398%;opacity:1\">\n<div id=\"anim-8e9008fc-9467-4d25-9ff5-64f5ea0d8c22\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-9b6ae71c-9b31-488b-852c-1426a16a8047\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-138.70969%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:1.2903225806451613% 1.2903225806451613% 1.2903225806451613% 1.2903225806451613% \/ 2.083333333333333% 2.083333333333333% 2.083333333333333% 2.083333333333333%\" id=\"el-754633ca-f893-4748-848c-42a046595969\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.2449596774193544% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.436893em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Access_to_Different_Lender\"><\/span><span><span style=\"font-weight: 700; color: #a4133c\">Access to Different Lender<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:29.12621%;width:47.08738%;height:31.06796%;opacity:1\">\n<div id=\"anim-14aa7063-f839-4984-994c-cceb53f910ce\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-33b4da16-acb4-4b08-aa31-b995de408c7e\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-124.74228%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:1.0309278350515463% 1.0309278350515463% 1.0309278350515463% 1.0309278350515463% \/ 1.0416666666666665% 1.0416666666666665% 1.0416666666666665% 1.0416666666666665%\" id=\"el-06c419cc-59c8-463e-8564-7a0b825e92cc\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.14497422680412372% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.323625em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700\">When you think of refinancing you have the opportunity to switch lenders and compare who provides lower interest rate refinancing solutions.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"5384c3fa-b4a2-434d-bb66-1ed630515e63\" auto-advance-after=\"14s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-57e4714f-37c4-403d-b266-5ce348939aa8\",\"keyframes\":[{\"transform\":\"scale(1)\",\"offset\":0},{\"transform\":\"scale(1.5)\",\"offset\":0.33},{\"transform\":\"scale(0.95)\",\"offset\":0.66},{\"transform\":\"scale(1)\",\"offset\":1}],\"delay\":0,\"duration\":1450,\"easing\":\"ease-in-out\",\"fill\":\"both\",\"iterations\":1}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-cd296837-66b3-40ac-8fa6-4ba847f54f89\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":300,\"duration\":2000,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-6ee79f52-8424-4b43-a129-a58bf0cdb078\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":300,\"duration\":2000,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-c1cc8665-a021-4154-bdbb-636feff33fc7\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":300,\"duration\":2000,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#131516\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-6faa994e-c163-4baa-8378-54c7a7991706\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:-39.80583%;top:13.43042%;width:179.61165%;height:74.59547%;transform:rotate(270deg);opacity:1\">\n<div id=\"anim-57e4714f-37c4-403d-b266-5ce348939aa8\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(1)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-c2c77df0-0df7-4930-a614-0d3c82f8028f\">\n<div style=\"position:absolute;width:100%;height:100.32538%;left:0%;top:-0.16269%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/images.unsplash.com\/photo-1515606378517-3451a4fa2e12?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw5fHxtb25leSUyMGxlbmRlcnxlbnwwfHx8fDE3MDI2MzEwMTl8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=5472&amp;h=3420&amp;fit=max\" alt=\"closeup photo of 100 US dollar banknotes\" srcSet=\"https:\/\/images.unsplash.com\/photo-1515606378517-3451a4fa2e12?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw5fHxtb25leSUyMGxlbmRlcnxlbnwwfHx8fDE3MDI2MzEwMTl8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=5472&amp;h=3420&amp;fit=max 5472w,https:\/\/images.unsplash.com\/photo-1515606378517-3451a4fa2e12?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw5fHxtb25leSUyMGxlbmRlcnxlbnwwfHx8fDE3MDI2MzEwMTl8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=4377&amp;h=2736&amp;fit=max 4377w,https:\/\/images.unsplash.com\/photo-1515606378517-3451a4fa2e12?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw5fHxtb25leSUyMGxlbmRlcnxlbnwwfHx8fDE3MDI2MzEwMTl8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=3283&amp;h=2052&amp;fit=max 3283w,https:\/\/images.unsplash.com\/photo-1515606378517-3451a4fa2e12?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw5fHxtb25leSUyMGxlbmRlcnxlbnwwfHx8fDE3MDI2MzEwMTl8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=2188&amp;h=1368&amp;fit=max 2188w,https:\/\/images.unsplash.com\/photo-1515606378517-3451a4fa2e12?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw5fHxtb25leSUyMGxlbmRlcnxlbnwwfHx8fDE3MDI2MzEwMTl8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=1094&amp;h=684&amp;fit=max 1094w,https:\/\/images.unsplash.com\/photo-1515606378517-3451a4fa2e12?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw5fHxtb25leSUyMGxlbmRlcnxlbnwwfHx8fDE3MDI2MzEwMTl8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=340&amp;h=213&amp;fit=max 340w\" sizes=\"(min-width: 1024px) 81vh, 180vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.8932%;top:71.0356%;width:76.45631%;height:28.80259%;opacity:1\">\n<div id=\"anim-cd296837-66b3-40ac-8fa6-4ba847f54f89\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-b1425c3c-4d54-46ed-9f23-69b3f918ba73\">\n<div class=\"fill\" style=\"background-color:rgba(0,0,0,0.65);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:14.56311%;top:73.94822%;width:70.63107%;height:5.17799%;opacity:1\">\n<div id=\"anim-6ee79f52-8424-4b43-a129-a58bf0cdb078\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6872852233676976% 0.6872852233676976% 0.6872852233676976% 0.6872852233676976% \/ 6.25% 6.25% 6.25% 6.25%\" id=\"el-32c5b17e-9af9-4cf6-82bd-a486d81ecbe9\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.1304768041237111% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.436893em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Release_of_Cosigner\"><\/span><span><span style=\"font-weight: 700; color: #c8fdff\">Release of Cosigner<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:15.7767%;top:80.74434%;width:68.93204%;height:15.37217%;opacity:1\">\n<div id=\"anim-c1cc8665-a021-4154-bdbb-636feff33fc7\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.7042253521126761% 0.7042253521126761% 0.7042253521126761% 0.7042253521126761% \/ 2.1052631578947367% 2.1052631578947367% 2.1052631578947367% 2.1052631578947367%\" id=\"el-30e41d3c-6fe5-4575-844f-4afbb8b1c142\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.09903169014084506% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.323625em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">If you initially needed a cosigner for your student loans, refinancing may allow you to release the cosigner.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"4292913f-b1c4-4178-a02e-b5d112a077b3\" auto-advance-after=\"14s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-52f6eb40-8847-4340-bf3f-3e4319c34bec\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script 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572w,https:\/\/images.unsplash.com\/photo-1591218214141-45545921d2d9?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwxNnx8ZWR1Y2F0aW9uJTIwbG9hbnxlbnwwfHx8fDE3MDI2MzE4NjN8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=340&amp;h=227&amp;fit=max 340w\" sizes=\"(min-width: 1024px) 70vh, 156vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.62136%;top:8.89968%;width:75.97087%;height:10.19417%;opacity:1\">\n<div id=\"anim-0848a1f6-a54f-4d0e-bbbd-61c0eaa487ac\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-85a0f00a-86da-422f-9341-68c4763b562c\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(115.01598%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6389776357827476% 0.6389776357827476% 0.6389776357827476% 0.6389776357827476% \/ 3.1746031746031744% 3.1746031746031744% 3.1746031746031744% 3.1746031746031744%\" id=\"el-dcabece7-73bc-4d2f-9878-33055b2cb6d7\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.12130591054313077% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.436893em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span class=\"ez-toc-section\" id=\"Improve_Financial_Situation\"><\/span><span><span style=\"font-weight: 700; color: #a4133c\">Improve Financial Situation<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.62136%;top:21.35922%;width:75.72816%;height:22.16828%;opacity:1\">\n<div id=\"anim-0a509a41-17ee-43fc-a8de-85f1e73526fd\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-4486c36d-cf95-4bf3-8785-1ebcc60fa693\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(115.38461%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.641025641025641% 0.641025641025641% 0.641025641025641% 0.641025641025641% \/ 1.4598540145985401% 1.4598540145985401% 1.4598540145985401% 1.4598540145985401%\" id=\"el-650426ad-61e4-4499-8a11-1384b96058da\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.08563701923076934% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.307443em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700\">Refinancing student loans can improve your financial situation by allowing you to pay your debts in a peaceful manner. You can expect to pay your debt from five years to fifteen years or more.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><\/amp-story><\/body><\/html><\/p>\n","protected":false},"excerpt":{"rendered":"<p>When you refinance a student loan, you actually save money by omitting existing education debt with a new loan, ideally with a lower interest rate from a private 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